that is normal (human behavior) when new technology is introduced to the mass, lack of awareness, etc. with more usage by customers, more practices by merchants/staffs, things would get better.

it will be painful, but eventually will be a norm.

PB Privileges @ Klook Travel Promotion [ PBB | T&Cs ]

ge's own portal

Eligible for 6% Online category cashback...

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services
ASTRO AMSS KUALA LUMPUR MY

5964: Direct Marketing - Catalog Merchant
PRESTO ************ BAYAN BARU MY (Presto e-wallet reload)

not all e-SI works the same. each bank implement it differently.

Online cb doesnt look at MCC

dont know, you can try?

i dont intend to use presto extensively anyway.

// 05 OCT 05 OCT SPEND NOW 4 MORE - WK10 50.00 CR //

assuming roughly the same amount of users targeting the swipe promo each week, and many not getting their usual cb (which they gotten in week1-5) or getting lesser than expected...

since the cb pool was claimed to be "depleted" in Monday morning alone, then where did the remaining cb goes to?

a) to those not fulfilling swipe count criteria? <-- nobody reported here, or keeping silent [wrong eligible users counted]

b) to those not suppose to get higher tier cb? <-- suppose to get rm15 but received rm50? etc etc [wrong eligble transaction counted]

c) to those didnt register but gotten the cb <-- keeping silent [wrong eligible users counted]

d) plainly under-utilized cb pool? <-- all due to wrong calculation

This post has been edited by cybpsych: Oct 5 2018, 03:03 PM

yes, that's expected to deplete in Monday (make sense), but that doesnt reflect to those not getting cb even swiping in the morning.

if wrongly counted, excluding bp wont fix the issue anyway. later users shift to shopee (and you propose to ban it again?), then users shift to other platforms, and ban it again?. this cycle will not end

make sense though. submission to their dept only internal/paperwork. submission to ccris could only happen after they key in the application details into their system.

2nd level approval will give a final assessment whether to approve or reject.

This post has been edited by cybpsych: Oct 5 2018, 03:38 PM

financial institution?

yes, why not? just drop them a call lor

no issue for me.

reload bp 1x per minute.

speed or velocity transaction usually detected from payment gateway side to monitor fraudsters making excessive transactions in very short period of time, purposely to test card numbers and see which goes thru or not. some may also switch from 3d secure to 2d and test if goes thru.

u think only lyn ppl complaining meh.

exactly.

bigpay is a new disruptive tool but it still doesnt violate pbb's T&C. furthermore, week1-5 have been "running" fine, bigpay or others, so there could be some unexplained reasons which we may/may not know.

all in all, hopefully PBB would start reviewing their eligibility calculation logic/formula properly, or at least matches with SN4M week1-5 and previous promos.

yep

always note down your week #, dates, and spending.

the table I screenshot from t&c and posted here cuz once a while users forgotten which week is which.

This post has been edited by cybpsych: Nov 12 2018, 03:18 PM

post 4

most likely it's semi-automation. if it's fully automated, we'd expect consistent results, cashback crediting, etc