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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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ClarenceT
post Sep 11 2022, 05:59 PM

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QUOTE(CP88 @ Sep 11 2022, 05:21 PM)
A quick question. For AMEX payment to prepaid top up at shopee, do you anyone success perform the payment?

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It is not a Shopee or ShopeePay transaction but Airpay Malaysia. Amex is not accepted by Airpay Malaysia Sdn Bhd (except top up Airpay Malaysia-owned ShopeePay).

You may use SPayLater instead except buying top up at dirt cheap promo price. Then use Amex to settle SPayLater debt.

This post has been edited by ClarenceT: Sep 11 2022, 06:03 PM
ClarenceT
post Sep 19 2022, 11:07 AM

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QUOTE(socratesman @ Sep 19 2022, 10:57 AM)
There's one hypermarket in Old Klang Road which never gives me CC transaction alert on MAE app whenever i use Visa.  Think i found out why ...they don't deduct available credit limit remaining until day T+2 hmm.gif

take the latest example:

my combined credit limit for M2C Visa + Amex = RM 10000

16 Sept morning -   available credit per m2u site RM 10000
16 Sept lunch  -  buy something for RM50 at the store
16 Sept evening  -   available credit per m2u site still RM 10000
17 Sept  -  transaction not posted yet, available credit still RM10000
18 Sept -  transaction posted, available credit finally RM9950

Weird. All other merchants i encountered will at least deduct available credit upon transaction. laugh.gif
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It happened only when you use Paywave.
The merchant use offline approval (Approval code VLP111 instead of 6 digit numbers) for fast processing without going through real time verification. Maybank won't know this transaction till the transaction is posted. Therefore your available credit limit is not earmarked.
It is common all the while, since old days using a offline card device and carbon papers (internet and phone line not available/required).

This post has been edited by ClarenceT: Sep 19 2022, 11:42 AM
ClarenceT
post Sep 19 2022, 11:19 AM

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QUOTE(leo99 @ Sep 18 2022, 05:27 PM)

If not, anyone know if paying through Lazada/Shopee, got cashback?
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Use Lazada - Bill payment, I got weekend CB from paying Unifi and electricity. The CC payment go to Lazada Malaysia directly.

Shopee - Bill payment (by Airpay Malaysia Sdn Bhd, a sister company of Shopee Malaysia) don't accept Amex. But you may use SPaylater (by SeaMoney Capital Malaysia Sdn Bhd, another sister company of Shopee Malaysia) to pay bills first, then use Amex to settle the Spaylater debt and earn weekend CB.

ClarenceT
post Sep 22 2022, 04:44 PM

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QUOTE(schoe @ Sep 22 2022, 04:40 PM)
i have maybank 2 card platinum and krisflyer platinum. total of 3 cards

recently 2 cards were charged with sst. can i call in and request to cancel that 2 cards without paying the sst?

i mean i would like to keep the krisflyer plat...

anyone have same experience to cancel card without paying sst?
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Can, provided no transactions after SST.
ClarenceT
post Sep 22 2022, 04:55 PM

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QUOTE(schoe @ Sep 22 2022, 04:49 PM)
thanks i will try ... but before that i need to redeem the points first.. got 23k...
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Give up the redemption. It means you still use the card after SST is charged.
ClarenceT
post Oct 2 2022, 11:20 AM

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QUOTE(alandhw @ Oct 2 2022, 11:16 AM)
Accidently found this guy  won times
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You can compile a list of winners and tell who they are in this forum ya, especially those using Grab MasterCard and won more than 6x.

This post has been edited by ClarenceT: Oct 2 2022, 11:42 AM
ClarenceT
post Oct 2 2022, 12:40 PM

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QUOTE(alandhw @ Oct 2 2022, 12:36 PM)
Just curious any strategy to win.
For myself has not get any price although using it quite frequent.
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They were midnight owls.
ClarenceT
post Oct 2 2022, 01:08 PM

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QUOTE(azlim @ Oct 2 2022, 12:56 PM)
haha this guy here 523945013000XXXX top 3 every week
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Congrats to our friend here.
He seems very quiet recently.
ClarenceT
post Oct 3 2022, 03:58 AM

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QUOTE(alexwsk @ Oct 2 2022, 07:34 PM)
our member here?
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He is very active in other banks' campaigns and beyond banking-related campaigns, his name already appeared many many times. I really salute.

Not only him, some names in the lists I know who they are here in LYN. Especially those using Grab Mastercard, but you used another card instead. tongue.gif
Many of you are IT-/Industry-related. thumbup.gif

Congrats to you all.

This post has been edited by ClarenceT: Oct 3 2022, 04:00 AM
ClarenceT
post Oct 12 2022, 08:09 AM

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QUOTE(wilson7847 @ Oct 12 2022, 08:05 AM)
Pay insurance online (AIA/GE) on weekends entitle cash back?
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Just wonder where you can pay GE using Amex?
ClarenceT
post Oct 14 2022, 01:13 PM

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QUOTE(Ivan113 @ Oct 14 2022, 12:53 PM)
hey guys, any idea how to max out the cashback for Amex through online payment? So far I can only think of my Digi bills and Unifi bills, there's no cashback to topup e-wallet right?  sad.gif
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Buy buy buy at Lazada or Shopee.
Forget the ewallets.

You may use Amex at...
https://forum.lowyat.net/topic/3532126


This post has been edited by ClarenceT: Oct 14 2022, 01:25 PM
ClarenceT
post Oct 15 2022, 10:50 AM

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QUOTE(persona93 @ Oct 15 2022, 10:44 AM)
if you want to get CB, use the Lazada bill payment as the above example, I'm using it now after reading that recommendation
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Yes for Sarawak Energy / Sabah Electricity.
No for TNB.

Yes for Unifi / IWK / Air Selangor.

This post has been edited by ClarenceT: Oct 15 2022, 10:52 AM
ClarenceT
post Oct 15 2022, 11:22 AM

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QUOTE(Ivan113 @ Oct 15 2022, 11:14 AM)
Maybank2u also can pay unifi bill via amex, that also has CB I think
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Can, 5% CB from Maybank.
But if you have Lazada vouchers/codes, you may get >10% savings from Unifi @ Lazada, and CB from credit card issuer.
ClarenceT
post Oct 16 2022, 10:04 AM

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QUOTE(xiaomoon @ Oct 16 2022, 12:09 AM)
my amex since last month cannot pay on shopee bill till now, anyone here same issue? Others website and shopee purchase is ok
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NEVER, not "since last month".

Also SPayLater will charge 1.5% fee from tomorrow onwards, so if you use SPayLater to pay bills, make sure you use Amex to settle the SPayLater debt today (though unbilled yet) to avoid 1.5% charge.
ClarenceT
post Oct 16 2022, 10:36 AM

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QUOTE(persona93 @ Oct 16 2022, 10:22 AM)
yes this is a very important update
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Keep SPaylater even though 1.5% charge as long as Maybank gives 5% weekend CB. Need to plan properly.

Can use SPayLater at some places accept ShopeePay, not only weekend but also Monday to Friday. 1.5% charge but 5% weekend CB from Maybank, still better than using other cards eg PB Quantum Visa (2% Contactless).
ClarenceT
post Oct 18 2022, 03:47 PM

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QUOTE(weihong96 @ Oct 18 2022, 03:00 PM)
Ya, feel so hard to get. I need find a Maybank banker to proceed another round...
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You failed because you applied at M2U. Even you over over qualify, the Artificial Intelligence robot may still reject for unknown factors.

Apply at the place that human can read your application.
ClarenceT
post Oct 19 2022, 01:09 PM

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QUOTE(TendouSouji @ Oct 19 2022, 12:39 PM)
Hi sir, does this apply to any bill payment from lazada? I have unifi astro celcom digi air selangor.

Thanks!
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LAZADA-EC KUALA LUMPUR MY
Yes - Unifi, IWK, Unifi, Air Selangor, Air Kuching, Sarawak Energy
Not sure but should be - Astro, Celcom, Digi (I never paid before)

This post has been edited by ClarenceT: Oct 19 2022, 01:17 PM


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ClarenceT
post Oct 24 2022, 06:58 PM

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QUOTE(Ivan113 @ Oct 24 2022, 03:54 PM)
hey guys, I bought Apple Watch at Machine via Amex on 15th October ( Saturday ), statement came out on 18th October, but there's no 5% cashback credited, I am not sure now what went wrong. sad.gif
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Transaction POSTED on 1/10-31/10
CB on 1/11, viewable from 2/11 morning.
ClarenceT
post Oct 27 2022, 08:13 PM

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QUOTE(ghost00 @ Oct 27 2022, 08:09 PM)
user posted image

Hi, I’ve had received my 2 Plat Cards with AMEX and VISA on Sept last month.

I’ve had used during weekends and still no cash back received in my statement this month.

Is there any exclusion that I violated?
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From your statement, you didn't spend in Sept so CB for Sept is RM0.00.

#12885

This post has been edited by ClarenceT: Oct 27 2022, 08:14 PM
ClarenceT
post Nov 1 2022, 02:57 PM

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QUOTE(Ramjade @ Nov 1 2022, 02:31 PM)
If I pay via Lazada?
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If Sarawak Energy @ SEBCares App or eKiosk or sesco.com.my, no CB.

If Sarawak Energy @ Lazada, yes 5% weekend CB if payment by M2 Amex.

Buy TNG PIN RM50/10 at Lazada, most likely you will get 5% CB (I will get it tomorrow), then pay TNB @ TNG App. 5% savings.

This post has been edited by ClarenceT: Nov 1 2022, 03:02 PM

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