it works like normal 3rd party fund transfer. you can transfer to other people also. but need to know IC and ASNB acc no.

think of other people's asnb account like any other people's bank accounts. you can transfer money to them, you can add them as favourite if you want to transfer frequently (so you can add parents, siblings, spouse etc to this list).

I think that one would be what's different than myASNB. cuz myASNB you cannot transfer to anyone other than yourself or your kids (unless you can login into their myASNB lor). of ocurse the downside is the RM1 charge. but you know laaa they're banks what. they will try to suck your money whenever possible

I think in myASNB under personal details there is something called mail method or something. maybe try change from there? see how. or if you have time to go at branch you can update at their kiosk there. I did my kemaskini at the kiosk. haven't been receiving paper statement since.

you're right. it seems they get too many people complaining that the password combination is "too complicated" and "hard to create/remember" LOL.

I am so confused with this though. Aren't passwords supposed to be complicated and difficult so people can't guess?

actually they really can. they may not be the most advanced, but they know what they do. they have to make sure accounts is balanced at end of day. they're not even allowed to simply charge customers. you think where they gonna park that extra money? they are bound by SC regulations. cannot create unit without money and cannot take money without unit. no need to speculate anything la. it's a dangerous thing and can give bad sentiment. you want your dividend to go down ka

no need to be like that la. you know also pnb/asnb objective has always been about empowering Bumi economy. and most of their customers are Bumi anyway. it's not skewed on purpose. it's because of percentage. higher number, higher percentage hence higher chance.

insider info: their winner selection is randomly done by machine. not human.

If you compare by amount, yes I would agree that the non-bumis counts for far higher. I also agree that almost 80% of ASB unitholders ONLY own 5k or less. which is far from significant considering the total funds that ASNB is managing.
But most of their contests are based on how many transactions you make only. not by how much. and ASB has overall the highest no of transactions every year.

you know what, I really think this kind of speculation is unnecessary. it's not helping anyone.
non-bumi counts for about what? 20-30% of all unitholders?
and in every contest of 10 winners, isn't there at least 2 or 3 non bumi who won?

so let's just chill, and think positive only.

That's by far the lamest and stupidest answer I've heard LOL.

SUspended for ASB and ASN ONLY la. other funds can still topup like normal.

NO it is not. Effective rate is 6.50 + 0.5

Those "for first 10k" thing was last year only. they have dividend + bonus + special bonus if you remember.

the "special bonus" was the one for first 10k. the bonus is still normal bonus. FOR ALL YOUR ASB UNIT HOLDINGS.

WTF does it has to do with PH and LGE?

FOR FUCKS SAKE stop associating every single thing with politics.

pretty much sums up about their level of intellect as well. they think PNB pluck money out of thin air. or maybe just "peram" their investment money suddenly it multiplies. never understood the word "INVESTMENT"

If you have to ask this question, you haven't been with them long enough. just saying.

Sara 2 is not like any other VP funds. others are historical price. Sara 2 is forward price. You cannot open yet because price & units bought has not been finalised. So it's not yet confirmed. Need to wait 1 or 2 days

yes. your monthly lowest balance will be different. if you can afford to do one shot, do it. if cannot then no choice lah.

dividend is based on your lowest balance of each month, averaged.
and you need to top up on the 1st of each month for the balance to be counted for the month's dividend.

e.g. let's say u start with 0 and ASB fund.
1st Jan - 200
1st feb - 400
.
.
.
.
.
by dec you have 2.4k

average that by 12 months. that's the balance that will be used to calculate your dividend (around 1.1k)

BUT if 1st Jan u straight away put in 2.4k, for the full 12 months your lowest balance will be 2.4k (if you're not adding more money). so your average will be 2.4k

1.1k x 7%
&
2.4k x 7%

which one is higher?

THANKS! I was too lazy to do this lol.

quite a while they don't have BAT anymore.

but yes, conventional banks still big part.

although banks also have "islamic" portion, but no ASB is not fully shariah compliant.

it can be one of these reasons:

1. you open the two accounts using different ID e.g. ASM using old IC, then ASM3 using mykad
2. inside the system you have 2 different ASNB acc number.

there is no other choice but to go to their office. and then, depending on what kind of "fixes" your account needed, you may or may not have to register myASNB again. please remember to ask them about it.

ya la. simply said only and then disappear with no explanation. cannot la like dat.

equity 5 is forward pricing. u buy Saturday, bursa close, no NAV. no NAV hence unable to calculate ISC also. I think they will be able to allocate your units only today. maybe try to register later in the evening or tomorrow.

cooling off period is not related to this. the cooling off period means you are allowed to withdraw (i.e. cancel buying) and get back FULL AMOUNT including the ISC. after cooling off period is over, you can only withdraw whatever total units you received (minus ISC).

hope this clarifies.