Replied you in the correct thread. It’s together with the Ikhwan MC thread.

https://forum.lowyat.net/topic/4103568/+5580

Yes, direct debit is just RM2 off.
Via Amex 5% even the cheapest plan RM99 excl SST can get back RM4.95.
Once incl SST and higher plan, can get even more off.
You just lose a bit of convenience, so up to you if this is worth it or not.

can pay ahead before autodebit kicks in.

posonline accept amex?

Spaylater

can i know what's the major difference between amex gold card and platinum card?

Any fees/charges when pay with Spaylater on Pos? Never done before

Monthly fee 1.5%
But if you choose to pay in full in next Spaylater bill, it is waived (ie 0%) since January 2024.

I mean on Pos side, do they levy any charges?

No charge for DBKL @ posonline

Assuming you're talking about the "2 cards" and not the "charge cards", only major difference is this:

Travel insurance coverage of up to RM700,000 when you charge your travel tickets in full to your Maybank 2 Platinum Card. Click here for Certificate of Insurance.

-Deleted-

This post has been edited by Altrius: Jan 24 2025, 05:41 PM

yup, the 2 card.
im having the 2 gold cards, checked website like you said, i only see the travel insurance additional perks for the platinum, the rest seems the same, just wanna confirm.

went thru the t&c, unless you're flying abroad frequently, else it doesnt entitled to the claim coz it states that

<<This benefit does not apply if the transfer point is in the Covered Person’s Country of Residence. >>

not sure about the insurance
but will probably get higher credit limit

Dont know why I'm not getting cashback for Jan for payment to Spaylater?

Jan 9th is Thursday, not weekend

any specific reason(s) why you are expecting cashback?

opinions pls
got my renewed card, but already make few transactions on old card for this month cb..

if activate new card now, cb will messed up or not??read few pages back regarding messed up cb with new card activation.or is it with replacement card with diff number only?

You earned 5175 Treat points instead of RM50 Cashback.