The recent promotion. Bag and point.

What's the break down like ?

(60.09 x 10) + (31.59 x 1) = 632.49

this is one of the example to meet SN4M's min RM60 per transaction. the remaining RM31.59 is just to max the cb to RM38.00.

Withdrawing 3k you pay RM6, so per ringgit you pay 6/3000.

When you reload RM633.33, the cost for withdrawing that is 6/3000 times 633.33.

If you can withdraw 4k then even more worth (but few cents only, actually).

Another way to see it is that the reload cost is 0.2%. Which is why certain people just reload bigpay to max out all the generic 2+% cashback cards, because its still not at a loss.

Awaiting for the new cash back promotion campaign in 2019 after the Spend Now For More Cash in end of 2018 !

In this case, then he will not get any cash back during the shortened statement period, since cash back is calculated based on calendar month, and as u said, awarded based on statement date.

Since he already gotten a cash back bonus of rm38 on 15January, he definitely won't get any cash back on 28th, as it is on the same mth.

I guess he probably will get his cash back for January period in February 28th then, since cash back is calculated for the month.

This post has been edited by beebee1314: Jan 7 2019, 03:35 PM

Never follow the SNTM. But where the 0.09 coming from rm60 per topup?

nothing. i just put a bit more.

Lucky 9...

I top up bigpay on 5th Jan (after waiting for new campaign) to cover up the quota balance for the month (statement date 6th).

1st transaction using PBQM, and follow with PBVS. Ended up 2nd transaction using PBVS posted on 6th, but first txn using PBQM still pending and stuck at authorize charge.. missed the full cashback for PBQM..

This post has been edited by mamamia: Jan 7 2019, 06:32 PM

The award of campaign cash back hasn't finish.
Where got so fast to start a new campaign right?

Past 4 campaigns were back to back... but before that you could have gap periods of a month or 2....

Maybe due to numerous complaints, they're fine tuning the TnC.

Based on past campaign, most of the campaign is back to back .break for few days maybe..

But, it seem like this time their marketing team change strategy, hope it is not the end of campaign..

Or maybe after change of chairman, need new approval for new marketing budget/ campaign..

This post has been edited by mamamia: Jan 7 2019, 06:46 PM

for some odd and unknown reasons, somehow we'd get T+2 posting.

just to be safe, reload 2 days before statement date, whenever possible.

Ya, normally I do it 2 days in advance, this time missed out due to busy schedule..

Not really the same campaign coming back as we can see from the balance transfer.

The game is still on.

This post has been edited by ClarenceT: Jan 7 2019, 08:27 PM


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This is different campaign right.

i see. thought it is fee for topup bigpay