IMO there are no right or wrong way to manage their $.
To me, FD is good for short to mid term investment.
ASX great for long term investment.
For even longer term? EPF.

Some risk taker can go for stock market. Each ppl have their own taste.

Managed to capture 2.6K ASM yesterday.
Overbought d, now month end no money have lunch already.
My advise to fellow forumer, double check your bank balance and plan ahead.
Don't be like me.

oops, I forgot unkers here all big shark, never had such problem...

Unker, although now still being single, to be honest I have no idea how financial management would be after marriage.
I do understand the need of common tabung for house usage, but introducing another contributor/commitment doesn't sounds good to already-dried-out-wallet.
What I can do now is just save and save up to safe level amount of $$, and pray no further commitment.

Unfortunately not all can afford Osaka trip, cuti cuti Malaysia is the way to go.

Based on my experience, among all bank still the PNB attend my request promptly and fast.
If it's not far from your place, highly recommend you try there.
But not on beginning of the month of course.
Best is end of month.

But there is a catch - although end of month not much ppl, that also mean harder to get unit too.
So you might getting hard time even to buy RM10 of FP. Can buy other fund first just to open account.

No wonder.
Normally I try with 200-500, nowadays 1K almost impossible to get.

MyASNB accessible from both foreign and Malaysians IP.

Whatsapp group can take not more than 256 members.
Maybe telegram?

Note that "You are our priority" wording.
That means EPF favor rich ppl instead of treat everyone the same.

Sad that this is the practise done by gov. Bodies.

In my opinion, no matter how much fund in the pool, it will be sapu by big shark.
Maybe should diversify investment scheme instead of increasing size of single pool.

Tried to get RM200 in ASM, didnt get.
Today everyone's fishing, not much fish left.