QUOTE(lysty @ Oct 8 2018, 05:18 PM)
Hi. I just settle my ptptn loan repayment lump sum. But my statement it's not up to date & the officer did mention usually it takes 1 month to update the statement and release a letter of debt settlement. I don't have any credit history before this also. May I know if I try to apply for credit card what are the chances of approval or should wait one month for the release letter ?
QUOTE(leootan @ Oct 8 2018, 05:55 PM)
Hi, i think my case quite similar to yours so perhaps i can explain my situation to you.
I also settled lump sum to PTPTN early of last month, just that am not applying new, am upgrading from gold to platinum (been using gold since 2011 😅), credit limit seriously low so been asking them to increase credit limit and adviced by the lady staff direct upgrade to platinum.
So what i did was submitted all the required documents, with the temporarily issue letter from PTPTN office saying i already settled the PTPTN loan as supporting document.
Voila, sms came in about a week after that my application is succesfully.
Normally if PTPTN is the gating factor, a letter from PTPTN will settle.
The bad part is MBB won't accept online PTPTN statement.
You need a letter from PTPTN with official PTPTN letterhead.