Apply higher tier cards and will grant you higher limit. At least that happens to me, it is done automatically.

Maybank will not grant that much, usually CL increase request, they may only grant 30% max.

Just pay from your other banks’ savings account and transfer to Maybank. Account no. is your credit card no. Instant interbank transfer will be immediate payment regardless any day.

Yes. Choose AmEx and pay on weekend.

Yes.

If you pay today using Amex there’s no cash back, today is not a weekend.

Yes, normalize to use this thread. I refer to this thread if I need a quick check on the AmEx merchants.

Yes. I do get it too but I only receive SMS.

This post has been edited by fruitie: Nov 24 2024, 01:38 AM

OK la not too bad. RHB will call a few days before due date, it’s even more annoying. I’m ok with MBB.

To be honest, they earn more if you don’t pay on time. So, it’s a courtesy gesture from them.

Oh well. You will be surprised many still miss payments and don’t pay full every month. Again, we need to thank these users so that banks can offer more benefits for the cardholders.

RHB stopped calling me already after I told them once no need to call to remind because I asked them to see their records if I have any late payment before this. The guy just kept quiet and no reminder call after that.

Yes but LazPayLater has interest even for one month. Not worth.

For the first time, I received a call from MBB to remind me about payment. I recalled it wasn't due yet. I thought I missed any payment that's why the CS called. I checked that the due date is only tomorrow, and I already have a reminder.

I have been an MBB CC customer for more than 13 years, and I have never missed any payment or maybe just once, yet they still called me today to remind me.

Maybe he has a KPI to achieve.

This post has been edited by fruitie: Dec 13 2024, 06:45 PM

1. Yes
2. Cannot cancel
3. Not that I'm aware of

It has been some time since I last reloaded at The Gardens JG, but it was RM 0.50 for RM 200 reload and that’s the max per reload - RM 200.

Wait till it appears to activate then. Your old card is still valid.

It is usually less than an hour since last year. Can refer to M2P thread.

Yes for the bolded part.

Yes, cannot pay TNB and TIME on Lazada.

This post has been edited by fruitie: Jan 9 2025, 11:17 AM

You need to pay directly using AmEx and not reloading into Lazada wallet to make payment.
Telcos are not utilities just to let you know. You can pay on M2U with AmEx can get cash back too. Not necessarily on Lazada.

This post has been edited by fruitie: Jan 9 2025, 03:40 PM