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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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Sunsetdeska
post Nov 9 2018, 04:02 PM

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I new player, just open account today.
Can anyone explain how the dividend works as I still blur when I read the first page icon_question.gif
Sunsetdeska
post Nov 9 2018, 04:41 PM

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QUOTE(john123x @ Nov 9 2018, 04:15 PM)
Every year on EX date, you will receive additional units as "dividend".

For example: if you have 1000 unit of  Amanah Saham Wawasan ASM2 of Fixed Price RM 1, and if PNB declare 6% dividend, you will receive extra 60 units on 1 september.

1000 units x RM1 per unit = RM 1000

After dividend.

1060 units x RM1 per unit = RM1060

ASM,ASM2 and ASM3 are called Fixed Price because a unit price is always RM 1
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I see, then the dividend is calculate yearly and not monthly is it?
Sunsetdeska
post Nov 11 2018, 04:33 PM

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john123x
hi sorry to bother you again, anyway
some of the funds does not have rate yet in 2018 hmm.gif
usually when we will know the new rate?
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This post has been edited by Sunsetdeska: Nov 11 2018, 04:33 PM
Sunsetdeska
post Nov 13 2018, 09:38 PM

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QUOTE(nexona88 @ Nov 13 2018, 10:27 AM)
Yup.. I guess...
Since many using this techniques
I'm sure they already know 😈😈
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i new player, dont know this techniques,
care to explain? sweat.gif
Sunsetdeska
post Nov 17 2018, 02:31 PM

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last time i testing ASN Equity 3, can topup but i click cancel..
now this fund stuck at the top fund there.. any idea how to remove it?
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Sunsetdeska
post Nov 18 2018, 07:09 AM

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welp, i guess people said the asm1 really 1 day sale only sad.gif
Sunsetdeska
post Nov 18 2018, 01:02 PM

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QUOTE(vanitas @ Nov 18 2018, 12:38 PM)
Salah calculation.
It was 3% of 7 years earlier vs 6% gains after 7 years.
Option 1,
You paid off 100k car loan.
No money to put asnb.
But can top up asnb 17k every year for 7 years.
End of the day asnb got 150k with 6% compound.

Paid 100k, left 150k.

Option 2,
You borrow 100k car loan.
100k in asnb.
Paid loan 17k x 7 = 121000 over 7 years.
Asnb got 150k with 6% compound.

Paid 121k, left 150k.

Uncle, I draft quite quick, ask me again if I missed out anything.
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this is my personal opinion,
what if you cant topup 17k every year ?
also seem asm so far only special day can topup sweat.gif (i new player this year though)

lucifah also make a good point on this
QUOTE(lucifah @ Nov 18 2018, 12:28 PM)
can you give me the same guarantee of 6% for ASNB for the whole 7 yr tenure?

if you ask me, i buy a RM50k car and dump the 50k into ASB. setlle.  laugh.gif
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based on the rate from 2014 , asm 2 & 3 keep dropping lucky this time maintain at 6.00..

Sunsetdeska
post Nov 20 2018, 03:28 PM

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quick question

you guys referring ASx is it the fund type in ASNB
or this one?
https://www.asx.com.au/
Sunsetdeska
post Nov 22 2018, 01:24 PM

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When you got nothing to do and then
Play play the VP fund.. laugh.gif
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Sunsetdeska
post Nov 22 2018, 01:47 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Nov 22 2018, 01:40 PM)
This vp fund will forever stick with your purchase list.
Can't remove. :*
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Yes uncle, last time you got told me about it ...
QUOTE(DBHILUHDAQWISRTNJ @ Nov 17 2018, 02:49 PM)
Same here , hand itchy go test .
Now forever stuck there with fp fund. smile.gif

Don't think can remove through asnb portal, maybe asnb counter staff can remove , not sure.
Doesn't matter , live with it .
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Sunsetdeska
post Nov 22 2018, 03:06 PM

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QUOTE(cscheat @ Nov 22 2018, 02:47 PM)
wtf... so high fees also want play?
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I testing see got unit or not. Then cancel.. sweat.gif
Sunsetdeska
post Nov 23 2018, 06:34 AM

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QUOTE(xeon1989 @ Nov 23 2018, 01:25 AM)
I saw from somewhere that initial amount to open account can be as low as RM10. Anyone can confirm?
What if not able to buy any FP fund?
Have to shed tears and come again another day.  cry.gif
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yes new player here. just open with rm10 for asm 2 laugh.gif
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setup myasnb then top up rm100.. success.. try another 100.. insufficient unit sweat.gif

Sunsetdeska
post Nov 23 2018, 03:21 PM

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QUOTE(samuraix79 @ Nov 23 2018, 03:01 PM)
Since we are suddenly in topic of Maybank, just curious, never heard of this before, was this mentioned in the forum?

Maybank has an online savings account, that gives 2% interest, but must online transaction only. So probably viable to keep it here while waiting for units in ASNB to do FPX? Sorry ya, maybe old news but just found out today biggrin.gif

https://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
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Yes that one is m2u saver account. But need 2k balance to enjoy the 2%. Less than 2k not entitle.. sweat.gif

Sunsetdeska
post Nov 23 2018, 03:44 PM

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QUOTE(samuraix79 @ Nov 23 2018, 03:33 PM)
I am sure many unker aunty here can get the top tier of 50k and above biggrin.gif
That one gives you 2.2%
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I see, I thought uncle aunty here top-up asx at least 4 to 5 digit
Like uncle DBHILUHDAQWISRTNJ till saving kosong.. laugh.gif


Sunsetdeska
post Nov 28 2018, 04:02 PM

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QUOTE(tonytyk @ Nov 28 2018, 12:56 PM)
So if top up on 1st Sep to 29th Sep not entitled for dividend, then would withdrawal within the same period affect the dividend computation ?
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It counts the lowest balance.
If September you got 5000, topup 3000, withdraw 2000 left 6000,
Then the dividend count on lowest balance which is rm5000.

Anyway last time I went to asnb branch and the staff direct me
to this website on the calculation.
https://jomurusduit.com/2017/12/cara-pengir...n-asb-2017.html
Sunsetdeska
post Nov 29 2018, 02:03 PM

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QUOTE(nexona88 @ Nov 29 2018, 01:09 PM)
well it's quite good..
but better if 50/50  innocent.gif
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I 50% FD & saving, 50% asnb in case got emergency can easily take out the money from fd/saving as ASx fund need sit on pc/ phone click click pray for luck hope got unit lol..
By the way this is my opinion that top-up 3 digit only maybe uncle aunty topup 4 - 5 digit have different opinion...
Sunsetdeska
post Nov 29 2018, 03:26 PM

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QUOTE(eddie2020 @ Nov 29 2018, 02:33 PM)
What mean asnb need click? I thought asb if want cash out just go bank agent or asb straight can cash out?
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QUOTE(SNHY693 @ Nov 29 2018, 02:10 PM)
But isn't amanah saham quite easy to take out money as well. If we sell, how long will it take to get the money?
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Erm seem there is some miscommunication on my part. What
I mean is ASx fund easy to take out, but when you want put money back it's hard and you need to try every second see got unit or not.

By the way this does not apply to asb / bumiputra fund as they free to top-up just max 200k only compare to non-bumi fund that only unit available only can top up..
Sunsetdeska
post Dec 6 2018, 01:21 PM

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QUOTE(stinger @ Dec 6 2018, 12:54 PM)
I get this : The transaction was declined due to insufficient units available. Please try again later (068)

so this means habis?  cry.gif
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Keep trying... I manage to get small amount this morning :smile.gif:
Sunsetdeska
post Dec 20 2018, 07:01 PM

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QUOTE(HolySatan @ Dec 20 2018, 06:44 PM)
» Click to show Spoiler - click again to hide... «
you forgot .my at the end sweat.gif

QUOTE(nexona88 @ Dec 14 2018, 04:20 PM)
huh..
for what myASNB...

it's  asnbcare@pnb.com.my  flex.gif
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Sunsetdeska
post Jan 9 2019, 08:40 AM

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Still got asm3, I hit this month quata already only can see cannot click buy lol...

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