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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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SwarmTroll
post Aug 25 2018, 03:15 PM

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Couldnt public bank mail the quantum cards to me? Or its all purely collection?
SwarmTroll
post Aug 28 2018, 05:05 PM

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My quantum cards were approved on 16/8 and now ready for collection at card collection center, now need wait another 10 days as they were suppose to mail me rather than me collecting it. Basically I am off the hook for paying SST until next year August right?
SwarmTroll
post Aug 31 2018, 07:50 PM

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QUOTE(beLIEve @ Aug 31 2018, 06:18 PM)
https://www.msn.com/en-my/money/topstories/...EcqN?li=BBr8Mk9

Under the Service Tax (Rate of Tax) Order 2018, Lim said RM25 will be charged for each principal credit card or charge card on the date it is activated or the date it is renewed, and every time the card is renewed.

I think/hope I've activated mine on PBe by setting the PIN. At least, I think I've done what I could without the physical card. Or hope that report is wrong. Whoever have PBe, I think better try activate it online.
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Wait what? So its activation date and not approved date??? I have not received the physical card yet.
SwarmTroll
post Aug 31 2018, 07:56 PM

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QUOTE(beLIEve @ Aug 31 2018, 07:43 PM)
thanks again bro.

No la, I didn't activate it for SST. I thought adding in the PIN to make it safer while I wait for it to arrive. Today only I saw the SST thingy. I think people can still argue about issuing date vs activation.

I think Public Bank don't have this feature. My first use at Ikea for the Quantum, they just wave only without needing a PIN.

Your advice would be good for others smile.gif
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How did you activate the card without receiving the card itself yet?
SwarmTroll
post Sep 1 2018, 12:48 AM

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QUOTE(beLIEve @ Sep 1 2018, 12:21 AM)
Once the card is approved, it's available on my PBe online. I think I clicked Add card, then I can set the PIN. Then it's available along with my existing PB cards.
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I see, i dont have a PB account as of yet. I just applied for the credit cards.
SwarmTroll
post Sep 1 2018, 03:49 PM

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So if I have not activated my cards and I cancel one of them, i wont need to fork out RM25 sst on the one I have not activated? Might cancel off quantum visa.
SwarmTroll
post Sep 3 2018, 02:17 PM

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Would I get 5% rebate from purchasing bus ride tickets online from TBS? Using the mastercard of course.
SwarmTroll
post Sep 21 2018, 03:36 PM

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So its true that as long as you do not activate the card you won't need to pay SST? I have a free gift (aeon voucher) from RinggitPlus that I can claim if I spend RM250 but was told to spend that amount on one card only. Might not activate my Visa quantum.
SwarmTroll
post Sep 22 2018, 11:16 AM

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Hmmm I guess I will just leave my quantum visa unactivated for now. I also have mbb 2 gold cards but never activated my visa, never received a statement from that card before.
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post Sep 23 2018, 01:13 PM

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Hey guys got some questions,

Since I have applied for PB Quantum at RinggitPlus, means I would NOT be eligible for the promotion items from PB (Barry Bag or Shoppee Voucher)? Cause I see in their main website that you can sms to register?

On the other hand, I have my ringgitplus gift which is an Aeon voucher that requires a spend of RM250 on one card, I was thinking if reloading into my BigPay card will be considered? i.e. I reload RM480 into my BP card which would mean I qualify for the free gift?
SwarmTroll
post Sep 24 2018, 12:20 PM

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How do you guys 'book' a place for the cashback4u? Monday morning? Do they refresh every week on monday? Planning to do with the BP.
SwarmTroll
post Sep 24 2018, 01:08 PM

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QUOTE(cybpsych @ Sep 24 2018, 12:35 PM)
read the t&c

weekly cb quota
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Ohh I see it, 30k every week with the date range given. Today would have been another new week for CB. But do you guys do it at like 12am? Ish?
SwarmTroll
post Sep 24 2018, 01:44 PM

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QUOTE(cybpsych @ Sep 24 2018, 01:38 PM)
depends on what/where you swipe; either do it during vampire-morning or wakeup-morning of Mondays  biggrin.gif

no idea about afternoon/evening/night time.
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12 am plus can gua hahha, 8 transactions to BP with Rm60 each should work. Or I get up at 6am ish to get ready for work.

Another ques guys, i dont have a PB savings acc so I gotta pay from my MBB savings acc, if I select instant transfer to pay my cc bills from PB, should be instant right? So I guess I can pay off my PB cc bills on statement due date?
SwarmTroll
post Sep 27 2018, 06:04 PM

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Guys the monthly 5% cashback with rm30 cap for quantum mc. Is it refreshed every month beginning or during statement date?
SwarmTroll
post Sep 30 2018, 12:24 PM

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Wait so tomorrow is the start of week 14, and you guys have only received the cash back for week 6 recently? So we will not know if we receive cashback until like after so many weeks? Is there like an sms notification or something? (Referring to cashback4u campaign)
SwarmTroll
post Oct 16 2018, 05:14 PM

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Oh for PB cashback quota is by monthly? My statement date is like mid month. So my new cashback quota is on like 1st of every month?

This post has been edited by SwarmTroll: Oct 16 2018, 05:15 PM
SwarmTroll
post Oct 20 2018, 05:07 PM

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If I use instant transfer from my maybank savings account to pay my PB credit card bills. Will it be reflected immediately on PB's side? Or should I pay atleast one or two days before statement due date?
SwarmTroll
post Oct 20 2018, 07:11 PM

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QUOTE(celciuz @ Oct 20 2018, 05:34 PM)
What I usually do is Instant Transfer to my PBB account then pay from there  laugh.gif , else need to transfer 3 times aiyo.
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Well I only have PB cards, no bank acc with them haha. But instant transfer to the card should be exactly like instat transfer to an account there, which is instantaneous?

SwarmTroll
post Oct 24 2018, 10:59 PM

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My cc statement balance was an amount before they awarded the weekly cashback (wk14). However the system still states that my last statement balance is the amount before the cashback. Its fine If I just pay the bill's statement balance minus the weekly cashback?
SwarmTroll
post Nov 10 2018, 03:45 PM

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Everyone that spend to get cashback? After 12am all can get?

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