I want a BMW 328i M sport so BADLY

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I want a BMW 328i M sport so BADLY, Please advise

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corad	Aug 23 2018, 04:52 PM Return to original view \| Post #1
Hard to see, the dark side is. Senior Member 2,403 posts Joined: Jan 2003 From: Sarawak / United Kingdom	QUOTE(StanleySAPBasis @ Aug 23 2018, 12:17 PM) » Click to show Spoiler - click again to hide... « Hello experts, I am a 24 years old kid (Malaysian) and want to own a second hand BMW F30 328i M-sport so badly. I have 3 income sources, my main income is RM2,670 nett, and going to RM3,770 nett on next month. Main income: RM3,770 /month (nett) (Fresh graduate income) Second income: RM500-1000 /month (not consistent) Third income: RM3,000 - 10,000 / month (so far the highest, been having this for a year) My expenses: 1. Food & petrol: RM2,000/ month 2. Rental: RM450 / month 3. Entertainment + GIRLFRIEND: RM1,000 / month 4. No insurance since my company is covering it for us as an employee. 5. 0 commitment. (Thanks to my parents for offering me a 10 years old VIOS). 6. 0 commitment since I bought an apartment unit and rent it out. In average, I can save up RM3,000 - RM15,000 / month. (RM15,000 is the highest achievement so far, only hit once). I want to have a second hand BMW F30 328i M-Sport 2014 yr, with price RM140K. loan with 7 yrs, and installment would be RM1,400 +-. I need advise from all experts since I'm still young. The reason I don't want to buy a brand new 318i is because the depreciation value is high and I think it's not worth for me. What I know is the depreciate value is up to RM130K for 4 yrs old car. I'm saying 328i M-Sport. My concerns: 1. How much would I lost from buying this after I sell it off after 5 years. 2. How much would cost me to maintain? (installment + maintenance) 3. Is it really that bad to buy a German continental car (used car) because I've seen so many bad review on it. PLEASE TO ALL SIFU TO GIVE ME A PROPER ADVISE.... 1. Look at 3's that are 5 years older on mudah/oto and you'll get the idea. Once a new model comes out they plummet. 2. Local BMW's have 5 year warranty, so hopefully the one you're eyeing was well maintained. Depends how it's been / being driven, RM250/month just for maintenance would be a safe budget for a normal driver 3. They're way less forgiving than Jap/local cars ... so if you see any warning lights get it taken care of asap.
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corad	Aug 23 2018, 11:29 PM Return to original view \| Post #2
Hard to see, the dark side is. Senior Member 2,403 posts Joined: Jan 2003 From: Sarawak / United Kingdom	QUOTE(StanleySAPBasis @ Aug 23 2018, 04:58 PM) How about the mileage record, is it possible to be modified? yeap, just change the circuit board or use rollback software. If it's a local BMW then at least you can cross check with maintenance booklet. just sharing, when I was a freshie, those premium brands were super tempting when you have nothing else to spend on (family etc). Also with 9 year loan, anything below RM500k would be in reach Still remember A6 Hybird was ~RM300k which seemed like a super good deal at the time Eventually I settled for a used murano @ RM40k (mainly for the keyless entry, at that price no other car had it back then). Was just a car to get me from A to B. Colleagues were getting new VW's , Civic's etc ... didn't make me exactly envious, but they looked like they had more $$ to spend ! Now 5 years later, glad I chose what I did. It's a dull drive, but at least it's reliable. No car loans (calculate how much a bank earns) and with what I saved I still have the option to get a better car. If I'd gotten something "nice" back then, I wouldn't be looking forward to new car launches anymore
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