Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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 Nov 2 2018, 05:12 PM
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#1
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Junior Member
60 posts Joined: Sep 2018 
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QUOTE(besiegetank @ Nov 2 2018, 10:41 AM) Anyone know what are the charges for foreign currency fee paid using AMEX? I want to pay about 7000 TWD this weekend but not sure if it is better to use AMEX or bigpay... It's 2.7% from all the cards I've seen. If the American Express card you're using provides purchase protection, and you'd like some insurance against theft or damage (or the ability to file a chargeback in case of fraud), it's a good idea. |
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Nov 3 2018, 09:13 AM
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#2
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(besiegetank @ Nov 2 2018, 09:29 PM) » Click to show Spoiler - click again to hide... « Thanks for all the feedbacks! Looks like I will go for bigpay instead then to lower the currency conversion charge. Don't think swiping AMEX for the 5% and TP is worth all the charges |
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Nov 9 2018, 03:00 AM
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#3
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(ememes @ Nov 8 2018, 11:59 PM) for anyone traveling to South Korea or has plans to: Well done. The benefits of using an American Express are well worth it. If I redeem for airline miles (probably everyone does this), my cashback rate is around 18%, so that rate is negligible.the extra charges (currency exchange + overseas charges) aren't too bad as well. My transactions averaged 2.63% on top of the transacted amount.  |
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Nov 9 2018, 02:30 PM
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#4
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(frostfrench @ Nov 9 2018, 11:21 AM) Should I continue using it for the rest of the month for the 5x TreatsPoints ? is it worth it when exchange for AEON cash vouchers? I remember it's like 2% if calculated as cash vouchers Yes. All redemption rates other than for transferring to airline miles are terrible. If you prefer cashback, get a different card. |
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Nov 27 2018, 04:55 PM
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#5
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(longinusshortleg @ Nov 26 2018, 05:35 PM) Why is the treat points conversion to ringgit so low??? You spend RM100 with Amex only get RM1 worth of points... The fees that banks could legally charge merchants decreased a lot since 2012, so they had to decrease their rewards structure. It used to be quite good and it's just going to get worse when their fees get capped again in 2021. The best conversion rates are redemptions for airline miles. gclee liked this post
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Dec 19 2018, 11:19 PM
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#6
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(timo1003 @ Dec 14 2018, 11:37 AM) Hi guys. Sorry to bring up the old posts but I have a similar dilemma now and hence the question. Hoep you don't mind. Seems like there's two views here. I actually plan to do some foreign transactions over the weekend, so should I use bigpay or the Amex with the 5% cb? That depends on whether 2.3% net cashback and the ability to file a chargeback is worth more than whatever rewards you're earning by reloading and using Bigpay. |
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Dec 20 2018, 08:46 PM
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#7
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(tarvalslain87 @ Dec 20 2018, 03:39 PM) Wanna ask how to maximize the usage of both cards? 1. Get the Maybank 2 Premier and request to replace the deafult Visa card with the Manchester United Visa version for 5x when the team wins a game. Pledge RM30,000 or whatever if you don't meet the income requirements.2. Apply for a BigPay card. 3. Load the card in 1) for RM10,000 when they win a game. 4. Enjoy 50,000 Treatpoints. |
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Dec 22 2018, 12:25 AM
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#8
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Junior Member
60 posts Joined: Sep 2018
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QUOTE(PrincZe @ Dec 21 2018, 01:55 PM) sifu benjamin, are u referring to this? https://www.maybank2u.com.my/mbb_info/m2u/p...ntKey=537003127 Yes. Go to the revamped Maybank website to see the current details, though. and step 3 - load the card as in load the big pay card with rm10k? Yes |
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