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Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back
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skty
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Mar 5 2019, 05:33 AM
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one more question if anyone know:
if I having flexi payment on quantum visa, can I cancel quantum visa and request the flexi payment to be transferred to quantum master or visa signature?
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skty
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Mar 5 2019, 06:39 AM
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QUOTE(kenlui @ Mar 5 2019, 06:32 AM) Yes that is possible as I've asked PB CS the same question before. thanks!
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skty
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Mar 5 2019, 06:46 AM
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QUOTE(skty @ Mar 4 2019, 07:26 PM) accumulated 4k or more spending on Quantum Mastercard only entitled SST offset for Quantum Mastercard only right? to entitle for SST offset for Quantum Visa card, the Quantum Visa card also need to accumulate 4k or more spending seperately right? What about Visa Signature? how much minimum spending is required to offset SST? For the 10k VIP points to offset SST, can I use the total VIP points accumulated from all three cards to offset one card SST? Btw, if do flexi payment, the amount charged (before convert to flexi payment) won't get VIP points and/or cash rebate right? What about the amount charged for 12 months consecutively after convert to flexi payment? Can get VIP points or cash rebate? thanks  anyone know about this? if do flexi payment, the amount charged (before convert to flexi payment) won't get VIP points and/or cash rebate right? What about the amount charged for 12 months consecutively after convert to flexi payment? Can get VIP points or cash rebate? btw, topping up BOOST using quantum mastercard can get VIP points also right? This post has been edited by skty: Mar 5 2019, 06:46 AM
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skty
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Mar 7 2019, 03:39 PM
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QUOTE(cclim2011 @ Mar 7 2019, 03:13 PM) Terminate another quantum visa. Chinese lady a bit rude say no, cannot transfer points at all. Lazy to talk more with her since 1k points only can transfer points to quantum master. cannot transfer points to visa signature.
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skty
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Mar 7 2019, 03:43 PM
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QUOTE(cclim2011 @ Mar 7 2019, 03:41 PM) She insists cannot. Ask her is it sop? She divert and say must redeem all points ahead just call up and get another CS to talk to.
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skty
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Mar 8 2019, 07:49 PM
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QUOTE(David83 @ Mar 8 2019, 10:49 AM) Regardless of which FlexiPay (with interest or Quantum exclusive benefit), both items should not entitled to cash back. The cash back I was referring if you're committing to installment plan called Zero Interest Installment Plan (ZIIP) DURING or AT point of sales, that monthly installment amount should entitle to monthly cash rebate. Hope this clears the confusion You WILL still get the cashback or VIP points based on the amount BEFORE convert to flexi payment for quantum card feature.
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skty
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Mar 8 2019, 08:03 PM
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QUOTE(David83 @ Mar 8 2019, 07:54 PM) Isn't that what I had been saying since several posts up above? Did I actually say anything wrong? Why everybody is quoting me?  sorry
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skty
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Mar 12 2019, 05:10 PM
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So long still no new campaign from PBB
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skty
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Mar 21 2019, 12:39 AM
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QUOTE(alexanderclz @ Mar 20 2019, 11:14 PM) any idea how to apply for additional card for existing public bank credit card user? email filled form to custsvc@publicbank.com.my
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skty
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Apr 10 2019, 07:19 PM
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QUOTE(cybpsych @ Apr 10 2019, 07:13 PM) i consider it as downgrade
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skty
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Apr 17 2019, 02:11 PM
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QUOTE(ClarenceT @ Apr 17 2019, 09:07 AM) More than 875 winners -lah. I am still thinking how to win +RM50 on overseas spending (RM625).
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skty
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Apr 17 2019, 02:31 PM
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QUOTE(ClarenceT @ Apr 17 2019, 02:18 PM) Good for you lah frequent traveller. I must give up RM50X3. Not going to cross the border to spend >RM500 equivalent or send the card to someone to spend overseas. I don't really travel a lot
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skty
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May 11 2019, 01:35 PM
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QUOTE(jkngo2003 @ May 11 2019, 11:29 AM) Yes . Boost reload is entitled cash back for visa signature. good sharing for those stubborn ppl 3D and SSL
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skty
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May 16 2019, 12:42 AM
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QUOTE(cybpsych @ May 15 2019, 08:03 PM) updated PDS to megacash bonus, removal of reward points by visa infinite. however, most worrying is the new wording used for VS and Quantum.... could it be pbb is closing (closed?) the loophole whereby... a) supp's spending aggregate to principal with one cashback to principal, or b) supp spending is outright not contributing to principal  no announcement yet right? also never mention start effective when.
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skty
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Jun 6 2019, 01:31 PM
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QUOTE(ProxMatoR @ Jun 6 2019, 01:11 PM) it is a cycle actually. not keeping loyal customer, so the customer will leave. then, new agent can apply for them as new customer again. then bank's record will see "new customer increment". no new customer, agent no money, bank no nice report. so best is? loyal customer become new customer again. lol.... :lol2: The only bank that obviously value royal customer is citibank
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skty
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Jun 6 2019, 01:52 PM
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QUOTE(ProxMatoR @ Jun 6 2019, 01:45 PM) but is quite subjective as forumers reported here... hahaha What subjective? It’s already written black and white the benefit you will get for loyal customer. Just look at their credit card
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skty
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Jun 8 2019, 02:51 AM
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QUOTE(ableze_joepardy @ Jun 7 2019, 11:35 PM) just got supp pbvs card. applied after confirmation callcenter split statement got split cashback. if pbb decided to change this then gg you choose to believe callcenter rather than seasoned forumers here.
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skty
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Jun 11 2019, 05:36 PM
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QUOTE(fruitie @ Jun 11 2019, 04:58 PM) I tried applying when it was 100k requirement and failed so many times despite having achieved the salary requirement, only managed to approve last year.  From RM 60 cash back to now RM 38 only approved...  PBB detected you spent too much on makeups. hahahaha
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skty
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Jun 11 2019, 06:42 PM
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QUOTE(fruitie @ Jun 11 2019, 06:24 PM) Yeah, I am curious for the BP part. My spending is a lot too, every month my CCRIS showing high outstanding amount but I cleared all. CCRIS only updated one month once for most of the banks, so the amount didn't reduce for me.  in the e-CCRIS, 0 just mean you pay on time, doesn't mean you pay FULL on time. so i think if your outstanding balance is high every month in CCRIS, I believe bank will think you might only pay the minimum amount and you are in big trouble of debt to other banks. So they might not want to take the risk with you even though your annual salary exceeded the requirement. just my thought.
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skty
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Jun 11 2019, 06:58 PM
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QUOTE(TongCN @ Jun 11 2019, 06:48 PM) But at the same time during visa signature application, i also applied others like hsbc and standard chartered. Only PBB VS failed  mean PBB doesn't wanna take risk with you lor.
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