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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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Lance XIII
post Nov 6 2018, 11:34 AM

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QUOTE(cybpsych @ Nov 6 2018, 11:21 AM)
Outstanding Balance = 0

you already paid your 8 Oct bill, right?

ask you, when did you make your last cc payment?
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Yes i fully paid the outstanding on 25th October and then noticed that there is this rm70+ plus in my balance statement.
cybpsych
post Nov 6 2018, 11:42 AM

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QUOTE(Lance XIII @ Nov 6 2018, 11:34 AM)
Yes i fully paid the outstanding on 25th October and then noticed that there is this rm70+ plus in my balance statement.
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your payment @ 25 Oct was to clear Statement Balance as of 8 Oct (Statement Date aka BILL DATE) <-- this is your CURRENT Statement Balance.

Statement Balance WILL NOT CHANGE because that's the historical bill @ 8 Oct.

previously, Outstanding Balance = RM75.80, then after payment @ 25 Oct, Outstanding Balance = RM0.00.

in short, you owe NOTHING.


assuming no spending between 9 Oct - 8 Nov ...... your Nov statement would be generated @ 8 Nov, and NEW Statement Balance = RM0.00
Lance XIII
post Nov 6 2018, 11:55 AM

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QUOTE(cybpsych @ Nov 6 2018, 11:42 AM)
your payment @ 25 Oct was to clear Statement Balance as of 8 Oct (Statement Date aka BILL DATE) <-- this is your CURRENT Statement Balance.

Statement Balance WILL NOT CHANGE because that's the historical bill @ 8 Oct.

previously, Outstanding Balance = RM75.80, then after payment @ 25 Oct, Outstanding Balance = RM0.00.

in short, you owe NOTHING.
assuming no spending between 9 Oct - 8 Nov ...... your Nov statement would be generated @ 8 Nov, and NEW Statement Balance = RM0.00
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Ohhhhh, ok i think i've got it now. I did spend an amount in between 9 Oct - 8 Nov, i should be expecting to be able to pay it come 8th nov right? Also, is it the 8th of every month for everyone else too?
cybpsych
post Nov 6 2018, 12:03 PM

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QUOTE(Lance XIII @ Nov 6 2018, 11:55 AM)
Ohhhhh, ok i think i've got it now. I did spend an amount in between 9 Oct - 8 Nov, i should be expecting to be able to pay it come 8th nov right? Also, is it the 8th of every month for everyone else too?
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yep, any spending between 9 Oct - 8 Nov, all will be statement-ed on 8 Nov, your bill date. this amount shall be your NEW Statement Balance.

Payment Due Date (PDD) shall be +20 days from 8 Nov, hence must clear off your 8 Nov's Statement Balance by 28 Nov.

yes, can change the statement date. last time i asked, here are the dates: 3 6 8 12 14 18 21 24 26 28 EOM (end of month)


fyi, here's your current statement cycle and due dates...

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SwarmTroll
post Nov 6 2018, 12:06 PM

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Any of you guys got the cashback reward for signing up the autodebit?
cybpsych
post Nov 6 2018, 12:08 PM

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QUOTE(SwarmTroll @ Nov 6 2018, 12:06 PM)
Any of you guys got the cashback reward for signing up the autodebit?
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what cashback reward?

whose autodebit?
SwarmTroll
post Nov 6 2018, 12:11 PM

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edited. see below

This post has been edited by SwarmTroll: Nov 6 2018, 12:12 PM
SwarmTroll
post Nov 6 2018, 12:12 PM

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QUOTE(cybpsych @ Oct 9 2018, 08:09 PM)
[BY INVITATION ONLY TO CARDMEMBERS WHO RECEIVE THIS EDM/SMS]

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cybpsych
post Nov 6 2018, 12:19 PM

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QUOTE(SwarmTroll @ Nov 6 2018, 12:12 PM)

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https://www.maybank2u.com.my/iwov-resources...Pay0918_tnc.pdf

https://www.maybank2u.com.my/iwov-resources...Pay0918_faq.pdf
hankeymeal
post Nov 6 2018, 12:55 PM

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I noticed KLCC parking can be paid by AMEX. Will KLCC charge additional fee for AMEX?
Lance XIII
post Nov 6 2018, 01:10 PM

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QUOTE(cybpsych @ Nov 6 2018, 12:03 PM)
yep, any spending between 9 Oct - 8 Nov, all will be statement-ed on 8 Nov, your bill date. this amount shall be your NEW Statement Balance.

Payment Due Date (PDD) shall be +20 days from 8 Nov, hence must clear off your 8 Nov's Statement Balance by 28 Nov.

yes, can change the statement date. last time i asked, here are the dates: 3 6 8 12 14 18 21 24 26 28 EOM (end of month)
fyi, here's your current statement cycle and due dates...

user posted image
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Ahh, thank you so much taking time off your holiday to educate me. I really appreciate it, and thank you once again biggrin.gif.
deity01
post Nov 6 2018, 07:38 PM

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Just tried the amex contactless in mcd n it failed...
!@#$%^
post Nov 6 2018, 08:05 PM

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QUOTE(deity01 @ Nov 6 2018, 07:38 PM)
Just tried the amex contactless in mcd n it failed...
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until there is an official announcement, it's highly unlikely that the contactless feature be enabled. not to mention many merchants don't accept amex at the moment.
saitong09
post Nov 6 2018, 09:05 PM

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QUOTE(deity01 @ Nov 6 2018, 07:38 PM)
Just tried the amex contactless in mcd n it failed...
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Same terminal as Paywave?
deity01
post Nov 6 2018, 09:17 PM

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QUOTE(saitong09 @ Nov 6 2018, 09:05 PM)
Same terminal as Paywave?
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Yes.. Is actually just mcd la..
johnkoh2290
post Nov 6 2018, 10:34 PM

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QUOTE(hankeymeal @ Nov 6 2018, 12:55 PM)
I noticed KLCC parking can be paid by AMEX. Will KLCC charge additional fee for AMEX?
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Personally used it last month. No extra charge. You get cashback too!
Jedi
post Nov 7 2018, 12:15 AM

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I have a ques
If principal card holder and supplementary card holder spend, treat points in statement are listed separately (with supplementary spendings points earned are credited only to supplementary card)

Cannot combine and redeem? bec T&C say only principal card holder can redeem TP
Jedi
post Nov 7 2018, 12:15 AM

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-repost-

This post has been edited by Jedi: Nov 7 2018, 12:15 AM
hankeymeal
post Nov 7 2018, 09:09 AM

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My monthly credit limit is RM5,000

In maybank2u is says available credit limit is - 403.07. Does it means I can now spend RM403.07 or RM5,403.07(RM5,000+403.07)?

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rapple
post Nov 7 2018, 09:12 AM

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Tried Amex wave at MCD, failed as well..

Until MBB really launch this Amex wave card, i guess most terminal it's still not updated yet.

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