QUOTE(DBHILUHDAQWISRTNJ @ Dec 7 2018, 03:17 AM)
Sane here .I only 4months old in asnb. Lolz .
How much % $ r u planning to keep in asnb ????
haha.. ayam non bumi.. do we have caps?? was thinking to allocate my fd to this or not? fd 4 - 4.5% if this 6% its quite big diff when you come to accumulate interest calculation...
simply 200k you get 1k monthly as dividen.. imagine if you have 2mil.. you can retire peacefully.. or even 1 mil i guess if you live a normal life style in low cost city is sufficient... compare fd its still diff..
QUOTE(veera77 @ Dec 7 2018, 02:17 PM)
ASNB has no minimum guaranteed dividend. EPF have minimum guaranteed of 2.5%.
Worst case scenario, yes zero dividend, no minus in unit..
At 0% dividend, the things u actually ‘loss’ is FD return and money value reduced due to inflation.
Bank FD is following Bank Negara OPR policy, no matter what hapoen to Bursa or Economy, bank must pay FD interest, as long as Bank Negara doesn’t reduce OPR to 0%, which never will happen.
Money value reduce every year due to inflation. Thats the main objective of low risk investment, to protect our money value againt inflation.
very good clarification.. this you go through where to know?
Worst case scenario, yes zero dividend, no minus in unit.. very important.. so our risk only 0% the most.. and the risk is we lost 4% (FD) to gain 2% extra ..