Wow this is good news. I plan only 4500 into boost. Gives me 22500 a month. One year also less than 300k.

Hope its all fine. But I'll try to calculate using my Microsoft Excel first. See which one more worthwhile. Haha thanks

Hmm flag for? Well I use boost to buy stuffs at tesco, buy some food and drinks, here and there. And I have NEVER withdrawn from boost. The money goes somewhere else, and treated as payments. And I withdraw from the somewhere else. It's safe I guess. Hope they don't flag me la.

Yup I know. I do agree with him. Like we topup 4500 into boost using BP. It's still the same risk whether it's BP or Amex.

It's impossible that someone keeps spending 4.5k a month. Like one shot 1.5k out. So to avoid suspicions, I pay in different amounts to the somewhere else.

Haha sorry for not using quote. Just see this msg. And I agree with you. That's for sure.

There your reply below.

Thanks.

It is very rare discussed here. Actually someone mentioned it in bigpay thread many months ago. Just that once, that person mentioned.

Correct. If u spend lesser than 500, balance burn. If more than 500, then pay balance using lazada wallet/credit/debit card.

Aha I think we are discussing a different one. Aha we are going too far. Let's just stay with the maybank thread.

I reported yday morning lorrr

yup seems like it.

well it's kinda true, in the traditional way of using, such as retail and normal online spending, if you take away boost and bigpay

u only need to spend upto 1k to get rm50cb and rm10 in TP value, total rm60 worth of cb.

mbb fcb is good in its own way since u get cb everyday, but only rm50 (2%) after 2500 spending. for many middle income, it's difficult to spend that much.

that is, until bigpay came around, making the 2500 (mbb fcb) spending looks small, and everyone can achieve the rm50 cb.

now, with boost, the game changed again for amex.

just see ringgitplus. previously I apply got free gift. lupa what is it already. I always apply RP just for the freebies.

your case is the isolated one. I never had issues too many cards. I only had issues with commitments due to certain banks credit limit too high. it's still financial commitment. and for people that say ccris may affect card application, this is more probable as I was rejected once during the ccris blacklist period. but I still managed to get HP for car with maybank. thus different banks have different assessment and it's their discretion to give a facility to the customer.

curious. how do you withdraw 10k from boost? do u read the TnC or did I misunderstood it?

oh so it means 10k is over 2 months plus lo. ok la. normal. I just started my 1st 4.5k. next month another 4.5k. hoho

Wallet size for the month is 4.5k. Size at any given time is 1.5k. Go read TnC.

Sorry TS. We are not supposed to flood the page with boost. I insaf. Will go over to dedicated boost thread.


This post has been edited by beebee1314: Apr 14 2019, 07:34 PM

go read TnC on the interest portion. and remember it's compounded. if u can't afford, u can use the balance transfer method if u have another bank's credit card. just see the other bank's website for balance transfer promo. the interest is lower.

but please, always spend within your means. if u earn 3k, spend only 1k.

Well it belongs to Axiata company, a parent company of Celcom. If parent company in Malaysia, sure the subsidiary also in Malaysia.

But boost is only available locally in Malaysia right? I don't see why my logic isn't right. Boost is only available in Malaysia I believe, parent company also in Malaysia. So its only logical that the server is in Malaysia. Unless parent company is an oversea company, then high chance server is located overseas.

Haha ini confirm system issue. For more info kindly contact Maxis or Maybank. I have paid my maxis bills using the maybank app on Saturday morning (of coz not 1am) and it's still Saturday for me.