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Credit Cards Public Bank Credit Cards V4, PB Visa Sig 6% & Quantum 5% Cash Back

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TongCN
post Aug 26 2018, 07:34 AM

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QUOTE(kaizer_x @ Aug 26 2018, 02:56 AM)
Guys, i have a question. I’ve received 2 cc from pb although only apply 1 card. Can i cancel the other one since sst will apply and this will be costly to maintain
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I believe you are saying about Quantum Master and Quantum VISA?

If yes, then you may cancel one of the card by calling customer service smile.gif
TongCN
post Aug 28 2018, 10:54 AM

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QUOTE(W_Lenovo @ Aug 28 2018, 10:52 AM)
Guys, i have a credit card i wish to cancel due to SST before november (aniversary issue date), but the problem is i have ZIIP instament ongoing for this card until January next year... so what should i do now? so if i wish to cut it, that means i need to pay the outstanding 1 off?
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You have to check:
1st check any penalty charges if early settlement, see the amount of penalty fee

2nd pay RM25 or penalty fee ?
TongCN
post Aug 29 2018, 03:30 PM

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QUOTE(wezzer @ Aug 29 2018, 02:50 PM)
Hi, Guys
Do you still received PB (DGP) Cashback Bonus using the BP reload? I didn't see my latest 28th statement for both VS & QM.
Is possible PB not consider cashback anymore for BP?
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so this is my 21st Aug statement and all 711.90 consist of RM696 of Big Pay reloading and i still get Full RM30

Attached Image
TongCN
post Aug 29 2018, 04:18 PM

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All my BP reload using QV eligible for VIP points

RM1 = 1 VIP
TongCN
post Aug 29 2018, 05:27 PM

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QUOTE(cybpsych @ Aug 29 2018, 04:38 PM)
of course for QV got points la
https://www.pbebank.com/Personal-Banking/Ca...s-Required.aspx
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Oops, i think system didnt help me to quote on other ppl's reply.

I was refering to this lowyat forumer post :

QUOTE(lilsunflower @ Aug 29 2018, 03:04 PM)
Can you please also check whether your VIP points increased by the same amount as your BP reload? If you received VIP points, it may mean that BP reload is excluded...

Please share.
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TongCN
post Sep 3 2018, 08:42 AM

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QUOTE(eddie2020 @ Sep 3 2018, 12:06 AM)
week 5 abit delay right? still not yet updated from anyone. Supposed last week we have the result.
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It has been more than 4 weeks, so yeah, kind of delay tongue.gif
TongCN
post Sep 3 2018, 09:04 AM

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QUOTE(peri peri @ Sep 3 2018, 08:52 AM)
oh no, is it normal for the long delay? my aug 6% and 5% cash back for VS and Quan Master have yet reflected in acc. All are mainly reloaded to BP
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For normal cash rebate, it depends on your statement date.

Like mine is 21st of the month, it will reflect on the last day which is 21st.
TongCN
post Sep 3 2018, 02:14 PM

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QUOTE(Wolgie @ Sep 3 2018, 01:57 PM)
Time to x8 BigPay..... but seem down...
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Please tell us the error so we can help
TongCN
post Sep 3 2018, 02:50 PM

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QUOTE(Wolgie @ Sep 3 2018, 02:26 PM)
Mhhmmm.. reload x5 rm60 done.
4 time success, 1 time ady OTP, but said fail....so.....
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Not sure will "fail" or not but u can try facebook msg them see whether your reload is "floating" or not.

Some case do happen and they received their "failed" reload next day.
TongCN
post Sep 4 2018, 11:05 AM

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QUOTE(David83 @ Sep 4 2018, 11:02 AM)
Just converted one large swipe to 6-month 0% FlexiPay.
Sent a SMS on last Saturday but no update.
Called CS and she did it on the spot. SMS received immediately after the call ended.

Was told by CS that Quantum cards are eligible for 12-month 0% FlexiPay with min amount of RM 1.2k

Early termination/settlement fee is RM 100.
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Got such O.o ? I also just done a 6 months flexi =.=
TongCN
post Sep 4 2018, 11:46 AM

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QUOTE(randoll @ Sep 4 2018, 11:17 AM)
If we buy something from 11street using 6/12 months instalment plan, do we get cash back?
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I can answer you : Yes but not from total amount

Let say you purchase RM1,200 of item and use the 11street instalment plan for 12 months

In your statement date, you will see 1/12 of RM100 charged and then RM5 of cash back.
TongCN
post Sep 4 2018, 02:22 PM

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QUOTE(randoll @ Sep 4 2018, 01:13 PM)
Means I will get cash back continuously for the 12 months right? Total cash back I get at the end of instalment is RM60, correct?

This is better. If I swipe 1.2k sekaligus, I only can get RM30 max.

The above applies to both quantum and vs?
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Yes, i had one instalments of 36 months from 11street and it falls under cash back category for quantum master.
TongCN
post Sep 4 2018, 05:48 PM

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QUOTE(vitto1986 @ Sep 4 2018, 05:30 PM)
Hi my application with public bank for quantum credit card got rejected and i was told by their customer service there is no way i can check the reason of rejection. If there anything i do to check?

Thanks
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Nope no way, they wont disclose it even u demand to speak with management.

If you have loan such as PTPTN, chances are low sad.gif
TongCN
post Sep 4 2018, 06:29 PM

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QUOTE(vitto1986 @ Sep 4 2018, 05:54 PM)
Hmm i have a combined housing loan, so my chances are even lower?
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I have combine housing loan but i still pass for most of the applications except VS (Annual income not yet reach 80k)
TongCN
post Sep 4 2018, 06:30 PM

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QUOTE(Ramjade @ Sep 4 2018, 06:27 PM)
What I want is the highest % for the least spend. I only topup BP and spend on essential (stuff which I need to pay for anyway). Less than RM1000/month of spending.

So what's the best amount to topup?
I calculated was RM480 (RM60x8). Am I wrong?
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Yes, each week RM480 but then don't forget to pay PBB on due date biggrin.gif

Just settled mine but most money stucked in B** P** right now
TongCN
post Sep 6 2018, 04:30 AM

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QUOTE(beebee1314 @ Sep 5 2018, 11:01 PM)
Hi all. Not sure if this question has been asked. Tried using the search function but no results, so here goes.

If I buy movie tickets through TGV app, using master card masterpass, is this consider an online transaction?
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If u buy movie ticket like using TGV app, I suggest use Quantum Visa if you have.

Just pick pay using credit card and TGV fall under entertainment so u will get 5% cash back.
TongCN
post Sep 6 2018, 08:30 AM

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QUOTE(David83 @ Sep 6 2018, 08:09 AM)
Without Masterpass, if you buy from TGV App using normal CC checkout with Quantum Mastercard, it's considered as Online.
This info available at Page #1 and I also validated with my personal usage.

What is he asking was using checkout Masterpass e-wallet.
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Yea, but i'm just suggesting him another solution if he wants to have cash back feature smile.gif

Cause TGV for early bird can get cheaper rate also wink.gif

No harm to share, right?
TongCN
post Sep 6 2018, 11:19 AM

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QUOTE(vin_ann @ Sep 6 2018, 11:03 AM)
i forget CB4U promo is first come first serve basis...
just reloaded my BigPay....
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Ouch.. Thursday already sweat.gif
TongCN
post Sep 6 2018, 05:29 PM

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The next thing ppl will ask is week 6 when in

laugh.gif
TongCN
post Sep 6 2018, 06:03 PM

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My friend who received his BP card on 1st Aug tried his luck reload and get nothibg
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