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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Dec 5 2018, 08:56 PM

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QUOTE(thunderbird @ Dec 5 2018, 08:54 PM)
Hello,

What's the best card/most popular cash back card from PB?

I spend quite a lot per month, around RM2k to 3k for grocery and online shopping etc

My monthly income is 5 figures since year 2008, so i think it shouldn't be an issue.

I don't want huge credit, max 30k good enough for me. Thanks
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post 2 and 3

but ur high grocery, need other cards to supplement pbb's
TMZ
post Dec 5 2018, 09:22 PM

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QUOTE(ClarenceT @ Dec 5 2018, 02:33 PM)
Final chance
Maybank FCB VS RM2500 @ 2%
Maybank M2 Amex RM1000 @ 5%
SCB JOP RM1933
SCB Liverpool RM500
PBB VS RM633 X2 @ 6%
PBB QM RM600 X2 @ 5%

brows.gif
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Hi, what does these means? The amount and the percent.

I'm interested to apply for PB CC and found these. Can some one please explain? Thanks

This post has been edited by TMZ: Dec 5 2018, 09:30 PM
thunderbird
post Dec 5 2018, 09:23 PM

SO what?
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QUOTE(cybpsych @ Dec 5 2018, 08:56 PM)
post 2 and 3

but ur high grocery, need other cards to supplement pbb's
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thanks, will go for quantum, since i have Visa card from other bank.
talexeh
post Dec 5 2018, 09:46 PM

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QUOTE(TMZ @ Dec 5 2018, 09:22 PM)
Hi, what does these means? The amount and the percent.

I'm interested to apply for PB CC and found these. Can some one please explain? Thanks
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<Bank> <Card name> <Max spending to achieve max cashback> @ <Cashback %>
chonghe
post Dec 5 2018, 09:55 PM

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unbeliavable that I used to top up 9 a.m. ++ and can easily get cash back but since week 14 or so got nothing.. it gets finished so early now
cybpsych
post Dec 5 2018, 10:03 PM

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QUOTE(chonghe @ Dec 5 2018, 09:55 PM)
unbeliavable that I used to top up 9 a.m. ++ and can easily get cash back but since week 14 or so got nothing.. it gets finished so early now
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the 9am++ window already in jeopardy since week week16.

the surprising part is 8am+ window which caught a lot by surprise. rclxub.gif
starry
post Dec 5 2018, 10:11 PM

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QUOTE(ClarenceT @ Dec 5 2018, 02:33 PM)

PBB VS RM633 X2 @ 6%
PBB QM RM600 X2 @ 5%

brows.gif
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QUOTE(talexeh @ Dec 5 2018, 09:46 PM)
<Bank> <Card name> <Max spending to achieve max cashback> @ <Cashback %>
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Why X2 for PBB VS and PBB QM?
chonghe
post Dec 5 2018, 10:18 PM

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QUOTE(cybpsych @ Dec 5 2018, 10:03 PM)
the 9am++ window already in jeopardy since week week16.

the surprising part is 8am+ window which caught a lot by surprise. rclxub.gif
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Surprise. Looks like my 05 Nov top up (WK 19) last trx at close to 9 a.m. also gone
Seems like need to be more kiasu now, top up once wake up in the morning, lol
ClarenceT
post Dec 5 2018, 10:30 PM

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QUOTE(starry @ Dec 5 2018, 10:11 PM)
Why X2 for PBB VS and PBB QM?
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My message was to those intending to settle PTPTN by 31/12/2018.

PB's Rebate is based on statement month. So you can have 2x RM633/600 in Dec.
kremlin
post Dec 6 2018, 12:39 AM

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Missed out WK 18 too .. last transaction 8.17am .. sad.gif
hulu_hili
post Dec 6 2018, 01:20 AM

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05 DEC SPEND NOW 4 MORE - WK18 50.00 CR
Last transaction 5.33am
ayamback
post Dec 6 2018, 01:24 AM

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QUOTE(talexeh @ Dec 5 2018, 05:21 PM)
BigPay?
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PBB Quantum Visa - the cashback is only for entertainment and departmental store shopping, isn't it?
I understand for PBB Quantum Mastercard we can use BigPay as it's considered online spending... but Quantum Visa also can meh?
beLIEve
post Dec 6 2018, 01:29 AM

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QUOTE(ayamback @ Dec 6 2018, 01:24 AM)
PBB Quantum Visa - the cashback is only for entertainment and departmental store shopping, isn't it?
I understand for PBB Quantum Mastercard we can use BigPay as it's considered online spending... but Quantum Visa also can meh?
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#define VS "Visa Signature"
ayamback
post Dec 6 2018, 01:36 AM

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QUOTE(beLIEve @ Dec 6 2018, 01:29 AM)
#define VS "Visa Signature"
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Ah that makes sense.. thanks!
MikeLeo
post Dec 6 2018, 07:34 AM

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If I overshoot my credit limit, will there be any charges?

eg: Credit limit for both quantum cards = RM 5,000
This credit statement spent = RM 5,500

Will they have any fees or charges?
I will be paying in full on each statement.
ClarenceT
post Dec 6 2018, 08:14 AM

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QUOTE(MikeLeo @ Dec 6 2018, 07:34 AM)
If I overshoot my credit limit, will there be any charges?

eg: Credit limit for both quantum cards = RM 5,000
This credit statement spent = RM 5,500

Will they have any fees or charges?
I will be paying in full on each statement.
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You don't have to wait for statement.
Anytime you can pay in advance to avoid overshoot.
beebee1314
post Dec 6 2018, 08:49 AM

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QUOTE(ClarenceT @ Dec 5 2018, 03:56 PM)
PTPTN
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Paiseh. I tot is another e-wallet that allows withdrawal

QUOTE(talexeh @ Dec 5 2018, 03:58 PM)
GrabPay.
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Woo but cannot withdraw yet. Need wait till they introduce the physical card. But ya, I'm using grabpay anyway for some things eh payments since some places already accept grabpay scan.
lalachong
post Dec 6 2018, 08:51 AM

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seems like best bet is; all to top up from 00:01am Monday... before going to sleep... aha... wonder how many card users in LYN? 200? 300?
Just us here can easily finish half the MYR30k quota d.

peri peri
post Dec 6 2018, 09:00 AM

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QUOTE(ClarenceT @ Dec 5 2018, 02:33 PM)
Final chance
Maybank FCB VS RM2500 @ 2%
Maybank M2 Amex RM1000 @ 5%
SCB JOP RM1933
SCB Liverpool RM500
PBB VS RM633 X2 @ 6%
PBB QM RM600 X2 @ 5%

brows.gif
*
Ambank trueviasa RM1000 @3%

Hooray week 18 both acc received. done on 1am

TQ big big PBB
ClarenceT
post Dec 6 2018, 09:12 AM

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QUOTE(peri peri @ Dec 6 2018, 09:00 AM)
Ambank trueviasa RM1000 @3%

Hooray week 18 both acc received. done on 1am

TQ big big PBB
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My message was to those intending to settle PTPTN in Dec 2018 to enjoy 20% discount.

Not Online transaction or Boost/BP top-up.

This post has been edited by ClarenceT: Dec 6 2018, 09:12 AM

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