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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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Wolgie
post Jul 15 2019, 10:53 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
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Very simple for me. Weekend, use when the shop accept AMEX, as here not many place accept AMEX. Mostly use for grocery and Restaurant. For petrol still got rebatem right? so use it. For TP not really care.


QUOTE(ClarenceT @ Jul 15 2019, 10:37 AM)
Barcelona RM1000 - Mooncake.
Amex RM1000 - Mooncake.

Very simple.
*
Good Idea. Go go go TESCO and AEON smile.gif. hopefully Sabah got both sad.gif

This post has been edited by Wolgie: Jul 15 2019, 10:54 AM
tan_aniki
post Jul 15 2019, 10:56 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
*
for me i will pay RM1000 to my 2 X i150 on May and August and the rest with Amex on weekend, and also try to use Amex on weekend on others except government and utilities
avinlim
post Jul 15 2019, 10:59 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
*
If purposely find thing to spend, you wasted RM1000 for the RM50.

not really worth it.
SUSCardNoob
post Jul 15 2019, 11:12 AM

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QUOTE(avinlim @ Jul 15 2019, 10:59 AM)
If purposely find thing to spend, you wasted RM1000 for the RM50.

not really worth it.
*
You won't understand the feeling of squeezing/milking from the bank.
As long as can milk from the bank, it's a feeling good euphoria.
TongCN
post Jul 15 2019, 11:20 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
*
Nothing sad.gif

Just daily spending will do, squeeze all July usage/ payment to August for Barcelona 10% XD
tan_aniki
post Jul 15 2019, 11:21 AM

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QUOTE(CardNoob @ Jul 15 2019, 11:12 AM)
You won't understand the feeling of squeezing/milking from the bank.
As long as can milk from the bank, it's a feeling good euphoria.
*
if shopee can accept Amex, then i will consider to purchase Bigpay credit from those sellers with 2% charge but still getting 3% CB, for FCBVS only 2% except May and Aug, so no need to bother except those 2 months.
socratesman
post Jul 15 2019, 11:30 AM

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QUOTE(IzaakC @ Jul 14 2019, 04:51 PM)
Thanks. Called and requested to reduce amount to RM1 to trigger sms alert.

However it does not receive sms alert for online transaction with MSOS code & auto debit.

^for sharing purpose
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Ha ! Same here..
Visa card with msos code - no alert
LostAndFound
post Jul 15 2019, 11:31 AM

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QUOTE(CardNoob @ Jul 15 2019, 11:12 AM)
You won't understand the feeling of squeezing/milking from the bank.
As long as can milk from the bank, it's a feeling good euphoria.
*
Spend RM1000. Get RM100 (Barcelona) or RM50 (Amex). So you spend RM900/950 for a nice feeling? If this is /k definitely there's an 'obvious' suggestion on how better to get that nice feeling....
#Victor
post Jul 15 2019, 11:50 AM

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QUOTE(majorarmstrong @ Jul 15 2019, 10:12 AM)
can someone help to share their game plan for next month pls?
Barcelona and Amex - how to meet without e-wallet?
*
top up RM1000 x 2 to Touch n Go during weekend for Amex or anytime for FCB during August
tan_aniki
post Jul 15 2019, 12:11 PM

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QUOTE(#Victor @ Jul 15 2019, 11:50 AM)
top up RM1000 x 2 to Touch n Go during weekend for Amex or anytime for FCB during August
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physical card or e-wallet?
physical card max RM1,500...
e-wallet no longer give u CB...

This post has been edited by tan_aniki: Jul 15 2019, 12:16 PM
eddie2020
post Jul 15 2019, 01:40 PM

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QUOTE(engyr @ Jul 13 2019, 08:19 PM)
I am wondering why my pie chart do not capture the transaction. Anyone has similar problem?

user posted image
user posted image
Overseas transactions do follow overseas time

Boost transaction is posted on the same day if you do it before 11pm.
*
its more than a week and not posted.

QUOTE(cybpsych @ Jul 13 2019, 08:40 PM)
pay the amount according to your statement. this is to avoid interest charge.

if boost reload is late, then late. nothing u can do to push it into your statement.
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ya i pay according statement. if boost is captured it should be more..

QUOTE(tan_aniki @ Jul 13 2019, 09:30 PM)
you might need to ask the CS how come the Airbnb didn't get CB because even though it is -12 hours, it is still saturday 7am, even though the furthest northwest of canada also GMT-8 only, 16 hours difference only 1am but still on Saturday.

lesson learn: don't use MBB Amex on last day of the month, you might not get the transaction posted in time for that month and will bring forward to next month quota
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no idea, i wait them reply... this air bnb is booking in msia.. i not sure why they capture earlier than my transaction date. i double check the tac code is on 7pm saturday.
from what i know, normally cc shall follow the date in their local bank no matter this transaction occured where...

QUOTE(beLIEve @ Jul 13 2019, 11:43 PM)
maybe they want give you free money. I remember someone got free petrol from one of the cards, i.e. never posted.

You can pay more than outstanding. It's called Prepay. I used to round up to the nearest 10/50 dollars when I was paying from Cash Deposit Machines back then. unless you're saying you can't afford it.
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haha free then good....

now no longer able to pay more than outstanding in website. they will pop out.. last time i always pay more than outstanding, like how you did.. but now no longer able to pay more than ooutstanding, i think its started like last year.. i dont pay in cdm lol..
fruitie
post Jul 15 2019, 01:43 PM

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QUOTE(eddie2020 @ Jul 15 2019, 01:40 PM)
haha free then good....

now no longer able to pay more than outstanding in website. they will pop out.. last time i always pay more than outstanding, like how you did.. but now no longer able to pay more than ooutstanding, i think its started like last year.. i dont pay in cdm lol..
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I have transaction on Ikhwan card that is not posted until today, it has been 4 years. Free RM 500 for me. smile.gif

Nope, all this while cannot pay more than outstanding amount using M2U.
CoffeeDude
post Jul 15 2019, 01:54 PM

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QUOTE(ClarenceT @ Jul 15 2019, 10:37 AM)
Barcelona RM1000 - Mooncake.
Amex RM1000 - Mooncake.

Very simple.
*
Use Barcelona card to pay for insurance can get cashback right?
guanteik
post Jul 15 2019, 01:55 PM

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CoffeeDude
Yes, I confirmed it's possible.
CoffeeDude
post Jul 15 2019, 01:59 PM

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QUOTE(guanteik @ Jul 15 2019, 01:55 PM)
CoffeeDude
Yes, I confirmed it's possible.
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Thanks smile.gif
beLIEve
post Jul 15 2019, 02:00 PM

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QUOTE(eddie2020 @ Jul 15 2019, 01:40 PM)
now no longer able to pay more than outstanding in website. they will pop out.. last time i always pay more than outstanding, like how you did.. but now no longer able to pay more than ooutstanding, i think its started like last year.. i dont pay in cdm lol..
*
QUOTE(fruitie @ Jul 15 2019, 01:43 PM)
I have transaction on Ikhwan card that is not posted until today, it has been 4 years. Free RM 500 for me. smile.gif

Nope, all this while cannot pay more than outstanding amount using M2U.
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Oh back then I had only 1 card, and didn't have much Online Banking. so CDM loh.

I normally pay them cards from whichever bank I have sufficient balance using Instant Transfer, so i think still can prepay. But I don't do that anymore to avoid confusing myself more with the actual amount spent. Other thank Public Bank, I just look at balance to ensure I hit minimum spend.
fruitie
post Jul 15 2019, 02:15 PM

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QUOTE(beLIEve @ Jul 15 2019, 02:00 PM)
I normally pay them cards from whichever bank I have sufficient balance using Instant Transfer, so i think still can prepay.
*
That explains. Only IBG/IBFT will work, if using M2U, you can't pay more than outstanding.
sidefulnes
post Jul 15 2019, 02:55 PM

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QUOTE(cybpsych @ Jul 14 2019, 07:28 PM)
give it a try with small amount during weekdays.

then monitor if your TP increased in next few days.
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QUOTE(majorarmstrong @ Jul 14 2019, 11:18 PM)
have you try, can share result pls?
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Will try in my next top-up. For now the chart categorise Starbucks top-up as F&B so it looks promising
ClarenceT
post Jul 15 2019, 03:09 PM

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QUOTE(sidefulnes @ Jul 15 2019, 02:55 PM)
Will try in my next top-up. For now the chart categorise Starbucks top-up as F&B so it looks promising
*
RAZERPAY e-wallet (use debit card to top up only) gives 10%-30% "discount" to top up Starbucks card, and 30% discount at Starbucks every Monday.
It is much better than Maybank give you 2% / 5% / 10% rebate! smile.gif

https://forum.lowyat.net/topic/4778575

This post has been edited by ClarenceT: Jul 15 2019, 03:10 PM
avinlim
post Jul 15 2019, 03:25 PM

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Since after 5th July, my tp never increase 1pt at all. laugh.gif innocent.gif

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