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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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beLIEve
post Jan 31 2019, 02:59 PM

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QUOTE(siawyent @ Jan 31 2019, 02:45 PM)
My statement date is 7th, if I top up BP today with Quantum master, when will it be posted?  will the posting delayed by Public holidays?

Today top up still in time to post on 7/2 statement so that can get the 5% CB?
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if you don't top up today, what you plan to do with it? Find an online or dining merchant that uses Public Bank terminal to spend or?
beLIEve
post Jan 31 2019, 03:10 PM

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QUOTE(siawyent @ Jan 31 2019, 03:02 PM)
if not in time to use this month's quota, then will used up next month's quota. 

I'm hoping for new Spend now for more campaign next month ?? brows.gif
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wahaha I'm not putting much hope with that. Even if they do come out with a new spend more cash 4 now campaign, I've a feeling they'll exclude topups. I didn't hold back from spending whatever I need. IF there's a new spend more cash 4 now, can still participate although funds are not fully optimized.
beLIEve
post Feb 1 2019, 10:43 AM

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QUOTE(tonytyk @ Feb 1 2019, 10:40 AM)
FM? what promo?
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I think Family Mart
beLIEve
post Feb 2 2019, 11:12 PM

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QUOTE(paogeh @ Feb 2 2019, 11:02 PM)
Still no news of the weekly campaign ?!?!?!

I wait till my neck long long  lioa ......
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Write to custsvc ask them forward to marketing Dept?
beLIEve
post Feb 11 2019, 11:01 AM

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QUOTE(mylifeisgoingdown @ Feb 11 2019, 10:50 AM)
2. My statement date is 29 every month. This month only has 28 days  doh.gif Then when will I get the statement this month (February)?
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This one you don't need to worry too much. It'll either be 28th Feb or 1st Mar.

This post has been edited by beLIEve: Feb 11 2019, 01:35 PM
beLIEve
post Feb 11 2019, 01:38 PM

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QUOTE(wilson1149 @ Feb 11 2019, 11:50 AM)
No spending promotion now?  laugh.gif
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Got.

QUOTE(cybpsych @ Feb 4 2019, 11:59 PM)
RM88 Cash Back Campaign [ PBB | T&Cs ]

user posted image
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beLIEve
post Feb 11 2019, 02:09 PM

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QUOTE(David83 @ Feb 11 2019, 01:42 PM)
That one is only solely for PBB WMC.
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Maybe he has WMC leh. Then can sapu $88
beLIEve
post Feb 11 2019, 04:10 PM

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QUOTE(spreeeee @ Feb 11 2019, 04:07 PM)
omg.. nvm then.. shud have use mbb-fcb 2%.. lol..
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General rule of thumb is, avoid JomPay and FPX if you want cash back.

Expert say only UOB gives cashback for JomPay.
beLIEve
post Feb 11 2019, 04:14 PM

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QUOTE(David83 @ Feb 11 2019, 04:11 PM)
With the revision of TnC, that is yet to be hard proven.
Wait till 20th plus of this month, the truth will prevail.
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Ok, not surprised. Seems like UOB changing strategy this year. FD interest down, bank draft price up, Instant Transfer start charging for transactions >$5k.
beLIEve
post Feb 12 2019, 10:09 PM

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QUOTE(janson_kaniaz @ Feb 12 2019, 09:29 PM)
I think I asked this before but any idea how to pay syabas with PBB and receive cashback?
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Sifu say load to bigpay, then from bigpay to boost. Use boost to pay
beLIEve
post Feb 15 2019, 06:34 PM

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QUOTE(fkinmeng @ Feb 15 2019, 06:01 PM)
Anyone can help?
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yes it goes through for most banks because they rely on One Time Password rather than CVV. I think only RHB validates the CVV.
beLIEve
post Feb 15 2019, 08:16 PM

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QUOTE(fkinmeng @ Feb 15 2019, 07:53 PM)
So technically no point in keying the correct CVV? Then why they even ask? doh.gif
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Because the gateway doesn't know if a bank validates the CVV or not. It just sends everything to the bank.
beLIEve
post Feb 15 2019, 10:36 PM

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QUOTE(talexeh @ Feb 15 2019, 09:52 PM)
Maybank does validate the CCV.
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As far as I remember, few days ago I cincai put in CVV and got through. I'll observe again the next time I use my Maybank cards online.

QUOTE(hwa66 @ Feb 15 2019, 10:22 PM)
Hi all,

Want to ask, recently I applied loan mortgage with PBB. They required me to sign up for credit cards.
If I received them and does not activate, do I still need to call up to cancel?
And would there be any consequences?

Thanks in advance.
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To be precise, I don't think there's such a thing as "required". the 2 products are unrelated.

This said, if you applied for some good cards that many had been trying hard to get, keep them. Might not be easy to get public bank cards.

To answer your questions, yes, you need to cancel them if you don't want them. Otherwise you risk theft and paying SST.

This post has been edited by beLIEve: Feb 15 2019, 10:45 PM
beLIEve
post Feb 15 2019, 11:40 PM

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QUOTE(hwa66 @ Feb 15 2019, 11:18 PM)
Yea, that's what I thought too. But I was told that they applied special rate for me by saying that I am gonna apply for their credit cards. Anyway, it's been done.
But, can I ask another clarification on the SST? I get confused from some of the replies on this forum.
Some says even without activating, I will be charged SST? So, it's like even if I am not using the card, the bank will charge me SST for holding on to a card?
Therefore, upon receiving, I must call up to cancel?

Erm, will it in any way affect me as like applying for a card but canceling without even using? like kena blacklist or something?

*Cause i already had Maybank 2 Cards, and not a heavy user.. Seems like a lot if I had to pay another RM50 SST charge for the additional PBB 2 cards.
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I doubt they'll give any special rates for your loan in exchange for applying for credit cards. They're giving gifts like <$300 for new customers not taking loan from them.

For public bank, question about activation should not arise. When you receive the cards, you'll see that they're "pre-activated".

I don't know blacklist or not. If you only reapply after a few years, I don't think they'll feel that you're messing around. If keep applying and cancelling then maybe yes.

My suggestion is, cancel the non-amex card (use the reason SST) and keep one of the public bank cards. Then you have credit cards from 2 banks. Higher total credit limit and 1 bank backup the other.

This post has been edited by beLIEve: Feb 15 2019, 11:40 PM
beLIEve
post Feb 23 2019, 08:24 PM

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QUOTE(MNet @ Feb 23 2019, 07:44 PM)
Quantum Mastercard, online pay indah water bill can get discount?
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How you pay online?

JomPay not entitled, pay using PBe also not entitled.
beLIEve
post Feb 23 2019, 08:32 PM

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QUOTE(David83 @ Feb 23 2019, 08:27 PM)
IWK portal?
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Ahh thanks bro. Never knew that. Used to pay from savings account, now JomPay only.
beLIEve
post Feb 23 2019, 08:38 PM

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QUOTE(David83 @ Feb 23 2019, 08:34 PM)
I don't know. I was just asking. Sorry!
By the way, I just verified on IWK portal.
Only FPX, OTC (e-pay) and e-wallet (Boost or MCash).
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No worries.

Wah Boost can ah? Then I change to Boost next time. Thanks bro
beLIEve
post Feb 24 2019, 01:15 AM

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QUOTE(David83 @ Feb 24 2019, 12:24 AM)
This week has some instability.
Two updates were released since Monday.
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The second update fixed the 10k limit reset introduced in the first update

QUOTE(michaelho @ Feb 24 2019, 12:41 AM)
oh, hopefully they rectify soon, thanks for reply.

Btw, correctly me if I am wrong, now TNB under Payonline is eligible for 6% CB? Cos havent been using PBB on  Payonline for quite some time now, always reload to Bpay to max the CB.
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Yes. I still use it.

This post has been edited by beLIEve: Feb 24 2019, 01:17 AM
beLIEve
post Feb 24 2019, 03:22 AM

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QUOTE(David83 @ Feb 24 2019, 01:19 AM)
I think it's not reset at during the 1st update.

The first page is just telling you that you can still top up for how much based on the current wallet balance.
Let's say you put RM 10k, it'll tell you that you have RM XXXX.XX (< RM 10k).
If you insist to still reload that amount RM XXXX.XX (> your monthly quota before reset), you'll fail to do so.
A second pop up will tell you on how many CC quota you still left for the month.
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Just tested you're right bro. Thanks
beLIEve
post Feb 24 2019, 11:47 AM

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QUOTE(coldbasecamp @ Feb 24 2019, 08:54 AM)
Just got my first ever credit card approved by PBB. What are the things that I should take note when taking my CC?
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See if you need to add it to Public Bank online or not loh. That might save you a trip to the bank, IF you're collecting from the branch.

This post has been edited by beLIEve: Feb 24 2019, 11:48 AM

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