The bold part is your answer..
Added.. Rm,15 is deducted from the account / 15units if PF funds..

Thanks

This friend must be a very good friend to you, and you trust each other. Maybe, after the transfer procedure in ASNB office is completed, your friend can just use internet banking to perform instant fund transfer of the money to your account. A win-win solution to you and your friend.  Your friend do not have to struggle typing capchas, to accumulate units in ASNB FP.

I would not transfer my ASNB FP unit to any unknown person, not even my friend. Sorry for being mean, because this world is realistic and materialistic. We need to protect ourselves, from being too naïve.

Suppose that a person has completed the transfer procedure of his ASNB FP units in ASNB office, to his friend. After that, his friend broke the verbal promise between the two of them, and refused to perform instant fund transfer of the money to the banking account of the first person. His friend claimed that the ASNB FP units was his own now, and there was nothing wrong legally about that. The first person was on the losing side.

The first person cannot report this matter to ASNB, and ASNB is unable to do anything. After all, the first person has consented to ASNB under his own free will, to transfer his ASNB FP units to his friend. Whatever happens next is not under the jurisdiction of ASNB.

This is not some real story, and it is just my imagination. Hopefully, no offense is intended here.

Banker draft can solve your problem.

Well u actually could be correct..
The story might be true later on when the transfer thing become popular like how MyASNB is being used by many unit holders...

Its actually down to trust... As long u can really trust.. Then okay... I personally prefer within family only... And maybe few trusted people that I normally deal with... That's all.. Above / outside that.. Big NO NO...