My experience is continue counting..

"Let's make it all for one and all for love.
Let the one you hold be the one you want,
the one you need,
'cause when it's all for one it's one for all."

May I know what's the CIMB promo?

Saw this in TheStar

EPF a safer investment

LETTERS

Wednesday, 19 Jun 2019

IN the late 1990s and early 2000s, mutual fund companies used to declare dividends in double digits. But in the past 10 years, these have dwindled to single digit.

I invested in one growth fund in 1994 at the price of RM1.24 and today it is only in the region of RM0.40 to 0.45sen. This is a drop of more than 60% from the day I started the investment.

Dividends are being declared in paltry sums for most of the funds just to keep investors happy and to maintain them in order to retain the 1.5% management fee. Is Bank Negara aware of this?

Five years after investing my EPF money into mutual funds, the return is in the negative region. I would have earned at least 6% in dividends if l had kept my money in EPF.

FELT CHEATED INVESTOR

Sauce: https://www.thestar.com.my/opinion/letters/...E0zlvvFVyPaB.99

I had to withdraw EPF to fund my tertiary education. Did some home tuition to support my living expenses but not enough to cover the tuition fees. After graduate, I did not topup back the amount i withdraw from EPF. After reading this post, maybe I should..

Was thinking of putting in monthly in ratio of 50% ASM and 50% EPF. But the downside of EPF is the money will be stuck and unable to withdraw in case of emergency.

Thank you Unker for the kind words.. I hope to follow Unker's footsteps to be financially successful

Now back to spamming captch