If I apply the m2 gold, only using the amex on weekends for 5%, not gonna activate the master/visa, still gona kena service charge for 2 cards even if I only activate 1? Any workaround? Or just use it amex as normal: weekdays to accumulate points, weekends to hit the RM50 cap, then eventually use the point to offset the serice charge? Thanks for any input!

Hi, can reconfirm if all Maybank cards cashback follow the calendar month, not statement date or cashback date is it? Thanks