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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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fruitie
post Apr 28 2025, 11:26 AM

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QUOTE(HayateAyakasi8 @ Apr 22 2025, 12:54 AM)
You must use the Pos Malaysia PAM kiosk. Then pay using SPayLater and pay off that balance during the weekends.
Pro tip: sometimes using the terminal to pay bills would get you 10% discount. I've done it a few times and was able to get RM15-20 off.
You can also buy voucher for Pos Malaysia on Shopee (Me > Prepaid, bills & Tickets. Scroll down till you see services for you and under there a subcategory called SPayLater In-Store voucher)
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Ah nice. I hope the PAM kiosk is still available in Mid Valley branch, I will be in the office tomorrow, so I can drop by to pay off my TNB bills in advance.
So the vouchers are on top of the 10% discount?
HayateAyakasi8
post Apr 28 2025, 12:05 PM

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QUOTE(fruitie @ Apr 28 2025, 11:26 AM)
Ah nice. I hope the PAM kiosk is still available in Mid Valley branch, I will be in the office tomorrow, so I can drop by to pay off my TNB bills in advance.
So the vouchers are on top of the 10% discount?
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Nope, don't think can stack vouchers like that.
It's either 10% or SPL voucher.
Also, better to pay the big bills first, as sometimes you don't get 10% off if you just used the SPL voucher.
IDK if it's just a me thing or it's probably because the 10% voucher is random, but that's what I've seen.
fruitie
post Apr 28 2025, 12:18 PM

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QUOTE(HayateAyakasi8 @ Apr 28 2025, 12:05 PM)
Nope, don't think can stack vouchers like that.
It's either 10% or SPL voucher.
Also, better to pay the big bills first, as sometimes you don't get 10% off if you just used the SPL voucher.
IDK if it's just a me thing or it's probably because the 10% voucher is random, but that's what I've seen.
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Noted. I assume for the 10%, I don't need to do anything, it will automatically appear? So max is RM 200-20?

ClarenceT
post Apr 28 2025, 01:11 PM

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QUOTE(fruitie @ Apr 28 2025, 12:18 PM)
Noted. I assume for the 10%, I don't need to do anything, it will automatically appear? So max is RM 200-20?
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200-20 FCFS, still available this morning.

25/4 voucher -30% capped at -RM8
https://my.shp.ee/jLJtKVh

Not stackable.

This post has been edited by ClarenceT: Apr 28 2025, 02:25 PM
fruitie
post Apr 28 2025, 01:45 PM

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QUOTE(ClarenceT @ Apr 28 2025, 01:11 PM)
200-20 FCFS, still available this morning.

25/4 voucher -30% capped at -RM38 (so 32-8)
https://my.shp.ee/jLJtKVh

Not stackable.
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Thanks! Is there a typo here? RM 38? Then RM 32-8?

Anyway, luckily it accepts SPL, I can pay my TNB bill in advance now at the PAM kiosk. Been waiting for the chance.
victorian
post Apr 28 2025, 02:01 PM

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QUOTE(ClarenceT @ Apr 28 2025, 01:11 PM)
200-20 FCFS, still available this morning.

25/4 voucher -30% capped at -RM38 (so 32-8)
https://my.shp.ee/jLJtKVh

Not stackable.
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RM8 discount 30%, so max is RM27 to get RM8 discount
gastacopz
post Apr 28 2025, 02:08 PM

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QUOTE(victorian @ Apr 28 2025, 02:01 PM)
RM8 discount 30%, so max is RM27 to get RM8 discount
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deswai me pening...why must 32???unless min spend is 32
ClarenceT
post Apr 28 2025, 02:19 PM

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QUOTE(fruitie @ Apr 28 2025, 01:45 PM)
Thanks! Is there a typo here? RM 38? Then RM 32-8?

Anyway, luckily it accepts SPL, I can pay my TNB bill in advance now at the PAM kiosk. Been waiting for the chance.
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QUOTE(victorian @ Apr 28 2025, 02:01 PM)
RM8 discount 30%, so max is RM27 to get RM8 discount
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QUOTE(gastacopz @ Apr 28 2025, 02:08 PM)
deswai me pening...why must 32???unless min spend is 32
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Oops confused with another POS -25% voucher (early April). Sorry miscalculated.

This post has been edited by ClarenceT: Apr 28 2025, 02:23 PM
Barricade
post Apr 28 2025, 03:13 PM

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Anyone encounter "exceeded the purchase limit" error when trying to buy spaylater vouchers? Never even purchase before and get this error!
#Victor
post Apr 28 2025, 04:36 PM

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QUOTE(Barricade @ Apr 28 2025, 03:13 PM)
Anyone encounter "exceeded the purchase limit" error when trying to buy spaylater vouchers? Never even purchase before and get this error!
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you have already purchase the same voucher once or twice depends on the T&C
joehann
post Apr 28 2025, 05:38 PM

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Use both me and my wife spaylater account yesterday to get that 10% discount out of our bill. Pay RM200 bill and get RM20 discount. And also got RM8 discount if pay RM27 bill. This RM8 voucher need to claim 1st. Not sure whether it is still available or not. Hopefully still got this promotion next month. Can pay my TNB bill and still got that cash back from AMEX.
gastacopz
post Apr 28 2025, 05:54 PM

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QUOTE(joehann @ Apr 28 2025, 05:38 PM)
Use both me and my wife spaylater account yesterday to get that 10% discount out of our bill. Pay RM200 bill and get RM20 discount. And also got RM8 discount if pay RM27 bill. This RM8 voucher need to claim 1st. Not sure whether it is still available or not. Hopefully still got this promotion next month. Can pay my TNB bill and still got that cash back from AMEX.
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rm8 voucher need buy @ 1 cent.. not claim tho
fruitie
post Apr 28 2025, 06:29 PM

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QUOTE(gastacopz @ Apr 28 2025, 05:54 PM)
rm8 voucher need buy @ 1 cent.. not claim tho
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1 cent is negligible. laugh.gif
HayateAyakasi8
post Apr 29 2025, 12:51 AM

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QUOTE(fruitie @ Apr 28 2025, 12:18 PM)
Noted. I assume for the 10%, I don't need to do anything, it will automatically appear? So max is RM 200-20?
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Yeap, it shows up automatically when you have to choose how many months you want to split the payment.
So far, I noticed it popping up if that's the first in-store SPL payment of the week/month where they scan my barcode but YMMV.
Max is unknown. Sometimes I get capped at RM15, sometimes RM25, sometimes can go more than that.
There must be a promo page on this with TnC but I can't seem to find it.

QUOTE(fruitie @ Apr 28 2025, 06:29 PM)
1 cent is negligible. laugh.gif
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True, you literally make back more from that 1 cent spent. tongue.gif
FYI, some bills can be paid on POS MY online's page, and you can use SPL and the Pos vouchers there too.
I use it for water bills sometimes if I'm too lazy to go to the machine.

This post has been edited by HayateAyakasi8: Apr 29 2025, 01:03 AM
Matchy
post Apr 29 2025, 09:23 AM

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hi all, i think for spay discussion, can move to the spay dedicated thread: https://forum.lowyat.net/topic/4775281

🙏
joehann
post Apr 29 2025, 10:50 AM

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QUOTE(gastacopz @ Apr 28 2025, 05:54 PM)
rm8 voucher need buy @ 1 cent.. not claim tho
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Haha sorry. since it is 1 cent, I mistakenly considered it as claimable voucher.
HayateAyakasi8
post Apr 30 2025, 06:11 PM

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QUOTE(Matchy @ Apr 29 2025, 09:23 AM)
hi all, i think for spay discussion, can move to the spay dedicated thread: https://forum.lowyat.net/topic/4775281

🙏
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Sorry boss, forgot the main purpose of this thread.
SPL and this M2C Amex kinda interlinked too much dy to make the most out of it hehe innocent.gif
kevyeoh
post May 10 2025, 11:46 AM

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Dear all, I have a question. I just purchased something online around near to 12pm today, which is Saturday. The transaction is in USD. By any chance can kena if the other side is US and still Friday and my transaction won't qualify as weekend?
Thanks!
ClarenceT
post May 10 2025, 12:51 PM

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QUOTE(kevyeoh @ May 10 2025, 11:46 AM)
Dear all, I have a question. I just purchased something online around near to 12pm today, which is Saturday. The transaction is in USD. By any chance can kena if the other side is US and still Friday and my transaction won't qualify as weekend?
Thanks!
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Very straightforward.
You check the "Transaction Date" when posted.
If the "Transaction Date" is Friday, then you earn 5x Treatpoints.
JAIDK23
post May 15 2025, 09:45 AM

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QUOTE(ClarenceT @ May 10 2025, 12:51 PM)
Very straightforward.
You check the "Transaction Date" when posted.
If the "Transaction Date" is Friday, then you earn 5x Treatpoints.
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ahhh so it depends on transaction date not posted date.

the other CC didnt get extra points cause delay posted date doh.gif

good to know MBB very straightfwd rclxm9.gif

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