QUOTE(beLIEve @ Jul 5 2022, 12:24 AM)
I presume those limits were agreed upon by Bank Negara when the permit to run their ewallet was given.
You have your point for the topup limit. I think most, if not all, ewallets impose limits on spending. Some impose limits on credit card topups. I don't think many are spending that much in a month, so they won't be bothered to change it. Unless it's cash, can't you wait a month?
If I don't have a memory leak, money spent in a refunded purchase is also not deducted from the total amount you spent.
It is cash unfortunately, and that top up is initially for me to purchase another desktop monitor that I am eyeing for, and it is the last stock..
https://shopee.com.my/LG-27-Inch-27GL850B-2...8521.7604620964I am currently building a gaming pc, so within these 72 hours, I think I have spent there close to 10k.. Yeah some of my checkouts are not using that shoppepay hence I am able to reach that kind of spending with their limit.. To be fair, I can understand if they put such limit on their wallet, but at least do allow me to put those money back to my bank account so I can checkout my purchase via other ways, and I dont mind waiting their usual 2-3 working days to process it since I can check out the item with my remaining cash on my bank.. I did check my wallet just now, apparently from the limit I am left with around rm300, which now I proceed to withdraw and it goes without a problem..
Also, lets put it this way.. They announce a MONTHLY and YEARLY limit.. In case I somehow hit their YEARLY limit, am I supposed to wait a full YEAR before I can use/transfer the money inside the wallet?