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> Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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DBHILUHDAQWISRTNJ
post Nov 14 2018, 07:19 PM

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QUOTE(veera77 @ Nov 14 2018, 07:14 PM)
yup, pity who need to sell property for urgent reason eg. kid education & medical...

this house current rental return is 3% only (Seremban2Height) and this property appreciation reached saturation line after 8 yrs....if i sell and dump in ASNB...at least can get 5-6% return plus compounding interest...without any hassle of tenant, repair cost, taxes ...

but this new 5% gain tax is like paying VP service charge ready sad.gif

aiyo pusing mana2 pun sangkut jugak... bangwall.gif
*
At least u can use the asnb 6% to cover installment .

Those buy more than 2 property , no holding power , die very fast. Don't play play.

https://forum.lowyat.net/topic/4156178/+1700#entry90885005

This post has been edited by DBHILUHDAQWISRTNJ: Nov 14 2018, 07:33 PM
Exodius
post Nov 14 2018, 07:56 PM

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Thank you all for the helpful feedback
saitong09
post Nov 14 2018, 07:58 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Nov 14 2018, 07:19 PM)
At least u can use the asnb 6% to cover installment .

Those buy more than 2 property , no holding power , die very fast.  Don't play play.

https://forum.lowyat.net/topic/4156178/+1700#entry90885005
*
So uncle got holding power?
DBHILUHDAQWISRTNJ
post Nov 14 2018, 08:09 PM

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QUOTE(saitong09 @ Nov 14 2018, 07:58 PM)
So uncle got holding power?
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Unker tak ada holding power oso , cause all the telur in one basket . Lolz .
nexona88
post Nov 14 2018, 08:17 PM

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QUOTE(veera77 @ Nov 14 2018, 07:14 PM)
yup, pity who need to sell property for urgent reason eg. kid education & medical...

this house current rental return is 3% only (Seremban2Height) and this property appreciation reached saturation line after 8 yrs....if i sell and dump in ASNB...at least can get 5-6% return plus compounding interest...without any hassle of tenant, repair cost, taxes ...

but this new 5% gain tax is like paying VP service charge ready sad.gif

aiyo pusing mana2 pun sangkut jugak... bangwall.gif
*
Well u buy at wrong place..
Who ask buy in Seremban! Agents scam u as Southern KL huh
Like how some scam Bangi as KL South...

Anyhow.. If u don't have proper knowledge... Don't simply jump.. ASx is good for newbie.. Small initial amount only needed... No maturity date & lockup period... Anytime can withdraw when u needed $$$$.... Just needed extra efforts to top up 💩💩
!@#$%^
post Nov 14 2018, 08:47 PM

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QUOTE(veera77 @ Nov 14 2018, 07:14 PM)
yup, pity who need to sell property for urgent reason eg. kid education & medical...

this house current rental return is 3% only (Seremban2Height) and this property appreciation reached saturation line after 8 yrs....if i sell and dump in ASNB...at least can get 5-6% return plus compounding interest...without any hassle of tenant, repair cost, taxes ...

but this new 5% gain tax is like paying VP service charge ready sad.gif

aiyo pusing mana2 pun sangkut jugak... bangwall.gif
*
QUOTE(nexona88 @ Nov 14 2018, 08:17 PM)
Well u buy at wrong place..
Who ask buy in Seremban! Agents scam u as Southern KL huh
Like how some scam Bangi as KL South...

Anyhow.. If u don't have proper knowledge... Don't simply jump.. ASx is good for newbie.. Small initial amount only needed... No maturity date & lockup period... Anytime can withdraw when u needed $$$$.... Just needed extra efforts to top up 💩💩
*
seremban is a good place to stay though imo. investment wise, not really.
DBHILUHDAQWISRTNJ
post Nov 14 2018, 08:48 PM

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QUOTE(nexona88 @ Nov 14 2018, 08:17 PM)
Well u buy at wrong place..
Who ask buy in Seremban! Agents scam u as Southern KL huh
Like how some scam Bangi as KL South...

Anyhow.. If u don't have proper knowledge... Don't simply jump.. ASx is good for newbie.. Small initial amount only needed... No maturity date & lockup period... Anytime can withdraw when u needed $$$$.... Just needed extra efforts to top up 💩💩
*
Ya, bangi , rawang ,semenyih. they selling kl price .

Nothing worse than selayang star city , developer unable to complete the building.
Kesian the buyers .

https://forum.lowyat.net/topic/2869562/+580

This post has been edited by DBHILUHDAQWISRTNJ: Nov 14 2018, 08:59 PM
vanitas
post Nov 14 2018, 09:08 PM

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I thought I am in property section.

Airport reit, anyone?
fairylord
post Nov 14 2018, 09:20 PM

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QUOTE(vanitas @ Nov 14 2018, 09:08 PM)
I thought I am in property section.

Airport reit, anyone?
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Any prospectus for download d?
veera77
post Nov 14 2018, 09:26 PM

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I bought @ S2Height 8 yrs ago 240k (wife govt loan) and now bank value 560k..

So, capital gain 320k (133% over 8 yrs @ average 17% per year)
If i sell today, Tolak 3% 20k (agent fee) and gain tax 5% (15k)..still i make 320-20-15 = 285k

Net gain = 285k / 240k = 119% (average 15% pa)..

smile.gif smile.gif smile.gif

This post has been edited by veera77: Nov 14 2018, 09:27 PM
!@#$%^
post Nov 14 2018, 09:30 PM

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QUOTE(veera77 @ Nov 14 2018, 09:26 PM)
I bought @ S2Height 8 yrs ago 240k (wife govt loan) and now bank value 560k..

So, capital gain 320k (133% over 8 yrs @ average 17% per year)
If i sell today, Tolak 3% 20k (agent fee) and gain tax 5% (15k)..still i make 320-20-15 = 285k

Net gain = 285k / 240k = 119% (average 15% pa)..

smile.gif smile.gif smile.gif
*
how much interest paid so far?
veera77
post Nov 14 2018, 09:35 PM

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QUOTE(alexanderclz @ Nov 14 2018, 09:30 PM)
how much interest paid so far?
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I paid off 3.5 yrs ago...so i paid interest only 4.5yrs..

Rough calc 240k x 4% (govt loan) x 4.5yrs = 40k interest paid

* i have to paid-off bcoz my wife resigned from govt service...

This post has been edited by veera77: Nov 14 2018, 09:36 PM
!@#$%^
post Nov 14 2018, 09:39 PM

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QUOTE(veera77 @ Nov 14 2018, 09:35 PM)
I paid off 3.5 yrs ago...so i paid interest only 4.5yrs..

Rough calc 240k x 4% (govt loan) x 4.5yrs = 40k interest paid

* i have to paid-off bcoz my wife resigned from govt service...
*
wahhh kaya.
veera77
post Nov 14 2018, 09:42 PM

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QUOTE(alexanderclz @ Nov 14 2018, 09:39 PM)
wahhh kaya.
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Sikit2 rezeki lah boss..ha ha

* Sorry admin/forumers for off-topic property discussion..just sharing only
kkk8787
post Nov 14 2018, 09:45 PM

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QUOTE(veera77 @ Nov 14 2018, 09:26 PM)
I bought @ S2Height 8 yrs ago 240k (wife govt loan) and now bank value 560k..

So, capital gain 320k (133% over 8 yrs @ average 17% per year)
If i sell today, Tolak 3% 20k (agent fee) and gain tax 5% (15k)..still i make 320-20-15 = 285k

Net gain = 285k / 240k = 119% (average 15% pa)..

smile.gif smile.gif smile.gif
*
08 to 13 was different. After 13 till now stagnant d
DBHILUHDAQWISRTNJ
post Nov 14 2018, 09:48 PM

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QUOTE(kkk8787 @ Nov 14 2018, 09:45 PM)
08 to 13 was different. After 13 till now stagnant d
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Agree .
veera77
post Nov 14 2018, 09:52 PM

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QUOTE(kkk8787 @ Nov 14 2018, 09:45 PM)
08 to 13 was different. After 13 till now stagnant d
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QUOTE(DBHILUHDAQWISRTNJ @ Nov 14 2018, 09:48 PM)
Agree .
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Past two years...even bank value going down sad.gif
vanitas
post Nov 14 2018, 09:53 PM

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QUOTE(fairylord @ Nov 14 2018, 09:20 PM)
Any prospectus for download d?
*
Unfortunately, no. But can assume it is rather safe since government involved and owned 70%.

QUOTE(veera77 @ Nov 14 2018, 09:26 PM)
I bought @ S2Height 8 yrs ago 240k (wife govt loan) and now bank value 560k..

So, capital gain 320k (133% over 8 yrs @ average 17% per year)
If i sell today, Tolak 3% 20k (agent fee) and gain tax 5% (15k)..still i make 320-20-15 = 285k

Net gain = 285k / 240k = 119% (average 15% pa)..

smile.gif smile.gif smile.gif
*
Another rich uncle detected.
Anyway, if count compounded interest, it was 10 to 11% p.a., by simple interest then 15% p.a..

This post has been edited by vanitas: Nov 14 2018, 09:54 PM
DBHILUHDAQWISRTNJ
post Nov 14 2018, 09:55 PM

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QUOTE(veera77 @ Nov 14 2018, 09:52 PM)
Past two years...even bank value going down sad.gif
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What I realized now many case like this.
4 years ago , early bird launch 240k , now selling 250k with bank value 310k .
vanitas
post Nov 14 2018, 09:57 PM

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QUOTE(DBHILUHDAQWISRTNJ @ Nov 14 2018, 09:55 PM)
What I realized now many case like this.
4 years ago , early bird launch 240k , now selling 250k with bank value 310k .
*
Wah, uncle so expert, eyeing property too. I start disbelief you 100% asnb. lol
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