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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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HumbleBF
post Mar 22 2022, 08:54 PM

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Guys I have a question let's say I purchase a laptop RM4K on shopee monthly instalment is RM 300. And. Credit limit is RM5k total

1st month: the card charge me RM 300 and balance RM 4.7K credit limit is that right?

OR

1st month : Credit limit balance is rm1k only?
HumbleBF
post Mar 23 2022, 10:59 AM

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QUOTE(cybpsych @ Mar 22 2022, 09:34 PM)
think of it this way...

if your CL balance is 4.7k, meaning the seller only get 300.

that also mean seller cannot let you take the laptop right?

until they fully receive 4k, then seller can let you take the laptop home.

doesn't make sense right? biggrin.gif
so, by utilizing 4k CL, Maybank considered pay the seller for full 4k laptop price.

seller release the laptop for you. your txn with seller completed.

now, you owe Maybank 4k (utilized CL) + 1k available CL (unutilized)

then you gotta repay Maybank by 300 per month instalments.

after each installment cycle (300 charged to your statement), your CL restored back 300 (you gotta pay the statement in full eventually)
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Thank you for your explanation, I wonder why Maybank doesn't show the available balance credit limit on the MAE app.

On public Bank cards it shows the balance CL
HumbleBF
post Mar 23 2022, 11:55 AM

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What is the highest CL can Gold or platinum goes up to?
HumbleBF
post Mar 27 2022, 10:27 PM

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QUOTE(Zack Styler @ Mar 27 2022, 09:02 PM)
well supposing my insurance agent told me that the promotion is still on and thus charged a whole year of premium to my card.. doh.gif
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Freaking monkey agents, they'll do whatever to secure your money. Wtf

These bias people very hard to trust..


HumbleBF
post Jun 2 2022, 08:01 AM

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Wait what AMEX doesn't give 5% cashback on weekends on petrol alrdy ? Since when they revise?
HumbleBF
post Jun 2 2022, 10:02 PM

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QUOTE(cybpsych @ Jun 2 2022, 08:33 AM)
instead of putting a 1 liner complaint, why not write more details so that we can understand what you did actually?

1) which petrol stations?
2) txn date?
3) posting date?
4) txn amount?
5) petrol kiosk or service station/counter?
6) what made you think no cb for petrol?

also, AFAIK, there was no revisions revently
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oops my apologies, I looked at this thread subject header " 5% weekends (not all)"

I think the not all wasn't there before? Or I may have overlooked this hence the misunderstanding.

Sry everyone~
HumbleBF
post Jul 26 2022, 09:24 PM

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Just got my credit limit bump to 8k without much hassle 😁
HumbleBF
post Aug 17 2022, 11:39 PM

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QUOTE(hjh87 @ Aug 15 2022, 01:10 PM)
Hi,

I'm currently holding just the Maybank 2 gold Amex only (Mastercard is terminated before the SST), possible to upgrade to Platinum with just the Amex card or Maybank will send both two card again?

Say if indeed they send two cards, can I still cancel the second card?
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Wait you can cancel the Mastercard while keeping the AMEX active? did you walk in or do it online? I remembered asking maybank and they told me could not cancel any 1 of them unless you cancel both together
HumbleBF
post Feb 6 2023, 01:11 AM

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QUOTE(PoisonSoul @ Feb 5 2023, 09:21 PM)
Surprise surprise. I was holding 2 Gold and when I submit my forms for 2 Plat, system rejected me after 2 days but suddenly log in M2U today, 2 Plats are there. Called MBB and they say it's approved and the system auto rejected me earlier. Also said that an officer manually had to review my application baru pass.

MBB CC application system is just pure bad. Wonder why they never update/change it?
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What diff plat and gold?
HumbleBF
post Feb 8 2023, 09:18 AM

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Guys, seems like Maybank card debts they will collect until 1 day before our statement date. I think it was not like that previously....usually they will take until end of previous mknth
HumbleBF
post Mar 23 2023, 09:20 PM

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Can i upgrade from gold to platinum?
HumbleBF
post Apr 29 2023, 03:38 PM

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QUOTE(zz287963 @ Apr 28 2023, 11:17 PM)
Anyone tried top up one u app (1pay) with Amex? The field required is 16digit and 3digit cvv
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Ya tried and can't,only visa master accwpted
HumbleBF
post Jul 23 2023, 12:31 AM

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Guys, am I able to automate my bank account to transfer and pay to my amex and mastercard the exact amount before the payment due date?
HumbleBF
post Jul 25 2023, 09:26 AM

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QUOTE(BetterCallSaul @ Jul 23 2023, 04:39 PM)
In M2U web, My Accounts > Cards > Select card and the three dots > Pay Card > Pay Options select Statement Amount. This will show a radio button for Auto Pay. Note that I have not used this service before but I believe this is what you are looking for. Image below for reference.

user posted image
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Yes! This is what im looking for, im gonna try it hopefully it works, progress to automate all my finances
HumbleBF
post Jul 29 2023, 09:36 PM

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QUOTE(HumbleBF @ Jul 25 2023, 09:26 AM)
Yes! This is what im looking for, im gonna try it hopefully it works, progress to automate all my finances
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Just an update, it works guys, highly recommend all to use this to avoid paying interest on your cc. Also, maybe set at 1 day after your statement date, so that it captures the full outstanding amount of your cc.
HumbleBF
post Jul 31 2023, 12:16 AM

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Just use the treatpoints to waive SST. 10K Points for 1 card iirc
HumbleBF
post Aug 4 2023, 01:11 AM

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QUOTE(kakalaku @ Aug 3 2023, 11:14 AM)
just wondering, is this the best usage of treatpoints for this card?

How about redeeming vouchers or airmiles?
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I like to believe this is the best usage for mental peace and I done some quick maths on the boring products on the catalogue previously and was still not worth.

I redeemed it by filling the form and mail back to them. Easy done deal
HumbleBF
post Aug 5 2023, 11:42 PM

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QUOTE(IzaakC @ Aug 4 2023, 04:09 PM)
Early this year I went to the card centre in The Gardens and managed to proceed with the platinum upgrade. Even though I still fill in the forms & submit payslips and etc. When the 2 new cards arrived and were activated, the 2 gold cards automatically frozen/disabled. The balance from gold card reflected in platinum card 1 week after that.  hmm.gif
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So have you tried the travel insurance? How does it work, if I'm not mistaken u have to declare where and when you're travelling in order to be entitled for it correct
HumbleBF
post Feb 8 2024, 10:56 AM

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QUOTE(jenern84 @ Feb 4 2024, 10:46 AM)
anyone has successfully claimed back the sst by calling operator?
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Just use points to offset SST every year..
HumbleBF
post Apr 30 2024, 09:05 PM

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QUOTE(thecurious @ Apr 30 2024, 05:50 PM)
Probably to check that Maybank didn't change their policy and only customers who have the 2cards before introduction of sst can cancel the visa or MasterCard.

Some people may get their hopes up to cancel the visa or MasterCard after seeing your post.
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Correct. He got my hopes up

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