Almost 2 months

Application for 12 months 0% BT got approved as well.
Thanks a lot for sharing!

Oh, mine also approved on second day for the 12m BT 0%

Thanks for sharing

statement month, congrats on your VS!

Public bank CB statement is tons better than MBB. You can see each itemized CB transaction wheres MBB only the total per month.


PS. Btw anyone can confirm if Quantum MC still gives CB for Ptptn portal?

This post has been edited by metaloid: Dec 3 2018, 04:24 PM

Yes. Entitled using PBB VS and QMC.

erm i think Maybank calculate CB based on each transaction while Public Bank calculate by total.
eg. RM30.5 + RM30.5 Maybank gives u RM1.52 + RM1.52 = RM3.04 while Public Bank gives you RM3.05

where do you see the "itemized cb transaction"?

pbb also calculated cb per transaction level; which is why you can get lower spending amount to max out the cb.

e.g. rm38 cb max for VS, spending can be as low as RM632.49 assuming all targeted for SN4M. if you lumpsum 6% x RM632.49, you only get RM37.95 cb.


i prefer PBB's cb rounding (normal 2 decimal rounding up), rather than mbb's 2 decimal truncate.

This post has been edited by cybpsych: Dec 3 2018, 05:22 PM

I just realised I spent less RM 17 to earn full cash back RM 38 for my VS. My statement cycle will due today, anything that I can pay and will be posted today? Online transactions only. Urgent and appreciate your advice.

I realised BP is T+1 so will be too late for me. I can't believe I made this blunder.

Hi sis, only rm1.02 CB. There are more to come. Anyway I just browsed thru my PBB transactions and couldnt find one where transaction n posting dates are the same.

if u can determine, can try this Grab Taxi Petaling Jaya MY (tried in Sep 2018)

another was shopee thru ipay88 (transacted in Oct 2018)

does reload Boost entitle cash back?

Yeah, after that I realised only less than RM 1.50. Better saves my energy.

Better don't take the risk in this case, not worth it.
Thanks for the kind recommendations!

For those who do Auto Fund Transfer (AFT) to get shopee rm88 voucher, may I know long to wait to get the voucher (assuming I fulfilled all criteria)?

This post has been edited by kkhong: Dec 4 2018, 03:06 AM

Not eligible.

Hi, has anybody missed payment due date for 2-3 days before? Just wondering if there's an unofficial "grace period" after due date, before late payment fee will be charged by PB?

For those who have supplementary card(s), is the credit limit the maximum chargeable limit on the card? My supp card's transactions kept being denied by PB at around 60-70% utilisation of the card's prescribed credit limit.

where to see the itemized CB transaction?

+2 days is ok. havent/dont dare to try 3 days.

T&C stated clearly how many days are given to you before they charged you any interest/fees, if PB willing to waive it then it's on their goodwill. No such thing as unofficial grace period.

No problem with my supp. card at all. Your supp. card has a separate credit limit? Do you wave / used pin? PB has a limit on wave, for every 5 waves the next one has to used pin before you can wave again.

This post has been edited by rapple: Dec 4 2018, 09:16 AM

I think should be every 9/10 waves.