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TSamersnap
post Sep 19 2018, 09:52 PM, updated 6y ago

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hi, just wanna ask a question..

the story is..

my car kena bang by a school bus.. long story short
the bus kena saman and i can claim his insurance to do repair..

the question is..
how long can I claim before the claim period expires? since im a bit busy and i need to use my car for daily use..
gogocan
post Sep 19 2018, 09:55 PM

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I thought if kena bang bus taxi public transport police car and the same category cannot claim insurance?

This post has been edited by gogocan: Sep 19 2018, 09:55 PM
SUS2feidei
post Sep 19 2018, 09:55 PM

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can, can claim

U got police report or not? Got keputusan kes or not? Got send to insurance appointed workshop or not? Got insurance adjuster come to assess damage and repair cost or not?

Then, only car can be repair by workshop lor.....how long, u ask the car workshop lor
SUS2feidei
post Sep 19 2018, 09:57 PM

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btw, TS do u know there is such thing call "car replacement program" or something liddat....where u can rent similar car while your car being fixed.
WaCKy-Angel
post Sep 19 2018, 10:01 PM

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QUOTE(amersnap @ Sep 19 2018, 09:52 PM)
hi, just wanna ask a question..

the story is..

my car kena bang by a school bus.. long story short
the bus kena saman and i can claim his insurance to do repair..

the question is..
how long can I claim before the claim period expires? since im a bit busy and i need to use my car for daily use..
*
If u want fast u can claim KFK means your own insurance will pay 1st then they will claim from other party, or ownself pay cash to workshop 1st.
Usually if workshop got the parts it will be fast (if they get money fast).
WaCKy-Angel
post Sep 19 2018, 10:02 PM

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QUOTE(2feidei @ Sep 19 2018, 09:57 PM)
btw, TS do u know there is such thing call "car replacement program" or something liddat....where u can rent similar car while your car being fixed.
*
not all workshop got, and only for high end cars only la.
SUS2feidei
post Sep 19 2018, 10:06 PM

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QUOTE(WaCKy-Angel @ Sep 19 2018, 10:02 PM)
not all workshop got, and only for high end cars only la.
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Errr......honda ct not high end hor? whistling.gif
Davez89
post Sep 19 2018, 10:06 PM

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Bang bus
TSamersnap
post Sep 19 2018, 10:07 PM

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QUOTE(2feidei @ Sep 19 2018, 09:55 PM)
can, can claim

U got police report or not? Got keputusan kes or not? Got send to insurance appointed workshop or not? Got insurance adjuster come to assess damage and repair cost or not?

Then, only car can be repair by workshop lor.....how long, u ask the car workshop lor
*
got, and got keputusan kes oredi so the police officer told me can go insurance appointed workshop..
now waiting for me when im not busy to do send the car.. so the question if let say after 2 weeks then only i send the car for repairing job.. is it possible?
or i should straightaway do asap.. if not then the claim period will expire?
TSamersnap
post Sep 19 2018, 10:07 PM

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QUOTE(Boosted @ Sep 19 2018, 09:57 PM)
Ur car kena bang by a bus,so when ur car is due? Wat model?
*
laugh.gif
TSamersnap
post Sep 19 2018, 10:13 PM

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QUOTE(2feidei @ Sep 19 2018, 09:57 PM)
btw, TS do u know there is such thing call "car replacement program" or something liddat....where u can rent similar car while your car being fixed.
*
tell me more bro
SUS2feidei
post Sep 19 2018, 10:16 PM

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QUOTE(amersnap @ Sep 19 2018, 10:07 PM)
got, and got keputusan kes oredi so the police officer told me can go insurance appointed workshop..
now waiting for me when im not busy to do send the car.. so the question if let say after 2 weeks then only i send the car for repairing job.. is it possible?
or i should straightaway do asap.. if not then the claim period will expire?
*
first, u go workshop first lah....depends which workshop u go oso.......workshop also need to wait for insurance adjuster to assess the estimated repair cost only can start repair. So, in meantime, u can use the car lor, but, make sure you don't accident one more time lah laugh.gif then, things complicated.

Then, when insurance adjuster confirmed when kam look see look see, make sure your car is at workshop for the fella. Then, the repair start lor.....then, if that time still need use car, go rent car, can claim one....but, don't go rent car more premium than yours one, like u drive maivi, u go rent beemers, sure kenot lepas one.....u can only claim back maivi or equivalent. If u drive beemers, of course can claim back beemers lah, but, same model yeah icon_idea.gif

btw, some workshop can also pinjam u car for use one, louyah car lah, can carry u from point A to point B lah, don't expect premium laugh.gif

This post has been edited by 2feidei: Sep 19 2018, 10:17 PM
SUS2feidei
post Sep 19 2018, 10:17 PM

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QUOTE(amersnap @ Sep 19 2018, 10:13 PM)
tell me more bro
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refer above
TSamersnap
post Sep 19 2018, 10:59 PM

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QUOTE(2feidei @ Sep 19 2018, 10:16 PM)
first, u go workshop first lah....depends which workshop u go oso.......workshop also need to wait for insurance adjuster to assess the estimated repair cost only can start repair. So, in meantime, u can use the car lor, but, make sure you don't accident one more time lah  laugh.gif then, things complicated.

Then, when insurance adjuster confirmed when kam look see look see, make sure your car is at workshop for the fella. Then, the repair start lor.....then, if that time still need use car, go rent car, can claim one....but, don't go rent car more premium than yours one, like u drive maivi, u go rent beemers, sure kenot lepas one.....u can only claim back maivi or equivalent. If u drive beemers, of course can claim back beemers lah, but, same model yeah  icon_idea.gif

btw, some workshop can also pinjam u car for use one, louyah car lah, can carry u from point A to point B lah, don't expect premium  laugh.gif
*
the problem is now the workshop dont have any car spares, keep saying all the cars occupied.. that's why im waiting until they have spare car for me to send over my car..

in the meantime, im scared that the claim period will expire.. let say if i dont claim this week then another week not valid anymore..
sry if my question sounds macam cilaka
yeezai
post Sep 19 2018, 11:02 PM

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QUOTE(2feidei @ Sep 19 2018, 10:06 PM)
Errr......honda ct not high end hor?  whistling.gif
*
Ur ct kena bang and got replacement ct ?
sojurn
post Sep 19 2018, 11:08 PM

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I thought insurance got loss of use so you can rent a similar car and charge it to the insurance? Or is it different with these public vehicles?
SUS2feidei
post Sep 19 2018, 11:31 PM

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QUOTE(amersnap @ Sep 19 2018, 10:59 PM)
the problem is now the workshop dont have any car spares,  keep saying all the cars occupied.. that's why im waiting until they have spare car for me to send over my car..

in the meantime, im scared that the claim period will expire.. let say if i dont claim this week then another week not valid anymore..
sry if my question sounds macam cilaka
*
most important thing, ur car must be at workshop when adjuster kam look see look see, other time, doesn't matters......so, u need to kaotim with workshop when adjuster kam, then, u need to leave your car there and for them to fix. During the fixing duration, u can rent a car and claim back the rental lah......yes, yes.....it call lost of use

QUOTE(yeezai @ Sep 19 2018, 11:02 PM)
Ur ct kena bang and got replacement ct ?
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I am allowed to rent car with similar cc....doesn't need to be ct
yeezai
post Sep 19 2018, 11:32 PM

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QUOTE(2feidei @ Sep 19 2018, 11:31 PM)
most important thing, ur car must be at workshop when adjuster kam look see look see, other time, doesn't matters......so, u need to kaotim with workshop when adjuster kam, then, u need to leave your car there and for them to fix. During the fixing duration, u can rent a car and claim back the rental lah......yes, yes.....it call lost of use
I am allowed to rent car with similar cc....doesn't need to be ct
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Rent can claim back or not ? Car rent quiet exp one
SUS2feidei
post Sep 19 2018, 11:34 PM

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QUOTE(yeezai @ Sep 19 2018, 11:32 PM)
Rent can claim back or not ? Car rent quiet exp one
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ken, ken.....so long if the car u rent is similar to your car, and duration is per what adjuster claim need to repair....what usually happen is, adjuster say 3 days can kaotim, but, the workshop took 2 weeks, coz wait for spare parts, many car to repair, etc....end up u can claim 3 days instead of 2 weeks.....then, u need to nego with insurance company lor.......or u go fark kau the workshop take so long laugh.gif
yeezai
post Sep 19 2018, 11:36 PM

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QUOTE(2feidei @ Sep 19 2018, 11:34 PM)
ken, ken.....so long if the car u rent is similar to your car, and duration is per what adjuster claim need to repair....what usually happen is, adjuster say 3 days can kaotim, but, the workshop took 2 weeks, coz wait for spare parts, many car to repair, etc....end up u can claim 3 days instead of 2 weeks.....then, u need to nego with insurance company lor.......or u go fark kau the workshop take so long  laugh.gif
*
Wahhh later kenot claim back mai hailat ..

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