deleted...
already answered by John123x

This post has been edited by MUM: Nov 15 2018, 08:00 PM

EPF and other funds to pay less dividends, Najib predicts

Former prime minister Najib Abdul Razak predicts that state funds like the Amanah Saham (ASB), Employees’ Provident Fund (EPF), Armed Forces Fund (LTAT), and Tabung Haji will be paying far less in dividends this year.

This is due to the loss of investor confidence in Malaysia following the 14th general election, which in turn caused foreign investment inflows in the stock market earlier this year to turn into outflows.

In a Facebook post today, he said the price of the unit trust managed both by private financial institutions and the government had fallen anywhere between five to 25 percent compared to the beginning of the year.
“This is a sign that ASB, EPF, LTAT, and Tabung Haji dividends for this year may be far lower compared to last year.

https://www.malaysiakini.com/news/452607

Khazanah’s investment portfolio hit by falling stocks

https://www.thestar.com.my/business/busines...falling-stocks/

someone once mentioned this....go check back the historical year (time frame) in which market crashes/correction/bear period happens, then compare the historical dividend rates of ASNB FP funds on those years.....maybe can have the answers you wanted..

as usual...past performances may not be an indicator of the repeat of current performance

goggled and found this ASB dividend rate chart since 1990
https://1-million-dollar-blog.com/dividends...ham-bumiputera/

ASN since 1981
https://1-million-dollar-blog.com/dividends...saham-nasional/

https://www.google.com/search?source=hp&ei=...i30.mQlO8tiABZ0

since this is ASNB FP fund....I think they would invest in this ASNB FP fund or TH....then gives you 4% and keep the rest

you got all that PLUS the tax deduction too right? how much RM $$ you paid less to the Govt?

if without the tax deduction benefits....2% over the 4% will be a lot in the long terms

then those that buy with loan money

0.25% pa X 10 years


https://www.calculator.net/investment-calcu...tit=0&x=67&y=27


Attached thumbnail(s)

while waiting for his/her response,...
I think he/she meant is Effective rate...
for he mentioned...."Think effective interest rates for a car loan is about 5.5% as well."

car loan is flat rate

the differences....
https://www.google.com/search?ei=LnudXLiQM6...i10.Gnw2hxRPLys

how to do that?...
btw 2020 is just next year.....

so how to increase AUM x3 or 30% of KLCI in this short time?

could it be ...reducing/cut off the lifeline support to non performing or crony companies of opposites camps?

Can EPF invest into ASNB funds?
If yes, why not EPF invest into them (companies) directly?

PNB AUM is 280 billion
KWSP AUM is 800 billion

to increase 280 billion x3 by 2020 is.....

Chairman Tan Sri Dr Zeti Akhtar Aziz said the markets that PNB was looking at include the United States, United Kingdom, Japan, France and Germany. The emerging economies will mainly be from both Asia and Europe.

https://www.nst.com.my/business/2019/03/473...ets-three-years

this sentence made me worried....
even with the full support PNB and EPF...."klci that has been poor for the past 5 years"
what the future would hold for KLCI if those "Big Bothers" did not continue to fully support it.

no point keep throwing money into a sinking ship?

read post 26 by Showtime747
https://forum.lowyat.net/topic/4553599/all

This post has been edited by MUM: Mar 29 2019, 12:56 PM

still working....if employed.....
if got surplus cash.....other option to get abt 6%pa at a much convenience route.
1) can ask employer to increase your EPF monthly contribution through payroll deduction....no max
2) can do again EPF self contribution at RM60k pa max

fully subscribed?....
this is Bumi only fund right?
that means Bumi also cannot buy any more?

if got charge also .....they are in % of invested amount...right?
large or small amount are also in %...right?

smaller amount got more chances of getting mah...