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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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Gabriel03
post Sep 14 2018, 10:09 AM

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QUOTE(ClarenceT @ Sep 14 2018, 10:03 AM)
RM37200 / 36 = RM1133.33
RM 30k @ 4% p.a. FD/CASA, reducing by RM1133.33 -> You will earn RM1501
Note 9 -> RM3599

So you lose 7200-1501-3599 = RM2100 only.

But how many PB cardholders' credit limit > RM 37500 ?  rclxub.gif
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Is it better to end the balance transfer in advance after getting the phone? Have to pay the RM 100 penalty fee instead of 3 years of 8% interest.

But yeah. This promo is targeting the high CL clients.

This post has been edited by Gabriel03: Sep 14 2018, 10:10 AM
Gabriel03
post Sep 27 2018, 01:49 PM

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QUOTE(rdevil33 @ Sep 27 2018, 12:39 PM)
Not received yet!  sad.gif
BP reload RM60 x 8 on 06Aug around 8am.
Quota finish? :confused:
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I did the same thing. All my payments was around 8 am and has received 8 TACs. Have received CB from previous week.

But this time, i only got RM 15. The fund is already depleted so fast?
Gabriel03
post Sep 27 2018, 02:00 PM

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QUOTE(alexanderclz @ Sep 27 2018, 01:53 PM)
8x to BP?
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Yup. All the reloads were successful.
Gabriel03
post Sep 27 2018, 05:19 PM

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Is it possible that certain PBB staffs don't accept BP as accepted transaction for Spend 4 More while others do? That's why some get CB while others don't get?

This post has been edited by Gabriel03: Sep 27 2018, 05:20 PM
Gabriel03
post Sep 27 2018, 05:59 PM

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So, i called Cs to dispute my cashback. The person gave me the typical excuse that the cash pool has finished by then. I told her that it's impossible since I do it on Monday morning around 8ish and that I have a "friend" who did the transactions later on but got the full CB.

Then, she wanted to compare my card account with my "friend's" card account. I told her that I don't know his card account. So, she say that can't do much without verifying and continue to affirm that the pool has finished. That's why I got RM 15 instead RM 50.
Gabriel03
post Sep 27 2018, 06:15 PM

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QUOTE(chrischiang @ Sep 27 2018, 06:02 PM)
you may try another CS or email pbe cc bnm
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I took your advice and called again. Got a more understanding staff. Put me on hold for a while but in the end, she replied that the person in charge has left the office. She will check tmr and call me back.
Gabriel03
post Sep 27 2018, 06:53 PM

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QUOTE(jkngo2003 @ Sep 27 2018, 06:47 PM)
I found out one thing I spend rm60x2 in my main card and spend rm60x3 in my supp card. I don't get the cash back at all

My mother spend rm60x3 in the main card and rm60x5 in supp card. She only get rm15 cashback.

All the supp card is signature card and separate account and all transition is shopee.

I just call the bank and they say should entitled and they will check and call me back again.
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There is a coincidence. 3 of my transactions are on my MC card (card registered with the campaign) while 5 others on my visa. I got also RM 15.

Possible that they took only account only of the registered card?

This post has been edited by Gabriel03: Sep 27 2018, 06:54 PM
Gabriel03
post Sep 28 2018, 08:23 PM

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QUOTE(Gabriel03 @ Sep 27 2018, 06:15 PM)
I took your advice and called again. Got a more understanding staff. Put me on hold for a while but in the end, she replied that the person in charge has left the office. She will check tmr and call me back.
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So, the same PBB CS called me after verifying from the person in charge. She confirms that only 3 transactions went through before the pool finished. When I enquire the exact time that the pool, she denied knowing the cut-off time. I didn't argue more.

Hopefully, similar situation don't occur for the following weeks.

PS : I made 8x60 to BP around 8 am ish on Monday morning



This post has been edited by Gabriel03: Sep 28 2018, 08:24 PM
Gabriel03
post Oct 1 2018, 02:38 PM

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Week 7 - usual routine around 8 am on Monday
5xBigPay and 3xShopee

Only got RM 25.

Is it possible that Shopee is no longer qualified for the campaign?
Gabriel03
post Oct 1 2018, 03:17 PM

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QUOTE(hebe87 @ Oct 1 2018, 02:49 PM)
all 8 transactions were performed by principal card?

for me
week 6 - all 8 transactions by supp card, RM0 cash back
week 7 - 3 transactions by principal card, 5 transactions by supp card, RM15 cash back.

therefore, to me it seems that PBB din take the supp transaction in (unlike week 1 to week 5)
i called CS, they start talking it is FCFS, cash back pool finish early la. blablabla... i told them i have the  SMS OTP screenshot showing transaction time and requested them to escalate this issue to their officer and check.
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For my side, there is no correlation. I registered for the competition via my QMC.

Week 6 : RM 15 (3 x QMC & 5 x QV)
Week 7 : RM 25 (2 x QMC & 6 x QV)

I have received RM 50 for the previous weeks by doing similar process.

This post has been edited by Gabriel03: Oct 1 2018, 03:18 PM
Gabriel03
post Oct 1 2018, 06:43 PM

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Here is my details for the Week 6 to Week 9. All payments are made on Monday morning around 8 a.m. I used QM to register.

Attached Image

S = Shopee
BP = BigPay

If we considered that Shopee is disqualified from the campaign, I should get at least RM 25 for Week 8 & 9. So, I can't see a pattern.


PS : I have made at least 3 Shopee transactions per week as I fear that one day, BP will be disqualified. Since it will take some time to realise when it will happen (CB can enter very late), with 3 Shopee transactions, I was hoping at least RM 15. This philosophy was working for Week 1 to Week 5 where i have received RM 50.

This post has been edited by Gabriel03: Oct 1 2018, 06:48 PM

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