Exactly
Else this tiny cash back may obstruct cash flow
However, I noticed now they remove the service charge
And in their faq has no such fees stated
But getting physical card need to pay RM16
Monthly RM2.50 service fees for no transaction starting from year 2
But ATM withdrawal only RM1 for local bank in Malaysia
“So if no service charge for top up can use bigpay top up (if they accept) then withdraw using gopayz — still worth to pay RM16 for physical card as save RM5 each withdrawal compare to bigpay”

Any service charge for reload? You reload via credit card or online banking?

There is cc option in topup
Apparently RM2 service charge stated in their faq today
But in topup column same like yesterday no longer appear
Show net amount same as topup amount

Then this option is for fun?

Nope, waiting for other testers

I chat with CS, they accept only debit card
for me basically can forget it
unless it has really good promo

You mean physical card?

Did you paid 16 for the card?