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 Travelling in China, Wifi, Sim, e-payment

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Icehart
post Feb 21 2026, 08:45 PM

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QUOTE(ru40342 @ Feb 21 2026, 02:05 PM)
Hi all,

When visiting China, I wish to buy some electronics from China.

I heard that paying with Alipay (linked with Wise card) means I need to pay a charge of 3%. Is there anyway to avoid paying the 3%.

I will have cash (in RMB). if I manage to top up my Alipay with cash and pay for Taobao, does that mean I can avoid the 3% fee?

Thank you
*
That is the surcharge if exceed RMB 200. If you reload into wallet and pay from wallet with value exceeding RMB 200, then no charge.
Then it's a question of where to reload wallet balance with cash.
Justmua
post Feb 22 2026, 09:37 AM

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Can try to get some China people to help you. Like the Hotel people.

Or if you have WISE then can workaround to upload to Alipay wallet.

Or if the exact payment is not too far from RMB 200, then you can do a few times. If too many times then not practical and will be flagged.

Good luck..

QUOTE(ru40342 @ Feb 21 2026, 02:05 PM)
Hi all,

When visiting China, I wish to buy some electronics from China.

I heard that paying with Alipay (linked with Wise card) means I need to pay a charge of 3%. Is there anyway to avoid paying the 3%.

I will have cash (in RMB). if I manage to top up my Alipay with cash and pay for Taobao, does that mean I can avoid the 3% fee?

Thank you
*
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