Have you read post #1? I don't know why you need to follow Mr and Mrs money footsteps unless you have 10k to buy every day.

Banks need to make more profit in order to give higher dividend to ASN, in turn a higher dividend to you.

Unable to get any fish the whole morning; even an ikan bilis

Then I give u best idea ever..
Don't waste time on ASM & dump into FD 👍
Less headaches 😑

Hahaha, cannot stop myself from jumping in. Auntie with family shopping Queensbay Mall, cats at the groomers. Unker gave up on fishing today. Finished all the e-papers n alt media.

Are you having some internal conflict where to invest your $. I thot its very difficult n waiting time to be included into this forum.

Even more difficult for the non-bumi to invest into ASX. Despite any doubts or what we think, the fact is $10Billion??? or so, non-bumi allocation (3 funds) already subscribed.

Risk, is valid. If PNB closes shop due to a repeat of 1mdb magnitude of mismanagement, not many places in Malaysia we can hide n RM$ will be as good as Zimbabwe or Venezuela $.

You undecided among the 3 ASX funds vs FD vs EPF vs Shares? Need to consider your age group, what's your vision n goal, Investment timeline, etc.

Cimb giving 5%, but only 3 months.. Lepas itu, you go hunting for next Bank promotion. OPR likely down this month, FD will follow.

Let the Elders understand what question or concerns you really have. They will share inputs n you have final decision.

Also, are u read from other bloggers, to have a wider perspective on important subject of $$$. Which other bloggers you following? Allow me to assess....

All 3 funds got some

One shot? probably ASM just declared dividend not long ago, easier to get..

Got 800 ASM today

Good luck!

Well it's Zahid, this guy is well-known for making bizarre lies and claims.

Nobody rebutted them on this?

wonder when OPR reduced by 0.25%.. any impact on ASNB return?

U are 1 weird guy, keep promoting your own website. That difficult to get traffic? Lol

Good morning! You have chosen a noble name,
Equatorian =Gift of God.

I spent time visiting the  Mr. n Mrs. Money blog.
Can see why you are drawn to their writeup. Lots of positive stuffs, strong aspirations, travels, likely identifiable with your age group n common interests, idealism.

Areas on investments are a tad too general, they are a great lifestyle blog but hardly passable as an investment/personal finances blog.

Also, with our inflation %, kids' education, no social security, no free health benefits, don't bother to try FIRE, unless you have 30x-50x annual expenses in your bank....you ard mid - late 30s? What's possible in advanced countries, might not be applicable at home.

Continue to read extensively, keep this blog but at same time explore n expand your search for 'mentors',... Happy Sunday.

Now, thinking hard... Change name Unkerpanjang. Really no sense nor class.

Morning all, Unker gonna enjoy watching John Wick 3 today, then eagerly  resume back to work tomorrow. Some thoughts.

Blessed are the star studded Elders who selflessly share their knowledge in this forum.

Fortunate are the you n I, who discovered n benefited from this sharing. We gotta to pay it forward by helping others. Can be as simple as a motivational msg or as detailed as the wasiat application process.

Yet, there are others, both professionals n others who haven't maximized their investments, may it be asnb, insurance, etc. Compounding time n $ is your greatest friend. Don't lose out this opportunity. (till today, Unker still paying monthly $90, for a life insurance when I started work with $1.2k salary, just realized its worth $48k today), its a tidy sum.

To the laggards in this forum, we continue  rooting for you to land your 1st catch, can be $100 or more, we don't discriminate. We just want you to share your success story n motivate others.