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insurance for IVF baby, Pregnancy & Parenting Group
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TSsnoooze
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 Sep 25 2018, 06:31 PM, updated 8y ago
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New Member
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Hi... does anyone here had IVF before and succeed? I am currently pregnant with twin from IVF and looking for medical insurance from them.most of the insurance don't cover for IVF baby heard that there will be higher risk for twins to have pre-mature birth.
Just being prepared if anything happened their medical cost will be covered since medical cost is now expensive and lots of money been spend during IVF treatment.
Your comment highly appreciated.
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SUS2feidei
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Sep 25 2018, 06:33 PM
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huh? Didn't know u can insure unborn baby now......and didn't know got insurance coverage for pregnancy also
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Rusty Nail
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Sep 25 2018, 06:36 PM
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roystevenung
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hiyyl
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Sep 25 2018, 06:38 PM
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roystevenung
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OptimusStar
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Sep 25 2018, 06:39 PM
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QUOTE(snoooze @ Sep 25 2018, 06:31 PM) Hi... does anyone here had IVF before and succeed? I am currently pregnant with twin from IVF and looking for medical insurance from them.most of the insurance don't cover for IVF baby heard that there will be higher risk for twins to have pre-mature birth. Just being prepared if anything happened their medical cost will be covered since medical cost is now expensive and lots of money been spend during IVF treatment. Your comment highly appreciated. Where did you perform the IVF treatment ? |
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andrewhtf
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Sep 25 2018, 06:40 PM
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QUOTE(2feidei @ Sep 25 2018, 06:33 PM) huh? Didn't know u can insure unborn baby now......and didn't know got insurance coverage for pregnancy also Prudential got. i insured my dotter before she was born. but of course plenty of TnC also lah. IVF i dunno but going by logic nobody wana do a losing business so yeah maybe it is true IVF baby is not covered. |
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SUS2feidei
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Sep 25 2018, 06:42 PM
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QUOTE(andrewhtf @ Sep 25 2018, 06:40 PM) Prudential got. i insured my dotter before she was born. but of course plenty of TnC also lah. IVF i dunno but going by logic nobody wana do a losing business so yeah maybe it is true IVF baby is not covered. if so many tnc, what's the difference u insure when ur dotter say, reach insurable age? cheaper premium meh insure while still in tummy? |
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TSsnoooze
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Sep 25 2018, 08:33 PM
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New Member
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QUOTE(OptimusStar @ Sep 25 2018, 06:39 PM) Where did you perform the IVF treatment ? in a Oriental medical centre |
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TSsnoooze
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Sep 25 2018, 08:34 PM
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New Member
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QUOTE(2feidei @ Sep 25 2018, 06:42 PM) if so many tnc, what's the difference u insure when ur dotter say, reach insurable age? cheaper premium meh insure while still in tummy? whilst in tummy i think is more expensive since baby has a higher risk |
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wild_card_my
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Sep 25 2018, 08:44 PM
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QUOTE(2feidei @ Sep 25 2018, 06:42 PM) if so many tnc, what's the difference u insure when ur dotter say, reach insurable age? cheaper premium meh insure while still in tummy? It allows the baby to hold insurance to cover from other sicknesses in the future. |
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teehk_tee
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Sep 25 2018, 08:46 PM
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Why ppl buy insurance for baby yg belum keluar
Too eager to pay premium?
expect all sort of shit happen to baby?
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SUSM4A1
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Sep 25 2018, 08:48 PM
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congrats
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wild_card_my
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Sep 25 2018, 08:55 PM
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QUOTE(teehk_tee @ Sep 25 2018, 08:46 PM) Why ppl buy insurance for baby yg belum keluar Too eager to pay premium? expect all sort of shit happen to baby? if the baby is born with congenital sicknesses, the baby can still be covered with insurance for other sicknesses going forward. |
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andrewhtf
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Sep 25 2018, 10:57 PM
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QUOTE(2feidei @ Sep 25 2018, 06:42 PM) if so many tnc, what's the difference u insure when ur dotter say, reach insurable age? cheaper premium meh insure while still in tummy? Insure from tummy to cover a few possible infant sickness or childbirth complications. Also cover some amount for stillbirth or miscarriage. Going by normal insurance covers, infants only eligible after age of 30days. Let's say your child kena infection before start cover, all hosp cost sendiri pay. Insure from tummy allows you to start cover from day 1 already. |
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thesoothsayer
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Sep 25 2018, 11:01 PM
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I think only one so far was the Cigna expat package. Covers everything including existing conditions, but hell of expensive.
Not sure if they still operate here. I think they went through AIA in Malaysia but there's some dispute.
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junsheng
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Sep 25 2018, 11:06 PM
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QUOTE(wild_card_my @ Sep 25 2018, 08:55 PM) if the baby is born with congenital sicknesses, the baby can still be covered with insurance for other sicknesses going forward. gray area, i see dispute happens b4 with AIA |
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wild_card_my
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Sep 25 2018, 11:08 PM
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QUOTE(junsheng @ Sep 25 2018, 11:06 PM) gray area, i see dispute happens b4 with AIA I agree. Insurance is a grey area  Although the agents claim this and that, the insurance company may dispute the case and in turn, the payout. This has been happening since the dawn of insurance |
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GMale
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Feb 18 2019, 07:10 PM
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Getting Started
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I think Prudential is first for IVF cover
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chinteck79
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Feb 18 2019, 07:12 PM
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Getting Started
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High risk better go government hospital
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