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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Sep 4 2018, 11:04 AM

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QUOTE(allen6279 @ Sep 4 2018, 10:59 AM)
buying those vouchers eligible for quantum Visa CB?
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As long as it is under Departmental.
AEON vouchers need to buy at Departmental CS not Supermarket (SMKT) CS.
allen6279
post Sep 4 2018, 11:05 AM

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QUOTE(David83 @ Sep 4 2018, 11:02 AM)
Just converted one large swipe to 6-month 0% FlexiPay.
Sent a SMS on last Saturday but no update.
Called CS and she did it on the spot. SMS received immediately after the call ended.

Was told by CS that Quantum cards are eligible for 12-month 0% FlexiPay with min amount of RM 1.2k

Early termination/settlement fee is RM 100.
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i wonder why they charge early settlement fee since it's already 0%
TongCN
post Sep 4 2018, 11:05 AM

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QUOTE(David83 @ Sep 4 2018, 11:02 AM)
Just converted one large swipe to 6-month 0% FlexiPay.
Sent a SMS on last Saturday but no update.
Called CS and she did it on the spot. SMS received immediately after the call ended.

Was told by CS that Quantum cards are eligible for 12-month 0% FlexiPay with min amount of RM 1.2k

Early termination/settlement fee is RM 100.
*
Got such O.o ? I also just done a 6 months flexi =.=
lamode
post Sep 4 2018, 11:07 AM

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QUOTE(allen6279 @ Sep 4 2018, 11:05 AM)
i wonder why they charge early settlement fee since it's already 0%
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customer base retention.
randoll
post Sep 4 2018, 11:17 AM

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If we buy something from 11street using 6/12 months instalment plan, do we get cash back?
Ramjade
post Sep 4 2018, 11:24 AM

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I cancel my Public bank Quantum visa via branch visit and put SST as reason and PB never even try to retain me. Guess I must be ikanbilis to them cry.gif cry.gif

This post has been edited by Ramjade: Sep 4 2018, 11:25 AM
ClarenceT
post Sep 4 2018, 11:28 AM

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QUOTE(Ramjade @ Sep 4 2018, 11:24 AM)
I cancel my Public bank Quantum visa  via branch visit and put SST as reason and PB never even try to retain me. Guess I must be ikanbilis to them  cry.gif  cry.gif
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You are still their card customer, so no added value if you keep QV.
SUSsaboteurs
post Sep 4 2018, 11:33 AM

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QUOTE(Ramjade @ Sep 4 2018, 11:24 AM)
I cancel my Public bank Quantum visa  via branch visit and put SST as reason and PB never even try to retain me. Guess I must be ikanbilis to them  cry.gif  cry.gif
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CL 4 digits only, 5 , or 6?
TongCN
post Sep 4 2018, 11:46 AM

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QUOTE(randoll @ Sep 4 2018, 11:17 AM)
If we buy something from 11street using 6/12 months instalment plan, do we get cash back?
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I can answer you : Yes but not from total amount

Let say you purchase RM1,200 of item and use the 11street instalment plan for 12 months

In your statement date, you will see 1/12 of RM100 charged and then RM5 of cash back.
cybpsych
post Sep 4 2018, 11:59 AM

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QUOTE(Sumofwhich @ Sep 4 2018, 11:58 AM)
Does it mean that if I were to apply a supplementary card now, SST will not be charged until my principal card's expiry month?
Anyway, even if it is charged now it's worth it for the RM30 monthly rebate,
don't know why I'm delaying this, the hd camera gift from last promo is lousy anyway,
the only troublesome part is most likely need to collect from branch, but at least can sign up for online banking at the same time  laugh.gif
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new card, sst will be charged immediately.
Sumofwhich
post Sep 4 2018, 12:02 PM

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QUOTE(cybpsych @ Sep 4 2018, 11:59 AM)
new card, sst will be charged immediately.
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Got it, thanks
randoll
post Sep 4 2018, 01:13 PM

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QUOTE(TongCN @ Sep 4 2018, 11:46 AM)
I can answer you : Yes but not from total amount

Let say you purchase RM1,200 of item and use the 11street instalment plan for 12 months

In your statement date, you will see 1/12 of RM100 charged and then RM5 of cash back.
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Means I will get cash back continuously for the 12 months right? Total cash back I get at the end of instalment is RM60, correct?

This is better. If I swipe 1.2k sekaligus, I only can get RM30 max.

The above applies to both quantum and vs?
ClarenceT
post Sep 4 2018, 01:16 PM

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QUOTE(randoll @ Sep 4 2018, 01:13 PM)
Means I will get cash back continuously for the 12 months right? Total cash back I get at the end of instalment is RM60, correct?

This is better. If I swipe 1.2k sekaligus, I only can get RM30 max.

The above applies to both quantum and vs?
*
Provided that PB don't remove online transactions as a rebate category (VS and QM only) in the next 12 months.
beLIEve
post Sep 4 2018, 02:04 PM

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Give them some face lah. Call them up and give them a chance to settle before you sledgehammer to BNM.
TongCN
post Sep 4 2018, 02:22 PM

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QUOTE(randoll @ Sep 4 2018, 01:13 PM)
Means I will get cash back continuously for the 12 months right? Total cash back I get at the end of instalment is RM60, correct?

This is better. If I swipe 1.2k sekaligus, I only can get RM30 max.

The above applies to both quantum and vs?
*
Yes, i had one instalments of 36 months from 11street and it falls under cash back category for quantum master.
beLIEve
post Sep 4 2018, 02:34 PM

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so it's a warez bug la. For every statement on Sept, add SST.

For $25, the programmer or sysadmin could lose his job if you goto Bank Negara. S/he will be eternally grateful to you.

This post has been edited by beLIEve: Sep 4 2018, 02:35 PM
Morning_Star
post Sep 4 2018, 03:29 PM

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For VS spend, when u spend 633.00 instead of 633.34, will u still get CB of 38.00 or 37.xy ?

This post has been edited by Morning_Star: Sep 4 2018, 03:29 PM
ClarenceT
post Sep 4 2018, 03:33 PM

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QUOTE(Morning_Star @ Sep 4 2018, 03:29 PM)
For VS spend, when u spend 633.00 instead of 633.34, will u still get CB of 38.00 or 37.xy ?
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RM633.25 to get RM38.00
Morning_Star
post Sep 4 2018, 03:47 PM

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QUOTE(ClarenceT @ Sep 4 2018, 03:33 PM)
RM633.25 to get RM38.00
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Wah, u already tried [.] 33,32,31,30,29.28,27,26,and finally .25 then only 38.00
ClarenceT
post Sep 4 2018, 03:54 PM

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QUOTE(Morning_Star @ Sep 4 2018, 03:47 PM)
Wah, u already tried [.] 33,32,31,30,29.28,27,26,and finally .25 then only 38.00
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Not really trying lah. Over 4 years, I found the formula since I always got RM59.9* / RM49.9* / RM37.9*,
so 37.995 / 0.06 = RM633.25
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