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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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hyelbaine
post Apr 1 2019, 03:50 PM

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QUOTE(nexona88 @ Apr 1 2019, 03:45 PM)
sudah tutup aunty..
10mins sales only  doh.gif  doh.gif
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I spoke with my internal contact today and she said today very calm and not many ppl come to branch. ppl withdrawing oso not for asm but for asb2 only. some big shot probably cash out asm which is why so short the window.

i think la, not that gate open but not many ppl withdraw. i think only ha dont angry ya
hyelbaine
post Apr 1 2019, 03:53 PM

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QUOTE(nexona88 @ Apr 1 2019, 03:52 PM)
hmm..
even with 5.5% no ground shaken...
was expecting some shakeup  innocent.gif  brows.gif
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ppl dont have alternative anymore. put in fd kena lock, to get 4% need to put 6 digit. put in normal unit trust all bungkus. put in epf better return but cannot use in emergency.

low risk with so-so-ok return.

mana mau cari? once get hold of it nobody want to let go. if all of u in here get fp units will u all so easily redeem ah? dont think so right brows.gif

This post has been edited by hyelbaine: Apr 1 2019, 03:56 PM
hyelbaine
post Apr 1 2019, 04:46 PM

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QUOTE(fairylord @ Apr 1 2019, 04:21 PM)
Now people to missed the party are reluctant to inject ASM2/3 and hoping miracle in another 1hour 35min before closure of the day
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don't be reluctant. grab whatever units that you can from any fp. dont be choosy or you will end up with nothing at the end of the day. asm1 has always historically been hard to get even before online time and now it gets even harder.

being the oldest fp fund open to non-bumi obviously ppl have a lot more confident but asm2 and 3 are all oso managed by the same ppl.

i still remember ppl dumping asm3 last time because of "name" and how many ppl now regret doing it. remember asm3 oso early-early last time nobobdy one to buy because misunderstand fund return benchmark.

easy to throw but very hard to get back. grab what u can.

This post has been edited by hyelbaine: Apr 1 2019, 04:47 PM
hyelbaine
post Apr 4 2019, 02:32 PM

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QUOTE(nexona88 @ Apr 4 2019, 12:23 PM)
Masuk senang, mau keluar sikit susah (if there's will there's way)  blink.gif

meanwhile ASx, mau masuk susah.. Keluar banyak senang wor... anytime can out  rclxms.gif
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i love this, accurate description of fp. now imagine everyone oso now learn this and understand it, u still think got many ppl withdraw so that new ppl can buy into?

i dunno abt u but if it was me, must be really big-big emergency/desperate situation before i let go of any fp units.

borrow from friend/relative or sell gold/jewelry when later "recover" can buy or pay back but once u let go of fp, you have unlimited bullets oso no use brows.gif

This post has been edited by hyelbaine: Apr 4 2019, 02:35 PM
hyelbaine
post Apr 4 2019, 02:40 PM

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QUOTE(beLIEve @ Apr 4 2019, 02:37 PM)
you expert think like that lah. the aunty uncle I know, if need money then withdraw. later cannot buy back then cannot buy back loh.

My colleague is best la. Not enough money, sell ASB. got extra money, instantly can buy back.
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asb different lah. the only fp fund that has no fund size limit. all other fp have fund size limit wan even bumi only fund like asb2 and asb3 biggrin.gif
hyelbaine
post Apr 9 2019, 08:58 AM

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QUOTE(gold member @ Apr 8 2019, 11:09 PM)
There are many financial tools that can be utilized to achieve >6% , even some years' inflation is more than 5%. But of course can't expect too much as it is FP and "quite" stable.
It could be better however, it didn't become worse (if 5.5 compare to 6.x previously).
In fact, all these are some ponzi schemes, well the whole financial system is a huge ponzi scheme and there are some illegal one.  icon_question.gif
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SC does not allow, not pnb fault. trust me it's not easy to get 6%. firstly, when market bungkus for so many years, even if u trade beta will not so easily get especially if fund so big. other unit trust whole company pun don't reach billion and asm alone so many billions. ask any fund manager, smaller the fund the easier it is.

many financial tools that can give more than 6%? do share because many ppl would want that rather than fight for fp. please share as i oso want to put money there. low risk, very liquid and more than 6%? i oso wan lehh
hyelbaine
post Apr 20 2019, 07:03 PM

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QUOTE(nexona88 @ Apr 20 2019, 03:23 PM)
MSAM 2019  biggrin.gif
» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «

» Click to show Spoiler - click again to hide... «


» Click to show Spoiler - click again to hide... «

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You went to the event kah?

hyelbaine
post Apr 21 2019, 06:41 PM

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QUOTE(beLIEve @ Apr 21 2019, 05:31 PM)
I thought ASB always can be topped up. Only ASB 2 and 3 have limit on their fund size.
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ASB1 = 200k individual limit but no fund size limit
ASB2 = 200k individual limit and has fund size limit
ASB3 = No individual limit and has fund size limit
hyelbaine
post Apr 22 2019, 07:02 PM

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QUOTE(Ancient-XinG- @ Apr 22 2019, 05:27 PM)
Suddenly felt so blessed.

I see the grow of ASNB from passbook era. To app era....

Wow.... Just wow.
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i feel old after reading this, thanks for reminding me sweat.gif
hyelbaine
post May 10 2019, 09:50 AM

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QUOTE(nexona88 @ May 10 2019, 09:11 AM)
Saw some news saying that PNB "losses" till 6 billion? Damn so high..

But its denied by PNB.. Hope they telling truth & not hiding..

P/S: No wind, tree won't shake 😂
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Got any link? I haven't read anything about PNB in the news lately. Last I read was about the Battersea project with EPF.
hyelbaine
post May 10 2019, 11:28 AM

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QUOTE(doomx @ May 10 2019, 10:53 AM)
the article so short, the comment section more interesting. suddenly all the graduate in the economic talking in there.
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How lah these 2 politicians who have no idea how to do anything other than steal money for their own pockets can say like this. Ini macam walk in a room, fart and then lari keluar.

Go and read the annual report lah. The Zahid fella got cases upon cases of corruption just waiting lagi can claim stuff like this.

Sometimes stupidity is so blatant with some folks doh.gif
hyelbaine
post May 10 2019, 05:33 PM

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QUOTE(bristlebb @ May 10 2019, 05:00 PM)
Punjab National Bank (PNB)  biggrin.gif
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Just when you thought that Zahid, Najib and the rest of this idiots can never get any dumber, they go on and prove people how absolutely stupid they are. Adoi doh.gif
hyelbaine
post May 16 2019, 09:08 AM

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QUOTE(Unkerpanjang @ May 16 2019, 07:24 AM)
Morning all, Unker gonna enjoy watching John Wick 3 today, then eagerly  resume back to work tomorrow. Some thoughts.

Blessed are the star studded Elders who selflessly share their knowledge in this forum.

Fortunate are the you n I, who discovered n benefited from this sharing. We gotta to pay it forward by helping others. Can be as simple as a motivational msg or as detailed as the wasiat application process.

Yet, there are others, both professionals n others who haven't maximized their investments, may it be asnb, insurance, etc. Compounding time n $ is your greatest friend. Don't lose out this opportunity. (till today, Unker still paying monthly $90, for a life insurance when I started work with $1.2k salary, just realized its worth $48k today), its a tidy sum.

To the laggards in this forum, we continue  rooting for you to land your 1st catch, can be $100 or more, we don't discriminate. We just want you to share your success story n motivate others.
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I feel very motivated now. Thank unker rclxms.gif
hyelbaine
post May 17 2019, 03:19 PM

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QUOTE(jianwei90 @ May 17 2019, 02:59 PM)
Try ASM, relatively easier to get
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How surprising. Only a couple of weeks ago people were complaining ASM impossible to get tongue.gif
hyelbaine
post May 20 2019, 09:01 AM

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QUOTE(DeniseLau @ May 19 2019, 01:06 PM)

- You can use the Google Chrome addon to auto fill the captcha if you trust the addon

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this is why we can't have nice things. later pnb use the same design from the mobile app to the myasnb website than everyone complain again. because of some ppl selfish, everyone suffer than padan muka brows.gif
hyelbaine
post May 21 2019, 09:38 AM

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QUOTE(Unkerpanjang @ May 20 2019, 02:07 PM)

Maybe, have one of fellow forumer start a petition (Go Petition) for PNB to increase Asnb FP allocation size. Since PNB wish to invest overseas, they will need more $$$ due to MYR weakness...to be a substantial investor.

Our new Malaysia shud really try to encourage everyone to invest, n not continue putting barriers..... Sigh!!!
Unker want to set petition is not to pnb but to sc. the regulator is the one that is not allowing for new fp or increase in fp. every time pnb need to request approval from sc if want to pay divvy in units.

hyelbaine
post May 23 2019, 05:27 PM

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QUOTE(kellyhk @ May 23 2019, 05:09 PM)
Dear sifu-sifu and guru-guru, I'm a newbie on ASNB. I opened an account for my baby and just opened an account for myself past few days in order to link with my baby's account. I was noticed that when I'm using my baby's account to get the ASM 3, no problem for that. However, when I'm using my own account to get the ASM 3, it was mentioned insufficient unit. Is it really works like that?
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If your baby was registered under ADAM50 program, units are available up to 50,000 I think. If you want to top up beyond that amount than you'll be fighting with other people just like how you have to fight for units.
hyelbaine
post May 23 2019, 05:42 PM

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QUOTE(kellyhk @ May 23 2019, 05:32 PM)
Yes, my baby is under the ADAM50. So, is it better to grab as much as possible until 50,000 under his account?
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Yeah, adam50 has special allocation for ASM3 for the children so you don't have to fight up to 50,000 wink.gif
hyelbaine
post Jun 3 2019, 12:33 PM

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QUOTE(MrBlackie33 @ Jun 3 2019, 12:27 PM)
visited asnb today and was told transfer of unit to another person is not allowed? can only sell the unit? anyone can shed some light?
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Which branch is that? Lodge a complaint to their customer service. what kind of nonsense asnb own branch cannot transfer/switch funds.
hyelbaine
post Jun 3 2019, 03:45 PM

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QUOTE(MrBlackie33 @ Jun 3 2019, 02:32 PM)
i went to the asnb hq at jalan tun razak lol... and i was shocked with the staff statement... ended up doing nothing... maybe should go to other branch other day haiz
and no didnt mention about rm15 fees to them... every staff i enquired was confused by my pindah unit request also
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user posted image

It's stated in their own master prospectus. lodge a formal complaint because you deserve to after going through all the trouble to go their hq and then all suddenly blur sotong pulak bangwall.gif

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