Can anyone explain how the dividend works as I still blur when I read the first page
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia
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Nov 9 2018, 04:02 PM
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#1
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
I new player, just open account today.
Can anyone explain how the dividend works as I still blur when I read the first page |
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Nov 9 2018, 04:41 PM
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#2
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(john123x @ Nov 9 2018, 04:15 PM) Every year on EX date, you will receive additional units as "dividend". I see, then the dividend is calculate yearly and not monthly is it?For example: if you have 1000 unit of Amanah Saham Wawasan ASM2 of Fixed Price RM 1, and if PNB declare 6% dividend, you will receive extra 60 units on 1 september. 1000 units x RM1 per unit = RM 1000 After dividend. 1060 units x RM1 per unit = RM1060 ASM,ASM2 and ASM3 are called Fixed Price because a unit price is always RM 1 |
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Nov 11 2018, 04:33 PM
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#3
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94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 13 2018, 09:38 PM
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#4
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94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 17 2018, 02:31 PM
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#5
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 18 2018, 07:09 AM
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#6
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
welp, i guess people said the asm1 really 1 day sale only
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Nov 18 2018, 01:02 PM
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#7
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94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(vanitas @ Nov 18 2018, 12:38 PM) Salah calculation. this is my personal opinion, It was 3% of 7 years earlier vs 6% gains after 7 years. Option 1, You paid off 100k car loan. No money to put asnb. But can top up asnb 17k every year for 7 years. End of the day asnb got 150k with 6% compound. Paid 100k, left 150k. Option 2, You borrow 100k car loan. 100k in asnb. Paid loan 17k x 7 = 121000 over 7 years. Asnb got 150k with 6% compound. Paid 121k, left 150k. Uncle, I draft quite quick, ask me again if I missed out anything. what if you cant topup 17k every year ? also seem asm so far only special day can topup lucifah also make a good point on this QUOTE(lucifah @ Nov 18 2018, 12:28 PM) can you give me the same guarantee of 6% for ASNB for the whole 7 yr tenure? based on the rate from 2014 , asm 2 & 3 keep dropping lucky this time maintain at 6.00..if you ask me, i buy a RM50k car and dump the 50k into ASB. setlle. |
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Nov 20 2018, 03:28 PM
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#8
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
quick question
you guys referring ASx is it the fund type in ASNB or this one? https://www.asx.com.au/ |
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Nov 22 2018, 01:24 PM
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#9
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 22 2018, 01:47 PM
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#10
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94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(DBHILUHDAQWISRTNJ @ Nov 22 2018, 01:40 PM) Yes uncle, last time you got told me about it ...QUOTE(DBHILUHDAQWISRTNJ @ Nov 17 2018, 02:49 PM) |
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Nov 22 2018, 03:06 PM
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#11
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 23 2018, 06:34 AM
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#12
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(xeon1989 @ Nov 23 2018, 01:25 AM) I saw from somewhere that initial amount to open account can be as low as RM10. Anyone can confirm? yes new player here. just open with rm10 for asm 2 What if not able to buy any FP fund? Have to shed tears and come again another day. setup myasnb then top up rm100.. success.. try another 100.. insufficient unit |
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Nov 23 2018, 03:21 PM
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#13
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(samuraix79 @ Nov 23 2018, 03:01 PM) Since we are suddenly in topic of Maybank, just curious, never heard of this before, was this mentioned in the forum? Yes that one is m2u saver account. But need 2k balance to enjoy the 2%. Less than 2k not entitle.. Maybank has an online savings account, that gives 2% interest, but must online transaction only. So probably viable to keep it here while waiting for units in ASNB to do FPX? Sorry ya, maybe old news but just found out today https://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts |
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Nov 23 2018, 03:44 PM
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#14
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94 posts Joined: May 2011 From: Kota Kinabalu |
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Nov 28 2018, 04:02 PM
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#15
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94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(tonytyk @ Nov 28 2018, 12:56 PM) So if top up on 1st Sep to 29th Sep not entitled for dividend, then would withdrawal within the same period affect the dividend computation ? It counts the lowest balance. If September you got 5000, topup 3000, withdraw 2000 left 6000, Then the dividend count on lowest balance which is rm5000. Anyway last time I went to asnb branch and the staff direct me to this website on the calculation. https://jomurusduit.com/2017/12/cara-pengir...n-asb-2017.html |
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Nov 29 2018, 02:03 PM
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#16
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94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(nexona88 @ Nov 29 2018, 01:09 PM) I 50% FD & saving, 50% asnb in case got emergency can easily take out the money from fd/saving as ASx fund need sit on pc/ phone click click pray for luck hope got unit lol..By the way this is my opinion that top-up 3 digit only maybe uncle aunty topup 4 - 5 digit have different opinion... |
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Nov 29 2018, 03:26 PM
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#17
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Junior Member
94 posts Joined: May 2011 From: Kota Kinabalu |
QUOTE(eddie2020 @ Nov 29 2018, 02:33 PM) What mean asnb need click? I thought asb if want cash out just go bank agent or asb straight can cash out? QUOTE(SNHY693 @ Nov 29 2018, 02:10 PM) But isn't amanah saham quite easy to take out money as well. If we sell, how long will it take to get the money? Erm seem there is some miscommunication on my part. What I mean is ASx fund easy to take out, but when you want put money back it's hard and you need to try every second see got unit or not. By the way this does not apply to asb / bumiputra fund as they free to top-up just max 200k only compare to non-bumi fund that only unit available only can top up.. |
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Dec 6 2018, 01:21 PM
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#18
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94 posts Joined: May 2011 From: Kota Kinabalu |
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Dec 20 2018, 07:01 PM
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#19
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94 posts Joined: May 2011 From: Kota Kinabalu |
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Jan 9 2019, 08:40 AM
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#20
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94 posts Joined: May 2011 From: Kota Kinabalu |
Still got asm3, I hit this month quata already only can see cannot click buy lol...
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