Arrange with merchant ya.

Of course if you want to buy a RM3000 item at Mr DIY, you can't have multiple payments.

But if you want to have a RM3000 party next month, the restaurant may give you their Shopeepay QR (the restaurant must sign up for SPayLater), you can pay RM100 everyday, then use a credit card to settle the SPayLater outstanding balance (Pay Early).

This post has been edited by ClarenceT: Mar 14 2024, 12:35 PM

This post has been edited by ClarenceT: Mar 23 2024, 03:37 PM


Attached thumbnail(s)

She was not a Maybank staff before Dec 2022. (LinkedIn)
Month 2: 15/9/21 - 14/10/21

This post has been edited by ClarenceT: Mar 24 2024, 08:48 AM

To get weekend CB
The "Transaction Date" must be Saturday or Sunday. Check the "Transaction Date" at M2U.
Eg if you swipe card now (MYT 1/4, 6am) at Tesco London (BST 31/3, 11pm), the "Transaction Date" is 31/3 Sunday so will get weekend CB. But it will be posted in April (MYT), so will be part of April CB (to be credited on 1/5, check M2U on 2/5)

To get weekend cashback, the "Transaction Date" must be Saturday or Sunday.

You swipe your card at 5pm+ 22/3 (Fri) London time. The. "Transaction Date" was Friday.

Screenshot today?
Amex not accepted last week.

Lol just need to spend RM500 on Sat/Sun for RM25 CB, =SST.
Petrol
Supermarket/Groceries
Dining including Foodpanda
Lazada
Shopee
Unifi (Lazada/Shopee bill payment)
Maxis, Celcom, Digi
MAS, AirAsia
AEON, Parkson, Isetan

He didn't say he would cancel the Visa/MasterCard.
He just wanted to save RM25 only.

Cashier still have a device from Maybank.
Self-service kiosks use the machines from Aeon Credit if I am not wrong (so can tap Aeon Member card) which AMEX is not accepted (but Grabpay is accepted).

You can use Amex to pay at Pump - Shell & Petronas.

You can buy Petronas fuel vouchers at Lazada and Shopee.
I bought Petronas RM50 fuel voucher at RM46 (plus 5% weekend CB for M2 AMEX / 8% online CB for Ikhwan Amex) last week. Today RM50. Should have offer on 7/7.

You may buy Petron fuel vouchers (valid for 7 days only, limited to stations in West Malaysia) RM10/30/50 at RM9/27/45, at Lazada this Sunday.

You can buy Shell RM30 vouchers at RM29.40, at Fave App.

You can use SPayLater (ShopeePay Later) on Monday-Sunday at Shell, Petron, BHP then use Amex to settle the SPayLater debt on Sat/Sun to get 5% weekend CB.

I don't pay to Maxis postpaid account, but at Maybank Islamic Ikhwan credit cards thread, some friends are using Amex to pay Maxis bills.
https://forum.lowyat.net/topic/4103568/+5320
Search Topic, Keyword: Maxis

Maybank 2 Amex (Gold/Platinum only): 5% WEEKEND ("Transaction Date" must be Sat/Sun) CB EXCEPT Government MCC, Charity, Ewallets (including top up ShopeePay and Lazada Wallet), Utilities (MCC4900), FPX / Jompay. Doesn't matter the transaction is PIN Entry, Wave, Online, Direct Debit.

Maybank Islamic Ikhwan Amex: 8% ONLINE CB, from Monday to Sunday, EXCEPT Government MCC, Charity, Ewallets, Utilities (MCC4900), FPX / Jompay / M2U bill payment. Limited to ONLINE transactions only.

P/S: You may use SPAYLATER for Shopee orders from Monday to Sunday, then use M2Amex to settle Spaylater statement balance / Outstanding balance ("Pay Early", no partial allowed) on Sat/Sun for 5% WEEKEND CB.

LAZADA-EC KUALA LUMPUR MY
Shopee Malaysia KUALA LUMPUR MY
AirPay Malaysia Sdn Bhd KUALA LUMPUR MY (Digital Goods at Shopee App)
SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY


This post has been edited by ClarenceT: Jul 6 2024, 07:00 AM

Yes all the while I couldn't use ewallet to pay TNB @ posonline. (since last year)
But for Sarawak Energy @ posonline, I can choose ewallet to pay.

This post has been edited by ClarenceT: Jul 16 2024, 12:22 PM

But Airpay allows 25% by Shopee Coins.

ShopeePay merchants (you can use 50% by Shopee Coins but not all of them accept SPayLater), not Duitnow QR merchant (you may or may not use SPayLater but not 50% by Shopee Coins)

This post has been edited by ClarenceT: Jul 17 2024, 01:44 PM

No idea which one is correct, but most likely 65-15 (net >50), if you select "Use up to 50% of payment".
BTW you may keep coins for 3 months and spend at another merchant.

This post has been edited by ClarenceT: Jul 17 2024, 01:54 PM

Most likely you can't use SPayLater for that Duitnow QR, only ShopeePay is allowed.

Also, not all ShopeePay merchants sign up for SPayLater.

This post has been edited by ClarenceT: Jul 18 2024, 08:36 PM

Mine Android, I can select SPayLater and pay but no response, then I select Wallet Balance (ShopeePay) to pay.

For some cases, Etiqa Insurance/Takaful, Generali and Tune Insurance can be cheaper.

Both Generali and Tune accept ShopeePay, but SPayLater may or may not work

Complete the transaction or see the SPayLater icon only?

Lazada