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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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red_scorpion
post Aug 22 2018, 03:31 PM

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QUOTE(janson_kaniaz @ Aug 22 2018, 02:36 PM)
just to be clear. card anniversary date = due date?
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not...due date is monthly statement date.
card anniversary date = you can refer to your card expiry date month. normally that month is your anniversary date
janson_kaniaz
post Aug 22 2018, 03:40 PM

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QUOTE(red_scorpion @ Aug 22 2018, 03:31 PM)
not...due date is monthly statement date.
card anniversary date = you can refer to your card expiry date month. normally that month is your anniversary date
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okok that’s what i meant actually haha
celaw
post Aug 22 2018, 05:05 PM

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Just to share. My PBB Statement is 21 Aug. I top up BigPay on 20 Aug through my supp card for the "Spend Now For More" Campaign but the statement today show no transaction at all for my supp card. Very likely go to next month. There goes my RM30 monthly cash back..... bye.gif
cybpsych
post Aug 22 2018, 05:09 PM

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QUOTE(celaw @ Aug 22 2018, 05:05 PM)
Just to share. My PBB Statement is 21 Aug. I top up BigPay on 20 Aug through my supp card for the "Spend Now For More" Campaign but the statement today show no transaction at all for my supp card. Very likely go to next month. There goes my RM30 monthly cash back..... bye.gif
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20 Aug bigpay trx, not yet posted. kinda late this round.
timo1003
post Aug 22 2018, 08:09 PM

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QUOTE(Katrinah @ Aug 21 2018, 11:13 AM)
I just received sms from PB on the 288 shopee voucher 🤓 valid till 28 Feb 2019
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Thank you very much for clearing up the doubt!! biggrin.gif
putra23
post Aug 22 2018, 09:52 PM

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QUOTE(jacksonwwl @ Aug 22 2018, 02:30 PM)
just got my first pb cc... visa signature.
saw that insurance payment also can receive 6% cashback?
i got 3 prudential insurance which is current giro using citibank...
so would like to confirm the prudential personal/accident insurance able to have 6% cashback.

ps: i get the card purpose is to have the luggage bag lol...

first swipe to lazada online already ><
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Only if you pay online. The 6% is for groceries, dining and online transactions.
kart
post Aug 22 2018, 09:58 PM

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QUOTE(cybpsych @ Aug 22 2018, 12:34 PM)
yep, expected.

those who gotten the card approved before 1 Sep 2018, would have 1 year "grace period" before getting CST imposed on next anniversary.
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Thank you for sharing the guideline from Affin Bank.

Referring to the guideline from Affin Bank, since the anniversary month of my Public Bank cards is September, it seems like card service tax will be imposed on my cards next month (September 2018). Sigh. I have to cancel the less useful credit card.

poteryu
post Aug 22 2018, 10:46 PM

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QUOTE(celaw @ Aug 22 2018, 05:05 PM)
Just to share. My PBB Statement is 21 Aug. I top up BigPay on 20 Aug through my supp card for the "Spend Now For More" Campaign but the statement today show no transaction at all for my supp card. Very likely go to next month. There goes my RM30 monthly cash back..... bye.gif
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QUOTE(cybpsych @ Aug 22 2018, 05:09 PM)
20 Aug bigpay trx, not yet posted. kinda late this round.
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celaw is referring to QM CB right?
How about Txn count for campaign CB ? txn date or posting date?

SUSDavid83
post Aug 22 2018, 10:52 PM

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QUOTE(poteryu @ Aug 22 2018, 10:46 PM)
celaw is referring to  QM CB right?
How about Txn count for campaign CB ?  txn date or posting date?
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Yes. celaw mentioned about RM 30 monthly CB.
He's not talking about the Spend for More CB.
CP88
post Aug 23 2018, 12:43 AM

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QUOTE(cybpsych @ Aug 22 2018, 12:30 PM)
read this from Affin bank as general guideline on how they gonna do it.

user posted image
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Thanks for the info.

QUOTE(David83 @ Aug 22 2018, 12:32 PM)
Thanks cybpsych

The way they implement is no surprise at all!
It's within expectation and I expect other banks will have roughly similar game plan too!
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Are you guys gonna cancel the redundant cards now prior 1st Sept? Or wait till the charges reflected only cancel the card? hmm.gif
matrix88
post Aug 23 2018, 12:45 AM

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QUOTE(CP88 @ Aug 23 2018, 12:43 AM)
Thanks for the info.
Are you guys gonna cancel the redundant cards now prior 1st Sept? Or wait till the charges reflected only cancel the card?  hmm.gif
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good question. any recommendation?
CP88
post Aug 23 2018, 12:49 AM

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QUOTE(matrix88 @ Aug 23 2018, 12:45 AM)
good question. any recommendation?
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Bro, I am asking some inputs/game plan. tongue.gif

Questions:
Once charged, can we cancel without paying the SST? If YES, then will wait else its better cancelling now. tongue.gif
guy3288
post Aug 23 2018, 01:45 AM

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QUOTE(CP88 @ Aug 23 2018, 12:49 AM)
Bro, I am asking some inputs/game plan.  tongue.gif

Questions:
Once charged, can we cancel without paying the SST? If YES, then will wait else its better cancelling now.  tongue.gif
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i have 80+ cards, wont cancel them until confirmed SST charged then only cancel.

Almost all my cards AF=0 or waived, i heard if AF 0 or waived then SST wil be 0, then keep all.

Wise cards i pay fees, even with SST still will keep.

IceLeo
post Aug 23 2018, 07:51 AM

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QUOTE(guy3288 @ Aug 23 2018, 01:45 AM)

Almost all my cards AF=0 or waived, i heard if AF 0 or waived then SST wil be 0, then keep all.

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This is misleading.. SST is not new things. everyone should know they charge SST to all credit cards.. prepare to pay 80+ x 25 if you do not cancel any cards in the future.
SUSDavid83
post Aug 23 2018, 07:53 AM

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Stop speculating on the CST till banks make their own official announcements.

Whatever you heard on the news is the general requirement set by the government/Customs: RM 25 per card per year on all credit & charge cards inclusive of supplementary cards

This post has been edited by David83: Aug 23 2018, 07:56 AM
jacksonwwl
post Aug 23 2018, 10:19 AM

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QUOTE(putra23 @ Aug 22 2018, 09:52 PM)
Only if you pay online. The 6% is for groceries, dining and online transactions.
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automatic giro consider pay online??
CrazyGrandpa
post Aug 23 2018, 10:26 AM

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QUOTE(guy3288 @ Aug 23 2018, 01:45 AM)
i have 80+ cards, wont cancel them  until confirmed SST charged then only cancel.

Almost all my cards AF=0 or waived, i heard if AF 0 or waived then SST wil be 0, then keep all.

Wise cards i pay fees, even with SST still will keep.
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80+ cards ? amazing.. May I know how you gonna utilize them ?
SUSDavid83
post Aug 23 2018, 10:30 AM

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QUOTE(jacksonwwl @ Aug 23 2018, 10:19 AM)
automatic giro consider pay online??
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What is automatic GIRO?
Automatic GIRO from PBB cards to payee?
winbj
post Aug 23 2018, 10:46 AM

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I plan to cancel my quantum visa card since there will be a rm25 ST charge to the card on Sept..Any idea what can i change with just 1000+ vip points on that card? Feel a bit waste if just burn the points like that.
cybpsych
post Aug 23 2018, 10:48 AM

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QUOTE(winbj @ Aug 23 2018, 10:46 AM)
I plan to cancel my quantum visa card since there will be a rm25 ST charge to the card on Sept..Any idea what can i change with just 1000+ vip points on that card? Feel a bit waste if just burn the points like that.
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dont think anything significant with that vip points

https://www.pbebank.com/pdf/Promotions/rede...8_products.aspx

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