this is like the same old case when a dude managed to save up 1 million to buy a lamborghini then realize that the cost of servicing, spare parts, insurance, etc is wayy more than whats he capable of. Dear TS, u want to buy a used car.. and u r just 24 years old, there are still more commitment in life.. u surely dont want to waste most of ur income for car... lol

That's exactly what I did when I was 22, loan myself a big bike, buy a brand new iphone just so I can have fun with my life. Little did I know, my desire is about to change. I dont like the bike anymore, but I still have some more years before I can finish my loan. I have to pay for its servicing, spare parts, insurance, etc and holy molly they're super expensive especially for something that I dont like anymore. A new iphone comes months after that, then I realize i dont have the latest iphone.. i just wasted money buying it.. all these nonsense mindset comes to me because of buyers remorse.. then my new girlfriend comes along, i need money for her and travelling, etc.. im just wondering what if i dont spend that much money when I was 22.. could have save it for future..