sell sell sell

Tunggu 1jan2019...ASB earning/profit and dividend would be the benchmark...then can decide...

My UOB CASA is giving 3.65% (daily interest calc) and my mortgage interest 4.51%....that is myPlan B, for worst case scenario..in case PNB also found doing hanky-panky accounting..

Boss, trust me, tabung haji will still giving high dividends. Lol
Nothing new, open secret, no matter how worst is the economy also no problem.

Yeah...now I understand why some prefer to keep in FD eventhough at lower return..total peace of mind..

As long as bank doesn't bankrupt (ignore pidm, don't have financial capability one).. see you trust government more or bank more...

For me, trust the power i.e. government.

Edit: PIDM, EPF guaranteed dividend, ASNB fixed price, and whatever impossible in other countries is possible due to power, nothing else.

This post has been edited by vanitas: Dec 10 2018, 10:41 PM

Hmm... will Tabung Haji in deep shit?

So, looks like slowly all these (TH as example) are out in the open.

All our worries on ASX could be revealed soon...

Government already has a rescue plan, setup SPV to buy under performing assets of TH. And then may limit the maximum unit for each person to 200k like ASB.

TH has a long history on these few years ago, even BNM which governed by Zeti that time had warned about it.

Anyway, the thing is unless you do oversea investments, otherwise if ASNB got problem, it will has domino effects on EPF, bank, ringgit etc. So no safe investment in Malaysia...

If there's problems..
By now sure zeti know about it...
Exposure to media & public...
Rafizi sure would expose the scandal of PNB funds like he did for others..

But didn't hear any.. Just some mention ponzi scheme.. Not proven

Before Jan 1 already know leh boss..
Remembered 1 week suspension period...
By bet 27 DEC announcement 🙏

About Ponzi,
- No mention from Zeti, and she even paid okay dividends for ASM2 and ASM3.
- There is limit on high dividends and even tier dividends for ASB.
- For unlimited fund i.e. ASX, the dividends is not high at all, the return just similar to bond fund in the market.
- As long as Maybank doing great (mbb largest shareholder is PNB), nothing to worry right now. Example, mbb total assets (not market value) is RM 700b according to wiki, PNB holds 20% share. Worst case sell off mbb assets, and we would be safe again.

so happy get wawasan rm1,000 after trying for 30 mins

Just for info.

Those who registering newborn at JPJ Putrajaya will be given ADAM50 form along with the Mykid and Birth Cert.
All you have to do it, fill it up, attach with a copy of child's birth cert and your IC. Folks from ASNB will collect the form from JPN and deposit RM 200 into the ADAM50 account.

Tried half n hr no get..nobppl sell ka

I planned to withdraw wawasan 15k today but it's raining now. So maybe tmrow or Friday.

BNM Governor Tan Sri Zeti Akhtar Aziz warned that Lembaga Tabung Haji (TH) was paying out dividends and bonuses using its reserves since 2012.

Read more at https://www.thestar.com.my/news/nation/2018...YxLXRJx5Wd43.99

Same for PNB, it did paying out dividends and bonuses using its reserves.

Pay using reserves isn't a problem, the keyword for TH is negative reserves.

If anyone not happy with reserves, can always buy UT or variable price fund, high transparency, no need to worry money don't know goes to where.

It is not an issue, but continue paying using reserves could become issue like TH

http://www.asnb.com.my/v3_/pdf/media/berit...%20Briefing.pdf
Last page,
- assets under management (AUM) currently exceeding RM288.1 billion
- As at August 2018, ASNB has a total Unit in Circulation of 231.5 billion units

Still not satisfy and feel PNB is another TH, please sell all.

This post has been edited by vanitas: Dec 11 2018, 05:16 PM

don't be so sensitive if you are a guy..

even so what's the YTD cash reserve vs utilization vs actual P&L? without that we can't benchmark with TH