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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Mar 30 2019, 12:14 PM

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QUOTE(SwarmTroll @ Mar 30 2019, 12:10 PM)
Converting to PB Quantum's Flexi-Pay Plan is only one time is it, until the 12 months payments are done? What if 6 months down the road I want to do another one? Is it allowed?
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As long as you have sufficent credit limit, you can have multiple flexi pay plan running concurrently.
SwarmTroll
post Mar 30 2019, 01:35 PM

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QUOTE(David83 @ Mar 30 2019, 12:14 PM)
As long as you have sufficent credit limit, you can have multiple flexi pay plan running concurrently.
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Wow! Sweet deal I think, thanks!

Is there any caveat to this tho? Its 0% installment for 12 months, so I would assume RM1200 would be RM100 for the next 12 months. No extra charge or catches?
SUSDavid83
post Mar 30 2019, 01:40 PM

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QUOTE(SwarmTroll @ Mar 30 2019, 01:35 PM)
Wow! Sweet deal I think, thanks!

Is there any caveat to this tho? Its 0% installment for 12 months, so I would assume RM1200 would be RM100 for the next 12 months. No extra charge or catches?
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No hidden charge except for early settlement fee I believe. Check the TnC or call CS for confirmation.
V12Kompressor
post Mar 30 2019, 10:43 PM

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QUOTE(SwarmTroll @ Mar 30 2019, 12:10 PM)
Converting to PB Quantum's Flexi-Pay Plan is only one time is it, until the 12 months payments are done? What if 6 months down the road I want to do another one? Is it allowed?
*
no limits on the number of Flexi Pay Plan

the only limit is your credit limit.
hafizhans
post Mar 31 2019, 01:23 PM

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QUOTE(V12Kompressor @ Mar 30 2019, 10:43 PM)
no limits on the number of Flexi Pay Plan

the only limit is your credit limit.
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is there other reason they will decline our request other than insufficient limit?
plan to swipe for smartphone purchase at celcom n convert it to 12 month
SUSDavid83
post Mar 31 2019, 01:24 PM

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QUOTE(hafizhans @ Mar 31 2019, 01:23 PM)
is there other reason they will decline our request other than insufficient limit?
plan to swipe for smartphone purchase at celcom n convert it to 12 month
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Are you being declined? Or you're merely speculating?
hafizhans
post Mar 31 2019, 01:50 PM

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QUOTE(David83 @ Mar 31 2019, 01:24 PM)
Are you being declined? Or you're merely speculating?
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speculating coz it will be my first time
cybpsych
post Mar 31 2019, 04:53 PM

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QUOTE(hafizhans @ Mar 31 2019, 01:23 PM)
is there other reason they will decline our request other than insufficient limit?
plan to swipe for smartphone purchase at celcom n convert it to 12 month
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QUOTE(hafizhans @ Mar 31 2019, 01:50 PM)
speculating coz it will be my first time
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shouldnt be any issue. it's a card feature for Quantum cards.
UserU
post Mar 31 2019, 05:25 PM

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If I were to make an online purchase for cashback (got PB card), would Visa or MC matter? While I've relying on MCs, I've always wondered if Visa is allowed too.



This post has been edited by UserU: Mar 31 2019, 05:25 PM
cybpsych
post Mar 31 2019, 05:27 PM

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QUOTE(UserU @ Mar 31 2019, 05:25 PM)
If I were to make an online purchase for cashback (got PB card), would Visa or MC matter? While I've relying on MCs, I've always wondered if Visa is allowed too.
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which specific PB cards are you referring.

diff card, diff features, irrespective to Visa or MC.
UserU
post Mar 31 2019, 05:28 PM

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QUOTE(cybpsych @ Mar 31 2019, 05:27 PM)
which specific PB cards are you referring.

diff card, diff features, irrespective to Visa or MC.
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PB Quantum.
cybpsych
post Mar 31 2019, 06:40 PM

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QUOTE(UserU @ Mar 31 2019, 05:28 PM)
PB Quantum.
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both quantum cards' features are quite straightforward

mastercard = online dining
visa = departmental entertainment
UserU
post Mar 31 2019, 07:08 PM

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QUOTE(cybpsych @ Mar 31 2019, 06:40 PM)
both quantum cards' features are quite straightforward

mastercard = online dining
visa = departmental entertainment
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I see, so I've to just stick to MC for online purchases.
SUSDavid83
post Mar 31 2019, 07:09 PM

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QUOTE(UserU @ Mar 31 2019, 07:08 PM)
I see, so I've to just stick to MC for online purchases.
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That's for sure since QV won't award you for cash back.
If you're qualified, get PBB VS.
wym6977
post Mar 31 2019, 08:27 PM

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Just noticed I lost 1800 VIP points so quickly redeem for SST (10K VIP = RM25)... too focus on CB overlook the VIP ...
BTW tried my luck ask for SST rebate for Quantum the CS said will submit my request for consideration..
annoymous1234
post Mar 31 2019, 10:34 PM

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Happy to report that all of my shopee transaction via app got cashback. However, honestbee desktop still no cashback sad.gif

Shopee Malaysia KUALA LUMPUR MYS
SUSDavid83
post Mar 31 2019, 10:35 PM

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QUOTE(annoymous1234 @ Mar 31 2019, 10:34 PM)
Happy to report that all of my shopee transaction via app got cashback. However, honestbee desktop still no cashback sad.gif

Shopee Malaysia KUALA LUMPUR MYS
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Automatically or claim/report via CS?
annoymous1234
post Mar 31 2019, 10:36 PM

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QUOTE(David83 @ Mar 31 2019, 10:35 PM)
Automatically or claim/report via CS?
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Auto. In my statement
Rushy
post Apr 1 2019, 11:02 AM

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Referring to Visa Signature Annual Fee Waiver.
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Does online transaction consider a "swipe"?
fruitie
post Apr 1 2019, 11:04 AM

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QUOTE(Rushy @ Apr 1 2019, 11:02 AM)
Referring to Visa Signature Annual Fee Waiver.
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Does online transaction consider a "swipe"?
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Yes. So long you spend with the card then it is considered a "swipe".
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