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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back
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MGM
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 Oct 24 2018, 10:20 AM
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QUOTE(psiloveu @ Oct 24 2018, 09:56 AM) Thanks for the info, I checked the breakdown of the charges Stamp duty 175.00 + 0.15 Commission 5.00 Cheque processing fee 0.85 Contract 53 Cash in service charge 10.6 Total 244.6 Few years ago, my 1st application for VS was rejected even though my income just met the requirement, after few months there was a PBB FD promo so I transfered few hundred thousands RM to PBB's short term FD. I then applied for VS and it was approved without the need to pledge FD like what u guys did. |
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MGM
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Oct 24 2018, 03:56 PM
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QUOTE(ClarenceT @ Oct 24 2018, 02:49 PM) Haha I prefer a good sleep than a RM50 CB. There are some people not getting CB at 12am-1am and 6am-8am during Wk6-10. So, how to tell 12.xxam is considered OK? Luckily not many people holding PB Cards; If Maybank CCs, you might have lost if you were 1 minute late! Yeah true, MBB 100% cashback within 5 seconds for some weeks. |
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MGM
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Oct 24 2018, 04:29 PM
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QUOTE(derick8860 @ Oct 24 2018, 04:27 PM) What is the weekly cashback you guys discussing about? MBB got 100% cashback? Sorry should have mentioned old promo in 2014. |
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MGM
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Oct 25 2018, 10:35 AM
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QUOTE(herc @ Oct 25 2018, 09:57 AM) nicely done haha with the current trend, til year end everyone will do on 00:00 Most of my reloads in the past were b4 8am n I think should get CB but the coming weeks will be more competitive. |
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MGM
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Oct 29 2018, 05:39 AM
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QUOTE(beaverknight @ Oct 29 2018, 12:32 AM) Faced the same situation as well. OTP keyed in but showed error for topping up. But then the amount is credited later into the well loved prepaid card. Me too, ended up swiped 11x. |
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MGM
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Oct 29 2018, 05:42 AM
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QUOTE(beaverknight @ Oct 29 2018, 12:32 AM) Faced the same situation as well. OTP keyed in but showed error for topping up. But then the amount is credited later into the well loved prepaid card. Me too, ended up swiped 11x. Looks like more r staying up late to swipe after being spooked by not getting CB. |
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MGM
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Oct 29 2018, 10:02 AM
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QUOTE(cybpsych @ Oct 29 2018, 08:52 AM) it fits the normal user behavior trending. wakeup time, reach office, lunch hours, after work/dinner/prime time, etc 12-1am should be more too (those sleep late), just not many reported here. Looks like BP still not willing to upgrade their system to handle occasional surge in top-up. I hope Grabpay Prepaid will give BP a run for their money |
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MGM
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Oct 30 2018, 10:04 AM
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QUOTE(ClarenceT @ Oct 30 2018, 09:25 AM) It is Direct Debit, no need OTP. Same for Fave n Grabpay? |
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MGM
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Nov 3 2018, 09:35 PM
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QUOTE(lilsunflower @ Nov 3 2018, 07:04 PM) Thank you! It worked!! The number I originally call left me on hold for more than 10 minutes... so I gave up and used your number. Instantly got to CS, and my issue was dealt with in 5 minutes. I called re SST rebates for my principal PBB VS and 9 supps. CS said they will confirm whether all the cards met the spending conditions, and if so, they can process the rebate. Will update when this happens. Annual spending for each card is RM633.25 x 12 hehehe. Hope I can save my RM25 x 10! For VS principle needs rm8000 spending to qualify for rm25 rebate, at 633.25x12 still short of rm400. |
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MGM
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Nov 4 2018, 09:53 PM
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QUOTE(Vibe007 @ Nov 4 2018, 09:37 PM) What time you all plan to top up bigpay after 12am tonight? Please share. 00:00:00 |
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MGM
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Nov 5 2018, 12:59 AM
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Ends up topping 15x, some of those giving error msgs popped up later.
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MGM
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Nov 5 2018, 07:53 AM
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Started swiping from midnight to 12.40am, 8 times without glitch, 7 times with error after OTP but minutes later shown as valid top-up. So ended up with 15 topups. Looks like more people doing it at midnight.
This post has been edited by MGM: Nov 5 2018, 07:54 AM
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MGM
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Nov 5 2018, 09:54 AM
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QUOTE(janson_kaniaz @ Nov 5 2018, 08:06 AM) Exactly my reason for not doing it at midnight. I rather sleep early and wake up earlier abit to do it. With 15 successful top up your effective cash back is only 5.6%. I have 5 cards to swipe n since this is my last week of my statement cycle have to use up all d balance to get my regular CB of 5 n 6%. In fact I still got some balance to use after this. |
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MGM
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Nov 5 2018, 10:59 AM
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QUOTE(alexanderclz @ Nov 5 2018, 10:44 AM) usually i'll check authorized charges to see if the transaction has been charged. For a statement cycle with 4 Mondays, I only need to swipe 4x8 times for the SN4CB, but with 5 cards can actually swipe 50 times. Hence I have the luxury of not checking the authorised charges, just top up only, anyway better chance with more swipes. |
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MGM
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Nov 9 2018, 07:45 AM
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QUOTE(lilsunflower @ Nov 8 2018, 11:51 PM) Just realised I've been a PBB card member since 2011, and I've never managed to accumulate enough VIP points to redeem anything. Does anyone know if supp card points can be aggregated with principal, or is it a strictly card-by-card redemption basis? And d points are valid for 3 years, so b4 u have enough points for redemption they expired. |
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MGM
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Nov 10 2018, 06:01 PM
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Deleted cos someone can't take it.
This post has been edited by MGM: Nov 10 2018, 06:17 PM
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MGM
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Nov 10 2018, 06:12 PM
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Looking at the trend, by December everyone will do the top-up by 1am.
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MGM
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Nov 10 2018, 06:23 PM
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QUOTE(janson_kaniaz @ Nov 10 2018, 06:15 PM) sooner or later, everyone will fight at 12-1 am slot to topup. that reminds me of the old mbb promo. such promo is never to be seen anymore. it’s not really speculation, it’s just a matter of when pbb will pull the plug. we got to face the reality sometimes. There is no right or wrong, just make hay when the sunshine. Don't have to teach the bank, they know what they r doing n especially PBB making few billions annually. |
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MGM
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Nov 11 2018, 04:20 PM
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QUOTE(ang1222 @ Nov 11 2018, 01:59 PM) 1st time late payment for PBB cc. for the past all on time. due ytd, pay today. 1 day difference. am i subject to late penalty ? any chance to waive if call up customer service ? anyone got experience before ? appreciate for some feedback. A CS once told me 3 days grace period. |
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MGM
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Nov 12 2018, 05:42 AM
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QUOTE(tifosi @ Nov 12 2018, 12:46 AM) I found out I didn't get W15 rebate. First transaction 12.11am Last transaction 12.31am. Anyone having this issue before? Did u get the correct date and week? I swiped btw 12.44 to 12.56am n got rm50 CB. |
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