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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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jkngo2003
post Aug 24 2018, 01:03 PM

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Receive SMS of shopee rm88 voucher voucher for doing automatic fund transfer last month
jkngo2003
post Sep 27 2018, 06:16 PM

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QUOTE(skty @ Sep 27 2018, 04:14 PM)
Standard answer I received when I call up PBB CS is not eligible.

What I try to urge ppl here is use common sense and get some knowledge before call PBB CS to confirm your thought/idea. I challenged him (the PBB CS) and he has to put me on hold to double confirm with his management whether BigPay is eligible for the take home campaign.

The final answer I get from him is eligible. So, what I can advise is, after spending, call up PBB CS to ask when will you receive the gift. And if they told you not eligible, challenge them, instead of just accepting what they tell you. Our society mindset need to change/improve.
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I do 8 transition in shopee but I didn't received cashback. I do it at 12.10 midnight and transition date is on Monday in statement. Do anyone face it or alr complain to cs?

Before that no issue for my shopee transition
jkngo2003
post Sep 27 2018, 06:47 PM

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I found out one thing I spend rm60x2 in my main card and spend rm60x3 in my supp card. I don't get the cash back at all

My mother spend rm60x3 in the main card and rm60x5 in supp card. She only get rm15 cashback.

All the supp card is signature card and separate account and all transition is shopee.

I just call the bank and they say should entitled and they will check and call me back again.
jkngo2003
post Sep 27 2018, 11:44 PM

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QUOTE(celciuz @ Sep 27 2018, 10:58 PM)
Ah, 10:10am on Monday also not eligible? Sigh then I have a few weeks which I did the reload in evening =/. Oh dear, RIP cash back.
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Not bcoz if time , is bcoz of system error. Supp card transition didn't capture.
jkngo2003
post Sep 28 2018, 07:03 AM

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QUOTE(mamamia @ Sep 28 2018, 12:16 AM)
If based on my spending (7x BigPay + 1x Shopee), it seem like Shopee might be the culprit.. anyone get week 6 RM50 cashback with Shopee transaction?
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I swipe 3 shopee at 1205am with my principal card. Swipe 5 time shopee using my supp card. I only get rm 15.

I don't think is shopee issue or time zone problem..

Should be supp card spend didn't linked for calculation.

My spending style all same as before. Never miss the rm50 cashback for few years already .

This post has been edited by jkngo2003: Sep 28 2018, 07:05 AM
jkngo2003
post Oct 1 2018, 08:15 AM

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for week6 cash back, may i know, for the one get rm15 or rm50 cashback. may i know what is the latest for your transition? if swipe before 10am monday, should i get the cashback?
jkngo2003
post Oct 1 2018, 01:31 PM

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QUOTE(ClarenceT @ Oct 1 2018, 01:00 PM)
Haha... My chance now. missing CB for WK7 -  completed 8X by 7am 13/8. 
rclxub.gif doh.gif  vmad.gif  mad.gif
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r u using shopee?

i just receive a all from pbe. she mention to me that the cashback pool finish at 10am morning and my transition is shopee is 11am whereas i swipe it at midnight 1215. they refuse to give me the cashback.

bigpay is best to use now for cashback
jkngo2003
post Oct 1 2018, 05:08 PM

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QUOTE(pvateme @ Oct 1 2018, 05:04 PM)
my failure rate seems very high on week 6 onwards. get full cb for all previous weeks.
week 6 - 0
week 7 - 50
week 8 - 0
week 9 -0
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me all zero all. all done using shopee and done before 9.30am
jkngo2003
post Oct 2 2018, 09:13 AM

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QUOTE(pvateme @ Oct 2 2018, 08:58 AM)
i registered on 2 Jul. I remember i did it after someone shared the info here, even before pb has this promotion published on their webpage.
but i dont get my cb for week 6, 8, 9.

to me, from the sense of programmer:
too many transactions, the old logics / program couldnt produce the winning result in time. they trying to improve the program logic, and ended up, giving wrong result.

after call and email, my week 6 is now under recommendation. have to wait 1 week to see whether they will credit rm50 for me.
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which email address should i write in to file the report of missing cash back?

too many email in pbe contact.

thanz
jkngo2003
post Oct 5 2018, 05:15 PM

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QUOTE(pvateme @ Oct 5 2018, 05:02 PM)
My case:
Week 6 - RM50 (After appeal by email, got it one week after email and call)
Week 7 - RM50
Week 8 - 0 (Sent email, no reply / auto respond, called CS and yes, they received my email)
Week 9 - 0 (Same as case week 8)
Week 10 - 0
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May I know in your email, what thing u attached for appeal?

For calling, what is tell u?

Which one is more effective in your opinion?


jkngo2003
post Oct 7 2018, 10:43 AM

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QUOTE(cclim2011 @ Oct 7 2018, 08:39 AM)
I got a feeling public bank is trying to take care non-BP participants (who are not in this forum) hence this issue. We will see.
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I swipe at ipay shopee with 8 times. Four at midnight night, four around 9am. All shopee, also no cashback
jkngo2003
post Oct 12 2018, 10:43 PM

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QUOTE(mjchua @ Oct 12 2018, 10:26 PM)
got my wk10 rm50 cb after appealed
8x BP transactions done around 1am 03 sept
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Finally I get back all my missing five week cash back in one shot.


jkngo2003
post Oct 12 2018, 11:37 PM

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QUOTE(mjchua @ Oct 12 2018, 11:29 PM)
you call them for appeal ? or automatic credited ?
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Call them appeal only
jkngo2003
post Oct 19 2018, 12:22 AM

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Another successful appeal by email for my wife. Cash back in today.
jkngo2003
post Oct 19 2018, 09:01 AM

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thanz for dear all notice to me. have to ask my wife to terminate the card asap.

thanz
jkngo2003
post Oct 19 2018, 09:03 AM

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QUOTE(mamamia @ Oct 19 2018, 01:32 AM)
U might need to mask off her card number
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QUOTE(jiaen0509 @ Oct 19 2018, 02:23 AM)
Please include the exp date n cvv as well.
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QUOTE(janson_kaniaz @ Oct 19 2018, 07:10 AM)
good luck with fraud cases later
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QUOTE(cybpsych @ Oct 19 2018, 07:12 AM)
seriously  shocking.gif

just put the card number into PBe, can get the cardholder's name out.  doh.gif
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QUOTE(beLIEve @ Oct 19 2018, 07:25 AM)
If don't have PBe, Instant transfer also can

Cash back = +235
Fraud = -23500 tongue.gif
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thanz for your all notice. have to ask my wife the terminate it asap. later sure screwed by her

jkngo2003
post Oct 24 2018, 09:12 AM

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QUOTE(Leroi2x @ Oct 24 2018, 08:15 AM)
Now i having a new idea
Pledge fd 30k to get vs and qm master
What rate they will follow 1 month fd? Assume 3.2%
Then if i able to bt out 80% which is 24k out with 0%
Lets assume this 24k i use to earn a return with 2.1%
Overall the return should be similar to i put 30k to a 4.2% fd
In between i earn the card benefit and promo

But why must pledge 1st only cant apply?
Shouldn't after they allow only i go pledge
Else after i pledge they not allow ,wasted my time
And pledge fd rate follow 1 month or?
And any idea for stamp duty costing?

Am i must cancel this pledge fd card and reapply a new 1 if i wan convert it to a normal apply credit card?
Or could it be convert by request?
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I have pledge the fd 35k one year tenure for my 70 year old mother two year ago. Fd slip is with bank

Then she get one vs main card and 2 supp card for me and my wife.

Every week get rm50 cash back campaign. One month get rm50x4 and rm38x3. Total month cash back is rm314. One year get around rm 3768

Assume yearly fd rate is 3 percent. Compare to campaign rate is 4.5 percent. I lost 1.5 percent. Lost Rm525 per year.

As u mention, I do balance transfer every half year rm30k to cimb and do the fd for it again. I need to do monthly fd for every rm5000. Coz every month I need to pay back the card rm5000 for bt balance. Redo it and redo it.

For me, it worth to pledge the fd for vs but must do bt and score all the cash back.

jkngo2003
post Oct 24 2018, 11:56 AM

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Week 14 cash back in
And my wife appeal for week 10 cash back last few week and today also in alr
jkngo2003
post Oct 29 2018, 10:16 AM

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QUOTE(cybpsych @ Oct 27 2018, 05:57 AM)
reported 11am window gone.

no info for 10am window.

user posted image

» Click to show Spoiler - click again to hide... «

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with this graph come out, many people swipe at midnight now.

last week i swipe at midnight finish in 15 minute , now more than half an hours. line always disconnect. server fail , key in tac and reload not in. before that at midnight no issue. i think the bigpay server is crowded with kiasu kia like me.

now dont need to try anymore. for sure is late alr.



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