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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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TS[Ancient]-XinG-
post Nov 12 2018, 10:48 AM

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QUOTE(vanitas @ Nov 12 2018, 10:44 AM)
Seems too diversified. If you got any 'dong gua tau fu', I doubt anyone can help you manage it properly.
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you say this diversified har....

this year alone from FSM also tio -6000 MYR like that.

Main instrument still ASNB hehe. That never fall.
TS[Ancient]-XinG-
post Nov 12 2018, 11:04 AM

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QUOTE(vanitas @ Nov 12 2018, 10:54 AM)
You must be invested at least 50k there, and this year drop 10% to 20% on those popular equity funds so far.

It was too diversified in terms of platforms involved. Too much logins, if one day you unable to manage them due to whatever reasons, your spouse or family got a learning curve to control those platforms.

Not to forget the tedious process if last will / nomination form coming in.
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The FSM... bery disappointed with their managed port. No point but cut loss. High management fee, sluggish perf, bad movement by their fund managers. Buy what, what drop. Macam intern level.
QUOTE(DBHILUHDAQWISRTNJ @ Nov 12 2018, 10:58 AM)
Hats off to you , invest in so many field .

How's the result of p2p ? China there already fail wo .
*No offense , just wish to know more only*
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P2P, 3k only. So far ok la. Just play play see how. Wont more than 5k.

But the money really rolling great LOL. Because of the low entry (100 myr) per notes, once you hit around 10 notes, with promt repay monthly, you can just keep invest lol. but sibeh high risk. So far got 2 notes run away already. 200 myr gone.
TS[Ancient]-XinG-
post Nov 12 2018, 11:49 AM

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QUOTE(DBHILUHDAQWISRTNJ @ Nov 12 2018, 11:10 AM)
Personally not confident with p2p , but sikit sikit test water is ok . No harm.  smile.gif

How about gold ?? Return good ar ?
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gold I don't see them good. But hello gold got promo. Why not give it a try.

100 myr got free 10 myr. 10% off ok la. haha.
TS[Ancient]-XinG-
post Nov 12 2018, 11:58 AM

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QUOTE(john123x @ Nov 12 2018, 11:51 AM)
Pls share which p2p? Fundingsocieties?
*
FZ
TS[Ancient]-XinG-
post Nov 13 2018, 07:29 AM

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QUOTE(jason210 @ Nov 12 2018, 09:26 PM)
Can we invest more to paper gold?
How abt the return?
Last month topup because of boost can lucky draw, only 50, and 5 bonus, now also 55, nothing changed.
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QUOTE(jason210 @ Nov 12 2018, 09:30 PM)
Where u find 100 free 10 promo?
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beware of gold investment. because they tend to have a lot of fees. and the gold price the the past 10 years really bad as you can see in graph.

compared to cold hard cash like SGD, they actually perf. better than gold.

hellogold initial sign up 50 free 5
after that boost4gold 50 free 5.
TS[Ancient]-XinG-
post Nov 14 2018, 02:02 PM

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QUOTE(vanitas @ Nov 14 2018, 01:58 PM)
To validate my hypothesis, ask any of your bumi friends try top up RM 100 ASM online. Then we would know. I could be wrong anyway, just giving opinion or possible reason.
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lucifah can try too up your ASM?

see see real or not they lock for bumi
TS[Ancient]-XinG-
post Nov 15 2018, 09:56 PM

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Woot Woot.

Only 1 day no see thread so many reply on props.

Now I suppose times had change, flip prop is very old trick to get rich. And Developer is the one causing this. Physical gold, props. All not viable.

Rental market also kena press. Mainly because our gov no any regulation on it and prop owner always at losing end. I also fedup with my tenant. So many troubles.

Post 2014, the price also stagnant for some sub urb. But some ong place the price still shoot up. Unless the town really dead la.

Props? Better go REITS!
TS[Ancient]-XinG-
post Nov 15 2018, 10:49 PM

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QUOTE(fairylord @ Nov 15 2018, 10:35 PM)
pages earlier just mentioned to avoid REITs due to 10% witholding tax
may be shall shift to Tax Exempted vehicle..oversea source income : foreign stocks, ETF, REITs, fx, etc.

big portion + emergency fund in ASx is good chamber to store hard earned fund.
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erm.. actually la... I very very new to tax. any place I can know which type of investments are tax bounded?
TS[Ancient]-XinG-
post Nov 15 2018, 10:57 PM

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QUOTE(fairylord @ Nov 15 2018, 10:54 PM)
Bro, i'm not sure too.
Wonder if the P2P (is like loan to other and collect interest) and Stashaway (US ETF already subjected to 30% witholding tax in US) in your portfolio subject to any tax.

I see some sifu is investing in Singapore REITs market which I remember is TE.

FD more than certain amount also need to pay tax on interest gain, some sifu in FD thread mentioned.

Forex Trading a bit grey area, but so far, none was taxed, probably its considered foreign source income / capital gain on price of currency pair, so no tax.

As for ASX, may be sifu here could advice, i think already taxed before distributed to us。
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Only ASX I can confirmed no need tax la. Others I also pening liao.
TS[Ancient]-XinG-
post Nov 18 2018, 11:15 AM

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QUOTE(lucifah @ Nov 16 2018, 10:57 AM)
FPX mini-site wor... apa 4 minute countdown?

just now i waited almost 10 mins for my TAX no prob at all
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thanks for the verification!
TS[Ancient]-XinG-
post Nov 19 2018, 11:08 AM

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QUOTE(nexona88 @ Nov 19 2018, 11:06 AM)
Chill boss..
Its not for u... I guess..
Maybe asm2 & ASM3 is your destination 🙏
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cry.gif cry.gif cry.gif

WHY WHY WHY


TS[Ancient]-XinG-
post Nov 19 2018, 11:11 AM

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QUOTE(scriptkiddie44 @ Nov 19 2018, 11:10 AM)
You TARCian?  hmm.gif
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nope. LOL

now many uni also convo la. LOL
TS[Ancient]-XinG-
post Nov 19 2018, 11:12 AM

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QUOTE(nexona88 @ Nov 19 2018, 11:09 AM)
Be positive..
All 3 not much differences...
Same 6% also 😑 so either one is sufficient enough 🙏
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I want MORE MORE MOREEEEEEE ASM
TS[Ancient]-XinG-
post Nov 20 2018, 06:06 PM

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QUOTE(nexona88 @ Nov 20 2018, 05:07 PM)
well if lesser than 5%.. it's already near to FD rate...
better go for FD.. less hassle.. confirmed can dump your $$$  biggrin.gif

my feels.. the rate could be around 5.5% to 5.8%  cool2.gif
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I think bad years also 2 years... it won't bad till 5 years.

so if drop 5 %, not forgetting how hard we get our units, the good years just ahead of us. 6% will be back.
TS[Ancient]-XinG-
post Dec 2 2018, 06:08 PM

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lol. why so many post reported. aduhhh
TS[Ancient]-XinG-
post Dec 4 2018, 09:02 PM

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QUOTE(john123x @ Dec 3 2018, 06:56 PM)
Currently, waiting for my FSM Managed Portfolio to break even, its return is miserable -9%.

Hopefully the trade truce wil bump it up, so that i will have another 10k bullets
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i run when -4.5.

thank god. Save my ass.
TS[Ancient]-XinG-
post Dec 5 2018, 02:18 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Dec 4 2018, 11:55 PM)
Just a fresher graduated , fd few k. 
Somemore her relative advise main stock , since I so free then I slowly explain asnb power of compounding (favorite of Mr veera77) compare with fd .

I juz don't want she repeat my way , waste time keep money in fd. 

Very soon , I can play captcha game again.  Help her top up.  Hahaha.
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unker got lubang? I jobless now.
TS[Ancient]-XinG-
post Dec 5 2018, 02:20 PM

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QUOTE(john123x @ Dec 4 2018, 09:57 PM)
-4.5% means RM -450

thats quite a big amount....
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no, I loss 3500 MYR.

FSM managed port really noob to max. Buy what drop what. Even my own port also better.
TS[Ancient]-XinG-
post Dec 5 2018, 02:41 PM

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QUOTE(john123x @ Dec 5 2018, 02:32 PM)
If paper loss, meaning the loss isn't fixed yet. The loss might decrease if market rebounds
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its realized loss. I feel the market is really bleak for 2018 and 2019.

With the selected funds with the managed port, I can see more bleak. LOL. Thus I move all to bond fund. Earning lesser but better than -7.0 as now.
TS[Ancient]-XinG-
post Dec 17 2018, 08:59 PM

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I emailed them. no reply yet.....
aiyo.....

for cimb. bank run lol. if that happens, that will mark the history. for a crisis. lol

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