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Insurance Best Takaful Insurance, Affordable for people with first job

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adele123
post Apr 26 2022, 09:14 AM

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QUOTE(Mattrock @ Apr 25 2022, 06:29 PM)
So is the premium for takaful lower or much different from conventional insurance for similar coverage?
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You quoting someone who posted 4 years ago.

I only have one simple answer for you. Same same but different.

I buy etiqa takaful for my car and house insurance. Same price. Takaful can give surplus out. Conventional insurance dont.

I have been receiving surplus yearly from etiqa.

This post has been edited by adele123: Apr 26 2022, 09:16 AM
adele123
post Apr 26 2022, 10:08 AM

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QUOTE(yklooi @ Apr 26 2022, 10:05 AM)
May I ask, what are the estimated surplus like in % to the premium paid?
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Hi uncle looi, sorry can't remember exactly. cause can't remember what we paid for the previous year car insurance. definitely less than 10%.

but i think ~4% to 5% conservatively.

 

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