Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

views
     
SUSW_Lenovo
post Aug 28 2018, 10:52 AM

Getting Started
**
Junior Member
175 posts

Joined: Feb 2017
Guys, i have a credit card i wish to cancel due to SST before november (aniversary issue date), but the problem is i have ZIIP instament ongoing for this card until January next year... so what should i do now? so if i wish to cut it, that means i need to pay the outstanding 1 off?
SUSW_Lenovo
post Aug 28 2018, 11:10 AM

Getting Started
**
Junior Member
175 posts

Joined: Feb 2017
QUOTE(TongCN @ Aug 28 2018, 10:54 AM)
You have to check:
1st check any penalty charges if early settlement, see the amount of penalty fee

2nd pay RM25 or penalty fee ?
*
hmm... i am not aware of any penalty charges tho... hope it will be less then rm25. this card has merely 0.2% cash back meaning i have to spend RM125000 for just absorbing the stupid SST, really not worth it doh.gif

This post has been edited by W_Lenovo: Aug 28 2018, 11:11 AM
SUSW_Lenovo
post Aug 28 2018, 01:13 PM

Getting Started
**
Junior Member
175 posts

Joined: Feb 2017
QUOTE(bernardyap @ Aug 28 2018, 12:53 PM)
When is your card renewal/expire month?
RM25 SST will only be charge on your renewal month for existing card. While new card charge on the first issuance day.
If your expire month is after january, then you can cancel the card after last payment of ZIIP and not incurred RM25 SST.

else... pay RM25..
*
the final tenure of the ZIIP is on January 2019, and my card anniversary is coming November...

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0867sec    0.25    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 11:54 PM