if only airasia waived the cc surcharge

Hi all. I m using the platinum card. Is it I can cancel the MasterCard and keep the AMex card only

Once the card is approved will be in CCRIS already.

How to remove those cancelled / rejected cards records from CCRIS report?

For cancelled cards, I heard you can bug or debug the bank. Don't think you can do anything about rejected records. If I don't have a memory crosslink with something else, it'll be removed after 3 or 6 moons.

3. Credit application

This is the section where banks look carefully to see if you can take on another loan based on your current status. This article shows if you have applied for any credit facility in the last 12 months if you are approved or rejected. If your recent activity discloses that you have a current application that has been denied, your credit worth will seem questionable, and it could mean that you are unable to make repayments. If it has been approved recently, then it will also look questionable why you need another line of credit if you can pay for it considering your existing commitments. 

URL: https://www.gobear.com/my/blog/how-to-read-...nd-ctos-reports

Is eCCRIS and CCRIS report had any different? I had cancelled my MBB 2 Gold Card in Aug, and it had disappeared from eCCRIS. Between, eCCRIS consists of "Outstanding Credit", "Special Attention Account" & "Application for Credit" only..

I had cancelled quite 5 banks credit card from April 2018 to Aug 2018. All is removed immediately on next month from my eCCRIS report. Seems like cancelled credit card is updated on next month basis. My Hire Purchase also removed on next month after I had completed the instalment.

Getting rejected 3 times now. I have the petronas visa card, and salary is banked in to MB too. Should I keep applying or wait for a while first?

You may search back David83 's case how he gonna apply , appeal, re-appeal, double and triple appeal and lastly reduce limit all the way to the heck RM1k only.

hmm.. i think the card brings benefit right?...

you don't use points to offset RM25?

Oh Okay. The bank must be sad to lose a client like you.

Yeah mortage loan is OK already. They earn from the interest...

It's ok... maybe you can try to re-apply after few more months for the sake of cb petrol + groceries

how to redeem?

should i fill 2 separate form for 2 cards?

I'm in the dilemma of thinking to cancel my m2cards.
I do love the Amex, but my another bundle master has 0 usage now, but will still need to pay 2xrm25 sst and there's no way to cancel 1 card only.
Think I'll need to cancel both before being charged sst by Jan

Does anyone know if there is a cutoff time for it to be considered "weekend spend"? I used my card last Saturday 15/9, at around 1230AM. In my statement, it shows the transaction date as Friday!

Well, I do understand this point, just that I currently holding total 7 cc, the m2cards I only use Amex, the other master card totally no utilization, which mean Im paying RM50 service charge for the 2 cards butb only 1 is utilized.

Yes, online, iherb. They’re definitely in a different time zone but I thought that as long as I use the card on the weekend Malaysian time it would be ok.

Bro ,how do you manage to transfer limit from islamic to conv?
I ask few time they also mentioned not able to do that
Im thinking cancel whats if i cancel it can transfer limit to conv not …else wasted

My card is fraud with iTunes payment while I'm not in the country, receive the  2 transactions msg today (txn fall on yesterday) once I place in my sim card today. Called MBB CS and they have terminated my card and replacement. The CS say can fill dispute form only after the txn posted, however i check in M2U it's not authorised, how am I going to know when it posted?

Hi, I found that last time use TP redeem RM100 voucher only 4x,xxxpts, now become 5x,xxx.

Is it?

correct me if im wrong.

i thought he said card became unauthorized, so can't chk via m2U anymore?
nonetheless, just wait for the next statement, if it's in there, file a dispute using this form