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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back
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SUSW_Lenovo
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Aug 28 2018, 10:52 AM
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Getting Started

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Guys, i have a credit card i wish to cancel due to SST before november (aniversary issue date), but the problem is i have ZIIP instament ongoing for this card until January next year... so what should i do now? so if i wish to cut it, that means i need to pay the outstanding 1 off?
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SUSW_Lenovo
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Aug 28 2018, 11:10 AM
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Getting Started

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QUOTE(TongCN @ Aug 28 2018, 10:54 AM) You have to check: 1st check any penalty charges if early settlement, see the amount of penalty fee 2nd pay RM25 or penalty fee ? hmm... i am not aware of any penalty charges tho... hope it will be less then rm25. this card has merely 0.2% cash back meaning i have to spend RM125000 for just absorbing the stupid SST, really not worth it This post has been edited by W_Lenovo: Aug 28 2018, 11:11 AM
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SUSW_Lenovo
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Aug 28 2018, 01:13 PM
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Getting Started

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QUOTE(bernardyap @ Aug 28 2018, 12:53 PM) When is your card renewal/expire month? RM25 SST will only be charge on your renewal month for existing card. While new card charge on the first issuance day. If your expire month is after january, then you can cancel the card after last payment of ZIIP and not incurred RM25 SST. else... pay RM25.. the final tenure of the ZIIP is on January 2019, and my card anniversary is coming November...
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