Hi, I already sign loan agreement with bank and waiting for my car to arrive. My salesman told me there's a perodua insurance as an optional, add rm600. I was confused I thought when we buy perodua of course they will cover everything; towing, Tyre assistance, battery assistance etc..description are as below

*PERODUA TOTAL PROTECT - Your Vehicle Protection Is Our Responsibility*
Total insurance coverage for all Perodua cars

Simply *renew your car insurance* at any authorised Perodua sales outlet throughout Malaysia and you will be eligible for benefits such as:

🚗 Total Loss/fire/theft claim, *enjoy 100% full reimbursement* of the sum amount insured *up to 12 years (Agreed Value)*

🚗 ❌ *NO Betterment & Excess* charges for *up to 12 years*

🚗 *Guaranteed Genuine Parts* at all Perodua Service Outlets

🚗 *24 hour accident/breakdown assistance* and *free towing up to 100km or RM300*, just call ☎ *1800-88-5555* for assistance

🚗 *Tyre changing* assistance

🚗 *Jump start and flat battery* assistance

🚗 *Flood 🌊 towing & assistance up to RM400*

🚗 *Bereavement expenses* in event of accident *RM500*

🚗 *Loss of personal items* and damage due to *break-in up to RM150*

🚗 *Car rental subsidy* due to car theft *up to RM300*

🚗 In the event of an *accident*, among the *benefits you may claim* are:

➡ 🏥🤕 *Medical expenses up to RM750*
➡ 🏨 *Hotel accommodation services up to RM150*
➡ 🚘 *Car rental assistance up to RM200*

Get *Perodua Total Protect benefits free of charge by simply renewing your car insurance with no additional charge*
Visit the Perodua website at *www.perodua.com.my* or ☎ call our *Call Centre at 1800-88-6666* for enquiries.

So what is difference if don't take this insurance? Current insurance under AIA. I thought everything will be included under perodua.


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looking at the lists given by u...banyak additional insurance coverages if u add Rm600...

assuming you have 0% NCD, this premium seems very cheap.

LOL. haih, orang muda. let me give you a hint. in real life, you want someone to help settle things for you, you have to pay them for it.
tyre assistance/battery assistance has nothing to do with insurance so dont expect anyone to include it in insurance costs.

if u read properly; buy INSURANCE from Perodua... and I guess perodua car insurance is about RM600 ;

i dont think you need buy insurance and then top up RM600 for this