Outline ·
[ Standard ] ·
Linear+
Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
|
virulence
|
 Nov 22 2023, 10:01 AM
|
Getting Started
|
QUOTE(TangerineM8ndarin @ Nov 22 2023, 01:21 AM) I feel like I've made a huge mistake applying for this card. I just got a call from Maybank ytd to confirm if I want to take the 2 gold card and I said yes, but turns around to find out the merchant that I frequent actually doesn't accept Amex. Should I just call them and say I want to cancel it or say I want to change another card lol. I feel so stupid right now. Don't activate the cards when you receive them and bring the cards back to a branch for cancellation. |
|
|
|
|
|
dragon528
|
Nov 22 2023, 10:09 AM
|
|
|
QUOTE(ClarenceT @ Sep 30 2023, 05:12 PM) Then use Amex to buy Petron fuel vouchers at Lazada. Or use Shopee Paylater at Petron, then use Amex to settle SPayLater debt. Do we get 5x TP? Or just CB during the weekend only? |
|
|
|
|
|
ClarenceT
|
Nov 22 2023, 10:11 AM
|
|
|
QUOTE(TangerineM8ndarin @ Nov 22 2023, 01:21 AM) I feel like I've made a huge mistake applying for this card. I just got a call from Maybank ytd to confirm if I want to take the 2 gold card and I said yes, but turns around to find out the merchant that I frequent actually doesn't accept Amex. Should I just call them and say I want to cancel it or say I want to change another card lol. I feel so stupid right now. Quite a lot of places accept Amex... Lazada, Shopee, bill payments, supermarkets, petrol, Etiqa etc. You can also use the bundled Visa/MasterCard to earn 1x Treatpoint. I doubt you can find a good alternative Visa/MasterCard from Maybank unless you "convert" from Maybank to Maybank Islamic (good only for Petrol, Groceries and Online). This post has been edited by ClarenceT: Nov 22 2023, 10:11 AM |
|
|
|
|
|
ronnie
|
Nov 22 2023, 10:28 AM
|
|
|
QUOTE(TangerineM8ndarin @ Nov 22 2023, 01:21 AM) I feel like I've made a huge mistake applying for this card. I just got a call from Maybank ytd to confirm if I want to take the 2 gold card and I said yes, but turns around to find out the merchant that I frequent actually doesn't accept Amex. Should I just call them and say I want to cancel it or say I want to change another card lol. I feel so stupid right now. Refer to : https://forum.lowyat.net/topic/3532126 |
|
|
|
|
|
zstan
|
Nov 22 2023, 04:43 PM
|
|
|
QUOTE(TangerineM8ndarin @ Nov 22 2023, 01:21 AM) I feel like I've made a huge mistake applying for this card. I just got a call from Maybank ytd to confirm if I want to take the 2 gold card and I said yes, but turns around to find out the merchant that I frequent actually doesn't accept Amex. Should I just call them and say I want to cancel it or say I want to change another card lol. I feel so stupid right now. it's free for life. just keep it. |
|
|
|
|
|
HeReLiSm
|
Nov 23 2023, 07:35 PM
|
|
|
QUOTE(ClarenceT @ Nov 21 2023, 06:52 AM) Search Topic. Keyword: Airpay Thanks. Just read your post on the Nov 1. Paid my bill thru Shopee. Will see next week if I manage to get the CB. |
|
|
|
|
|
iphone
|
Nov 24 2023, 02:23 PM
|
Getting Started
|
How do we know which transaction paid on Sat/Sun that earned 5% cash rebate? I look at monthly statement only show total amount. Not itemised.
|
|
|
|
|
|
poweredbydiscuz
|
Nov 24 2023, 02:26 PM
|
|
|
QUOTE(iphone @ Nov 24 2023, 02:23 PM) How do we know which transaction paid on Sat/Sun that earned 5% cash rebate? I look at monthly statement only show total amount. Not itemised. My mbb cc statement always show itemized details. |
|
|
|
|
|
cybpsych
|
Nov 24 2023, 02:27 PM
|
|
|
QUOTE(iphone @ Nov 24 2023, 02:23 PM) How do we know which transaction paid on Sat/Sun that earned 5% cash rebate? I look at monthly statement only show total amount. Not itemised. all except exclusion (read the cashback T&C from maybank website) can share which card/bank that shows itemized cashback in the monthly statement? |
|
|
|
|
|
ClarenceT
|
Nov 24 2023, 02:41 PM
|
|
|
QUOTE(iphone @ Nov 24 2023, 02:23 PM) How do we know which transaction paid on Sat/Sun that earned 5% cash rebate? I look at monthly statement only show total amount. Not itemised. "Transaction Date" must be Saturday or Sunday. No Cashback on E-wallets, Government related transactions, Utilities (Electricity), Jompay, FPX and not retail transactions (eg Cash Advance, Balance Transfer, Card Service Tax). |
|
|
|
|
|
iphone
|
Nov 24 2023, 02:46 PM
|
Getting Started
|
QUOTE(poweredbydiscuz @ Nov 24 2023, 02:26 PM) My mbb cc statement always show itemized details. I am referring to breakdown (itemised) of Cashback. It only show total Cashback amount earned in the statement. |
|
|
|
|
|
poweredbydiscuz
|
Nov 24 2023, 02:50 PM
|
|
|
QUOTE(iphone @ Nov 24 2023, 02:46 PM) I am referring to breakdown (itemised) of Cashback. It only show total Cashback amount earned in the statement. Ah, my bad. I thought itemized transactions. Like others mentioned, it's fairly easy to trace the cashback. As long as the transaction date is on weekend and doesn't fall under the exclusion list. But I remember sometime it will have some "glitch" like foodpanda the transaction date doesn't follow the exact time. |
|
|
|
|
|
ClarenceT
|
Nov 24 2023, 02:57 PM
|
|
|
QUOTE(cybpsych @ Nov 24 2023, 02:27 PM) can share which card/bank that shows itemized cashback in the monthly statement? The discontinued Standard Chartered Business Platinum. Itemized cashback for each retail transaction. |
|
|
|
|
|
poweredbydiscuz
|
Nov 24 2023, 02:59 PM
|
|
|
QUOTE(ClarenceT @ Nov 24 2023, 02:57 PM) The discontinued Standard Chartered Business Platinum. Itemized cashback for each retail transaction. UOB too (if no bug la). |
|
|
|
|
|
kakalaku
|
Nov 24 2023, 03:56 PM
|
|
|
QUOTE(cybpsych @ Nov 24 2023, 02:27 PM) can share which card/bank that shows itemized cashback in the monthly statement? Hong Leong Bank will actually show for every transaction which MCC does this belong to in monthly statement bill, and it's super easy to track cashback and mcc |
|
|
|
|
|
LostAndFound
|
Nov 24 2023, 03:56 PM
|
|
|
QUOTE(cybpsych @ Nov 24 2023, 02:27 PM) can share which card/bank that shows itemized cashback in the monthly statement? HLB WISE shows every transaction what category it falls under, and cashback also shows total cashback per category rather than lump sum. I like. |
|
|
|
|
|
cybpsych
|
Nov 24 2023, 04:06 PM
|
|
|
QUOTE(kakalaku @ Nov 24 2023, 03:56 PM) Hong Leong Bank will actually show for every transaction which MCC does this belong to in monthly statement bill, and it's super easy to track cashback and mcc tagging yes, but not actual count of cb   QUOTE(LostAndFound @ Nov 24 2023, 03:56 PM) HLB WISE shows every transaction what category it falls under, and cashback also shows total cashback per category rather than lump sum. I like. yes tagging only, and total of cb per category. still no itemized cb per transaction-  wise's category round is good as it rounds up to nearest RM1, effectively reducing actual total category spending too. |
|
|
|
|
|
LostAndFound
|
Nov 24 2023, 04:10 PM
|
|
|
QUOTE(cybpsych @ Nov 24 2023, 04:06 PM) tagging yes, but not actual count of cb yes tagging only, and total of cb per category. still no itemized cb per transaction- wise's category round is good as it rounds up to nearest RM1, effectively reducing actual total category spending too. I don't think cashback is ever counted as itemized anyway in backend. Very inefficient to do that way. Sum amount and then apply cashback percentage (with some rounding rules) is faster/better. |
|
|
|
|
|
cybpsych
|
Nov 24 2023, 04:12 PM
|
|
|
QUOTE(LostAndFound @ Nov 24 2023, 04:10 PM) I don't think cashback is ever counted as itemized anyway in backend. Very inefficient to do that way. Sum amount and then apply cashback percentage (with some rounding rules) is faster/better. yes agreed for backend design and operations but not what most ppl expecting as they dont count cb like us and expecting bank to tell them explicitly which txn eligible for cb and what amount granted  |
|
|
|
|
|
LostAndFound
|
Nov 24 2023, 04:19 PM
|
|
|
QUOTE(cybpsych @ Nov 24 2023, 04:12 PM) yes agreed for backend design and operations but not what most ppl expecting as they dont count cb like us and expecting bank to tell them explicitly which txn eligible for cb and what amount granted They can call CS for that. The poor CS fella will sit there and scroll scroll scroll and one by one count. |
|
|
|
|
Quote
0.0274sec
0.66
6 queries
GZIP Disabled